{
 "name": "India Bank Frauds (Cases and Amount Involved, RBI)",
 "unit": "number of cases and amount in Rs crore",
 "dashboard": "https://bankpulse.ai/dashboards/bank-fraud/",
 "source": "RBI Annual Report -- frauds reported by banks (number of cases and amount involved)",
 "reviewed_by": "Vikram Jain",
 "license": "https://creativecommons.org/licenses/by/4.0/",
 "updated": "2026-06-19T07:18:02+05:30",
 "dateModified": "2026-06-19T07:18:02+05:30",
 "method": "frauds reported by banks during the fiscal year; cases = number of cases, amount_rs_crore = total amount involved",
 "note": "Rounded and approximate; recent years provisional and revised. The reporting year can differ from when the fraud occurred. Case counts surged in FY24 on small-value digital/card/online frauds while the amount fell; in FY25 cases fell ~34% but the amount nearly tripled to ~Rs 36,014 crore, largely because ~Rs 18,674 crore across 122 older cases was re-reported after re-classification following the Supreme Court ruling of 27 March 2023. By count private banks lead; by amount public-sector banks dominate.",
 "series": [
  {
   "fiscal_year": "FY22",
   "cases": 9100,
   "amount_rs_crore": 59800.0,
   "approximate": true,
   "note": "Amount roughly halved vs FY21 as legacy large-value cases worked through"
  },
  {
   "fiscal_year": "FY23",
   "cases": 13560,
   "amount_rs_crore": 26100.0,
   "approximate": true,
   "note": "Cases up, amount down further -- shift toward smaller-value frauds"
  },
  {
   "fiscal_year": "FY24",
   "cases": 36075,
   "amount_rs_crore": 13930.0,
   "approximate": true,
   "note": "Cases jump ~166% on small-value digital / card / online payment frauds; amount falls ~47%"
  },
  {
   "fiscal_year": "FY25",
   "cases": 23953,
   "amount_rs_crore": 36014.0,
   "approximate": true,
   "note": "Cases down ~34%, but amount nearly triples -- largely reclassification of older cases"
  }
 ]
}