{
 "generated_at": "17 Jun 2026, 18:05 IST",
 "generated_at_iso": "2026-06-17T18:05:06+05:30",
 "dateModified": "2026-06-17T18:05:06+05:30",
 "datePublished": "2026-06-17T07:02:00+05:30",
 "count": 32,
 "license": "Metadata free to use with attribution to BankPulse and the official RBI source.",
 "disclaimer": "Independent platform, not affiliated with the Reserve Bank of India. Never reproduces RBI text verbatim.",
 "circulars": [
  {
   "ref": "RBI/2026-27/102",
   "title": "CRR/SLR Exemption for 3-5 Year FCNR(B) Deposits",
   "url": "https://bankpulse.ai/c/rbi-2026-27-102/",
   "products": [],
   "summary": "RBI exempts fresh FCNR(B) deposits of 3-5 year tenor from CRR and SLR if mobilised between June 8 and September 30, 2026. This aims to boost dollar inflows via a USD/INR swap facility. Exemption applies to original deposit amounts while held.",
   "official_source": "https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=13471&Mode=0",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 13:02 IST",
   "published_at_iso": "2026-06-17T13:02:00+05:30"
  },
  {
   "ref": "RBI/2026-27/118",
   "title": "LABs: New Definitions in 2026 Amendment to Responsible Business Conduct",
   "url": "https://bankpulse.ai/c/rbi-2026-27-118/",
   "products": [],
   "summary": "From Jan 1 2027, LABs must adhere to updated RBI directions that introduce key terms—compulsory bundling, dark patterns, DSA/DMA, sub‑agents, explicit consent, and mis‑selling. These definitions tighten marketing and sales conduct, demanding clearer consent, prohibiting coercive bundling, and clarif",
   "official_source": "https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=13488&Mode=0",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 13:00 IST",
   "published_at_iso": "2026-06-17T13:00:00+05:30"
  },
  {
   "ref": "RBI/2026-27/107",
   "title": "₹2000 Note Withdrawal: Consolidated Instructions",
   "url": "https://bankpulse.ai/c/rbi-2026-27-107/",
   "products": [],
   "summary": "RBI has consolidated all past circulars on the withdrawal of ₹2000 banknotes. The notes remain legal tender. Exchange/deposit is now only at 19 RBI offices, not bank branches. No new policy changes; this is a clean-up of earlier instructions.",
   "official_source": "https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=13476&Mode=0",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 12:23 IST",
   "published_at_iso": "2026-06-17T12:23:00+05:30"
  },
  {
   "ref": "RBI/2026-27/120",
   "title": "UCBs: New Rules on Bundling, Dark Patterns & Mis-selling",
   "url": "https://bankpulse.ai/c/rbi-2026-27-120/",
   "products": [],
   "summary": "RBI bans compulsory bundling and dark patterns for UCBs from Jan 1, 2027. New definitions for mis-selling, explicit consent, and DSA/DMA sub-agents tighten accountability. Banks must review sales processes and third-party agreements.",
   "official_source": "https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=13490&Mode=0",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 12:21 IST",
   "published_at_iso": "2026-06-17T12:21:00+05:30"
  },
  {
   "ref": "RBI/2026-27/119",
   "title": "RRB Responsible Business Conduct: Second Amendment 2026",
   "url": "https://bankpulse.ai/c/rbi-2026-27-119/",
   "products": [],
   "summary": "RBI bans compulsory bundling and dark patterns for RRBs from Jan 1, 2027. New rules define mis-selling, explicit consent, and DSA/DMA sub-agents. Banks must ensure no forced product linkage or deceptive UI/UX designs.",
   "official_source": "https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=13489&Mode=0",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 12:21 IST",
   "published_at_iso": "2026-06-17T12:21:00+05:30"
  },
  {
   "ref": "RBI/2026-27/117",
   "title": "RBI Tightens Rules on Payments Bank Sales and Marketing",
   "url": "https://bankpulse.ai/c/rbi-2026-27-117/",
   "products": [],
   "summary": "RBI has issued comprehensive directions on advertising, marketing, and sale of financial products for Payments Banks, effective January 1, 2027. Key changes include banning compulsory bundling, defining dark patterns, and requiring explicit customer consent to prevent mis-selling.",
   "official_source": "https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=13487&Mode=0",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 12:21 IST",
   "published_at_iso": "2026-06-17T12:21:00+05:30"
  },
  {
   "ref": "RBI/2023-24/142",
   "title": "Currency Chest Operations",
   "url": "https://bankpulse.ai/c/rbi-2023-24-142/",
   "products": [],
