{
 "name": "BankPulse fact-check — pending reviewer sign-off",
 "purpose": "Web-grounded audits that surfaced a discrepancy on a published headline number. Held OUT of the public /verified/ ledger until reviewer (our expert reviewer, CA Amit Jain) confirms against the official RBI source. Accuracy is sacred: numbers are never changed and never published as OK without sign-off.",
 "entries": [
  {
   "claim": "Aggregate CRAR of Indian scheduled commercial banks shown as 16.7% (bank-health dashboard, labelled 'Sep 2024 / RBI FSR Dec 2024')",
   "page": "https://bankpulse.ai/dashboards/bank-health/",
   "field": "crar_pct_sep2024",
   "published_value": "16.7%",
   "verdict": "FLAG — reviewer sign-off required",
   "method": "web-grounded frontier panel (Perplexity Sonar Pro [web] + Claude Opus 4.8)",
   "findings": [
    {
     "model": "Claude-Opus-4.8",
     "verdict": "OK",
     "note": "RBI FSR Dec 2024 reported SCB CRAR at 16.7% as of Sep 2024",
     "value": "16.7%"
    },
    {
     "model": "Perplexity-Sonar[web]",
     "verdict": "FLAG",
     "note": "RBI Dec 2024 FSR (Sep 2024 data) reports SCB CRAR at 16.8%; and the latest actual aggregate is higher (~17.2% as of Sep 2025) — the published reading is no longer the latest",
     "value": "16.8% (Sep 2024); ~17.2% (Sep 2025)"
    }
   ],
   "issues": [
    "last-decimal disagreement on the Sep-2024 reading (16.7% vs 16.8%)",
    "freshness: trend table ends at Sep 2024; newer RBI FSRs (Jun 2025, Dec 2025) now exist"
   ],
   "recommended_action": "Reviewer (our expert reviewer, CA Amit Jain) to confirm the Sep-2024 CRAR decimal against the official RBI FSR and decide whether to refresh the bank-health trend to the latest FSR readings.",
   "official_source": "https://www.rbi.org.in/Scripts/FsReports.aspx",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "2026-06-19T05:22:54.410217+00:00",
   "review_guide": {
    "what": "The aggregate Capital-to-Risk-weighted-Assets Ratio (CRAR) of scheduled commercial banks, published as 16.7% for Sep-2024 (RBI FSR Dec-2024). Two things: (a) the last decimal (16.7% vs 16.8%), and (b) whether Sep-2024 is still the latest available reading.",
    "how": "Open the latest RBI Financial Stability Report at the source link. In the 'Scheduled Commercial Banks - select soundness indicators' table, read CRAR as-of Sep-2024. Confirm the first decimal. Then check whether a newer FSR (Jun-2025 / Dec-2025) now reports a more recent CRAR.",
    "decision": "If 16.7% matches the Sep-2024 FSR table -> confirm and flip official_source to that FSR URL. If the FSR shows 16.8% -> correct the published value. If a newer reading exists -> refresh the dashboard to the latest as-of date."
   }
  },
  {
   "claim": "India CPI (Combined) inflation averaged about 4.6% in 2024-25 (cpi-inflation dashboard headline)",
   "page": "https://bankpulse.ai/dashboards/cpi-inflation/",
   "field": "cpi_combined_fy2024_25_pct",
   "published_value": "~4.6% (FY2024-25 annual average)",
   "verdict": "HOLD — reviewer sign-off required (panel not unanimous)",
   "method": "web-grounded frontier panel (Perplexity Sonar Pro [web] + Claude Opus 4.8)",
   "findings": [
    {
     "model": "Claude-Opus-4.8",
     "verdict": "OK/UNSURE",
     "note": "FY2024-25 CPI average appears around 4.6%, consistent with RBI/Economic Survey estimates",
     "value": "~4.6%"
    },
    {
     "model": "Perplexity-Sonar[web]",
     "verdict": "FLAG/UNSURE",
     "note": "Confirms 4.6% per Economic Survey for FY2024-25 but flags wording/full-year-availability nuance; not a clean unanimous OK",
     "value": "4.6% (FY2024-25, per Economic Survey)"
    }
   ],
   "issues": [
    "panel not unanimous on the soft \"~\" annual-average figure",
    "published page already hedges with a tilde (~4.6%)",
    "do NOT promote to public Verified-numbers ledger until reviewer confirms against the official CPI/Economic Survey release"
   ],
   "reviewer": "our expert reviewer, CA Amit Jain",
   "official_source": "https://www.mospi.gov.in (CPI) / RBI; Economic Survey 2024-25",
   "audited_at": "2026-06-19T06:17:37+00:00",
   "review_guide": {
    "what": "India CPI (Combined) inflation, full-year average for FY2024-25, published as ~4.6%.",
    "how": "Use the MoSPI CPI release or the RBI Handbook of Statistics / Economic Survey 2024-25 at the source link. Take the official 12-month average of CPI-Combined headline inflation for Apr-2024 to Mar-2025.",
    "decision": "If the official annual average rounds to 4.6% -> confirm. Otherwise correct to the official figure and cite the exact table."