   "summary": "Currency chest holding banks must operate on March 31, 2024, to account for government transactions.",
   "official_source": "https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=12641&Mode=0",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 11:00 IST",
   "published_at_iso": "2026-06-17T11:00:00+05:30"
  },
  {
   "ref": "RBI/2022-23/51",
   "title": "KCC Eligibility Relaxed for Fisheries & Aquaculture",
   "url": "https://bankpulse.ai/c/rbi-2022-23-51/",
   "products": [],
   "summary": "RBI has relaxed Kisan Credit Card eligibility for inland fisheries/aquaculture: farmers now only need to own/lease relevant assets and possess state-specific authorisations, removing earlier rigid licensing requirements.",
   "official_source": "https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=12318&Mode=0",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 11:00 IST",
   "published_at_iso": "2026-06-17T11:00:00+05:30"
  },
  {
   "ref": "RBI/2026-27/122",
   "title": "RBI Updates Rules",
   "url": "https://bankpulse.ai/c/rbi-2026-27-122/",
   "products": [],
   "summary": "RBI issues new directions for All India Financial Institutions on responsible business conduct, covering advertising and sales practices.",
   "official_source": "https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=13492&Mode=0",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 09:46 IST",
   "published_at_iso": "2026-06-17T09:46:00+05:30"
  },
  {
   "ref": "RBI/2026-27/121",
   "title": "RBI Updates Rules",
   "url": "https://bankpulse.ai/c/rbi-2026-27-121/",
   "products": [],
   "summary": "RBI issues new directions for rural co-operative banks on responsible business conduct, effective January 1, 2027.",
   "official_source": "https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=13491&Mode=0",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 09:46 IST",
   "published_at_iso": "2026-06-17T09:46:00+05:30"
  },
  {
   "ref": "https://www.rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=62941",
   "title": "RBI Master Directions",
   "url": "https://bankpulse.ai/c/rbi-doc-62941/",
   "products": [],
   "summary": "RBI issues Master Directions on authorization to operate a payment system, consolidating existing guidelines and instructions.",
   "official_source": "https://www.rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=62941",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 07:41 IST",
   "published_at_iso": "2026-06-17T07:41:00+05:30"
  },
  {
   "ref": "https://www.rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=62940",
   "title": "RBI 7-Day VRR Auction",
   "url": "https://bankpulse.ai/c/rbi-doc-62940/",
   "products": [],
   "summary": "RBI to conduct 7-day Variable Rate Repo auction on June 16, 2026, to manage liquidity conditions.",
   "official_source": "https://www.rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=62940",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 07:41 IST",
   "published_at_iso": "2026-06-17T07:41:00+05:30"
  },
  {
   "ref": "https://www.rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=62938",
   "title": "RBI Amends Rules on Financial Ads",
   "url": "https://bankpulse.ai/c/rbi-doc-62938/",
   "products": [],
   "summary": "RBI issues amendment directions on advertising and sale of financial products by regulated entities, effective January 1, 2027.",
   "official_source": "https://www.rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=62938",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 07:41 IST",
   "published_at_iso": "2026-06-17T07:41:00+05:30"
  },
  {
   "ref": "RBI/2026-27/124",
   "title": "RBI Amends HFC Directions",
   "url": "https://bankpulse.ai/c/rbi-2026-27-124/",
   "products": [],
   "summary": "RBI updates advertising and sales rules for housing finance companies, effective January 1, 2027.",
   "official_source": "https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=13494&Mode=0",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 07:41 IST",
   "published_at_iso": "2026-06-17T07:41:00+05:30"
  },
  {
   "ref": "RBI/2026-27/123",
   "title": "RBI Updates NBFC Rules",
   "url": "https://bankpulse.ai/c/rbi-2026-27-123/",
   "products": [],
   "summary": "RBI issues new directions for NBFCs on responsible business conduct, covering advertising and customer interactions.",
   "official_source": "https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=13493&Mode=0",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 07:41 IST",
   "published_at_iso": "2026-06-17T07:41:00+05:30"
  },
  {
   "ref": "RBI/2026-27/137",
   "title": "RBI Amends Capital Adequacy Norms",
   "url": "https://bankpulse.ai/c/rbi-2026-27-137/",
   "products": [],
   "summary": "RBI amends capital adequacy norms for small finance banks, introducing zero risk weight for ECLGS 5.0 exposures.",
   "official_source": "https://www.rbi.org.in/scripts/NotificationUser.aspx?Id=13508&Mode=0",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 07:02 IST",
   "published_at_iso": "2026-06-17T07:02:00+05:30"
  },
  {
   "ref": "RBI/2026-27/135",
   "title": "RBI Amends Capital Adequacy Norms",
   "url": "https://bankpulse.ai/c/rbi-2026-27-135/",
   "products": [],
   "summary": "RBI updates capital adequacy norms for regional rural banks, affecting risk weights for ECLGS 5.0 exposures.",
   "official_source": "https://www.rbi.org.in/scripts/NotificationUser.aspx?Id=13506&Mode=0",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 07:02 IST",
   "published_at_iso": "2026-06-17T07:02:00+05:30"
  },
  {
   "ref": "RBI/2026-27/134",
   "title": "RBI Amends Capital Adequacy Norms",
   "url": "https://bankpulse.ai/c/rbi-2026-27-134/",
   "products": [],
   "summary": "RBI updates capital adequacy norms for urban co-operative banks, affecting risk weights for ECLGS 5.0 exposures.",
   "official_source": "https://www.rbi.org.in/scripts/NotificationUser.aspx?Id=13505&Mode=0",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 07:02 IST",
   "published_at_iso": "2026-06-17T07:02:00+05:30"
  },
  {
   "ref": "RBI/2026-27/136",
   "title": "NBFC Capital Adequacy Update",
   "url": "https://bankpulse.ai/c/rbi-2026-27-136/",
   "products": [],
   "summary": "RBI has revised NBFC capital adequacy rules, allowing a zero risk weight for up to 75 % of the guaranteed portion of exposures under the Emergency Credit Line Guarantee Scheme (ECLGS) 5.0, provided settlement is expected within 30 days of invocation.",
   "official_source": "https://www.rbi.org.in/scripts/NotificationUser.aspx?Id=13507&Mode=0",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 07:02 IST",
   "published_at_iso": "2026-06-17T07:02:00+05:30"
  },
  {
   "ref": "RBI/2026-27/133",
   "title": "RBI Amends Capital Adequacy Norms",
   "url": "https://bankpulse.ai/c/rbi-2026-27-133/",
   "products": [],
   "summary": "RBI amends capital adequacy norms for All India Financial Institutions, introducing zero risk weight for 75% of guaranteed portion of ECLGS 5.0 exposures.",
   "official_source": "https://www.rbi.org.in/scripts/NotificationUser.aspx?Id=13504&Mode=0",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 07:02 IST",
   "published_at_iso": "2026-06-17T07:02:00+05:30"
  },
  {
   "ref": "RBI/2026-27/132",
   "title": "RBI Amends Capital Adequacy Norms",
   "url": "https://bankpulse.ai/c/rbi-2026-27-132/",
   "products": [],
   "summary": "RBI updates capital adequacy norms for commercial banks, introducing zero risk weight for 75% of ECLGS 5.0 guaranteed exposures.",
   "official_source": "https://www.rbi.org.in/scripts/NotificationUser.aspx?Id=13503&Mode=0",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 07:02 IST",
   "published_at_iso": "2026-06-17T07:02:00+05:30"
  },
  {
   "ref": "RBI/DPSS/2026-27/401",
   "title": "RBI Payment System Rules",
   "url": "https://bankpulse.ai/c/rbi-dpss-2026-27-401/",
   "products": [],
   "summary": "RBI issues master directions for payment system authorisation, outlining eligibility and requirements for operators.",
   "official_source": "https://www.rbi.org.in/scripts/NotificationUser.aspx?Id=13502&Mode=0",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 07:02 IST",
   "published_at_iso": "2026-06-17T07:02:00+05:30"
  },
  {
   "ref": "https://www.rbi.org.in/scripts/NotificationUser.aspx?Id=13501&Mode=0",
   "title": "RBI Amends NBFC Directions",
   "url": "https://bankpulse.ai/c/rbi-doc-13501/",
   "products": [],
   "summary": "RBI amends NBFC directions to revise agency business regulations and customer service aspects.",
   "official_source": "https://www.rbi.org.in/scripts/NotificationUser.aspx?Id=13501&Mode=0",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 07:02 IST",
   "published_at_iso": "2026-06-17T07:02:00+05:30"
  },
  {
   "ref": "https://www.rbi.org.in/scripts/NotificationUser.aspx?Id=13500&Mode=0",
   "title": "RBI Amends Rural Co-op Banks",
   "url": "https://bankpulse.ai/c/rbi-doc-13500/",
   "products": [],
   "summary": "RBI amends rural co-operative banks' financial services directions, effective January 1, 2027, impacting agency business and referral services.",
   "official_source": "https://www.rbi.org.in/scripts/NotificationUser.aspx?Id=13500&Mode=0",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 07:02 IST",
   "published_at_iso": "2026-06-17T07:02:00+05:30"
  },
  {
   "ref": "https://www.rbi.org.in/scripts/NotificationUser.aspx?Id=13499&Mode=0",
   "title": "RBI Amends Urban Co-op Banks' Financial Services",
   "url": "https://bankpulse.ai/c/rbi-doc-13499/",
   "products": [],
   "summary": "RBI updates rules for urban co-operative banks' financial services, effective January 1, 2027.",
   "official_source": "https://www.rbi.org.in/scripts/NotificationUser.aspx?Id=13499&Mode=0",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 07:02 IST",
   "published_at_iso": "2026-06-17T07:02:00+05:30"
  },
  {
   "ref": "https://www.rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=62947",
   "title": "RBI Variable Rate Repo Auction",
   "url": "https://bankpulse.ai/c/rbi-doc-62947/",
   "products": [],
   "summary": "RBI to conduct 2-day Variable Rate Repo auction on June 17, 2026, to manage liquidity conditions.",
   "official_source": "https://www.rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=62947",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 07:02 IST",
   "published_at_iso": "2026-06-17T07:02:00+05:30"
  },
  {
   "ref": "https://www.rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=62944",
   "title": "State Govt Securities Auction",
   "url": "https://bankpulse.ai/c/rbi-doc-62944/",
   "products": [],
   "summary": "RBI announces results of yield/price based auction of state government securities with varied acceptance amounts",
   "official_source": "https://www.rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=62944",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 07:02 IST",
   "published_at_iso": "2026-06-17T07:02:00+05:30"
  },
  {
   "ref": "https://www.rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=62946",
   "title": "Q4 Corporate Performance",
   "url": "https://bankpulse.ai/c/rbi-doc-62946/",
   "products": [],
   "summary": "Private corporate business sector saw 13.9% sales growth in Q4 2025-26, driven by manufacturing and services sectors.",
   "official_source": "https://www.rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=62946",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 07:02 IST",
   "published_at_iso": "2026-06-17T07:02:00+05:30"
  },
  {
   "ref": "https://www.rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=62945",
   "title": "State Govt Securities Auction",
   "url": "https://bankpulse.ai/c/rbi-doc-62945/",
   "products": [],
   "summary": "RBI announces results of state government securities auction with various yields and allotments.",
   "official_source": "https://www.rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=62945",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 07:02 IST",
   "published_at_iso": "2026-06-17T07:02:00+05:30"
  },
  {
   "ref": "https://www.rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=62943",
   "title": "7-day VRR Auction Result",
   "url": "https://bankpulse.ai/c/rbi-doc-62943/",
   "products": [],
   "summary": "RBI's 7-day VRR auction received bids worth ₹89,440 crore, with a cut-off rate of 5.26%.",
   "official_source": "https://www.rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=62943",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 07:02 IST",
   "published_at_iso": "2026-06-17T07:02:00+05:30"
  },
  {
   "ref": "RBI/2025-26/148",
   "title": "Money Market Update",
   "url": "https://bankpulse.ai/c/rbi-2025-26-148/",
   "products": [],
   "summary": "RBI's money market operations show liquidity injection of -1,51,131.21 crore on June 15, 2026, as per the net liquidity injected from outstanding including today's operations.",
   "official_source": "https://www.rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=62942",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 07:02 IST",
   "published_at_iso": "2026-06-17T07:02:00+05:30"
  },
  {
   "ref": "https://www.rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=62939",
   "title": "RBI Penalty on Mahila Bank",
   "url": "https://bankpulse.ai/c/rbi-doc-62939/",
   "products": [],
   "summary": "RBI imposes ₹5 lakh penalty on Mahila Co-operative Bank for non-compliance with loan directions.",
   "official_source": "https://www.rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=62939",
   "reviewed_by": "CA Vikram Dhariwal Jain",
   "published_at": "17 Jun 2026, 07:02 IST",
   "published_at_iso": "2026-06-17T07:02:00+05:30"
  }
 ]
}