   }
  },
  {
   "claim": "Gold-loan regulatory LTV ceiling shown as a flat 75% on /gold-loan/ (and in gold-loan FAQ/HowTo)",
   "page": "https://bankpulse.ai/gold-loan/",
   "field": "gold_loan_ltv_ceiling_pct",
   "published_value": "75% (flat)",
   "verdict": "FLAG - reviewer sign-off required",
   "method": "web-grounded frontier panel (Perplexity Sonar Pro [web] + Claude Opus 4.8)",
   "finding": "Web-grounded Perplexity Sonar reports RBI's current gold-loan framework is no longer a flat 75% ceiling but TIERED by loan size: up to 85% for loans up to Rs 2.5 lakh, 80% for Rs 2.5-5 lakh, and 75% for loans above Rs 5 lakh. Claude Opus 4.8 still read it as a flat 75%. Discrepancy -> held out of the public ledger; published number NOT changed pending reviewer confirmation against the official RBI source.",
   "suggested_action": "Reviewer (our expert reviewer, CA Amit Jain) to confirm the current LTV structure against the official RBI gold-loan Master Direction/circular; if tiered, update /gold-loan/ copy + FAQ/HowTo and add the confirmed values to the verified ledger.",
   "official_source": "https://www.rbi.org.in",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "2026-06-19T15:16:57.785005+05:30",
   "review_guide": {
    "what": "Whether the gold-loan regulatory LTV ceiling is a flat 75% (as published) or has become tiered / been revised.",
    "how": "Open the current RBI direction on lending against gold collateral at the source link and read the LTV clause. Note any 2024-25 revision (e.g. ticket-size-based LTV bands) that would make a single flat 75% inaccurate.",
    "decision": "Confirm flat 75% if the clause is still flat; otherwise correct /gold-loan/ to reflect the current LTV structure and cite the clause."
   }
  },
  {
   "claim": "RBI Small Finance Bank Priority Sector Lending (PSL) target as a % of Adjusted Net Bank Credit (ANBC)",
   "page": "(not currently published on a public BankPulse page — recorded proactively)",
   "field": "sfb_psl_target_pct",
   "published_value": "(none published)",
   "verdict": "FLAG — reviewer sign-off required before any future publication",
   "method": "web-grounded frontier panel (Perplexity Sonar Pro [web] + Claude Opus 4.8)",
   "findings": [
    {
     "model": "Claude-Opus-4.8",
     "verdict": "OK",
     "note": "SFBs must extend 75% of ANBC to priority sector lending (long-standing SFB licensing framework)",
     "value": "75%"
    },
    {
     "model": "Perplexity-Sonar[web]",
     "verdict": "FLAG",
     "note": "Claim may be outdated: live web reads SFB PSL target now 60% of ANBC (or CEOBE, whichever higher) following an RBI revision",
     "value": "60%"
    }
   ],
   "reviewer_action": "our expert reviewer, CA Amit Jain to confirm the current SFB PSL target against the official RBI Small Finance Banks Operating Guidelines / latest PSL Master Direction before BankPulse publishes any SFB PSL figure.",
   "audited_at": "2026-06-19T22:43:25+05:30",
   "review_guide": {
    "what": "The Small Finance Bank Priority Sector Lending target, published as at least 75% of Adjusted Net Bank Credit (ANBC).",
    "how": "Open the RBI Operating Guidelines / Master Direction for Small Finance Banks at the source link and read the PSL section.",
    "decision": "Confirm 75% of ANBC (and the sub-target structure if quoted); otherwise correct."
   }
  },
  {
   "claim": "Small Finance Banks (SFBs) must extend at least 75% of credit (ANBC) to priority sectors (published in BankPulse glossary SFB definition)",
   "page": "https://bankpulse.ai/glossary/#sfb",
   "field": "sfb_psl_target_pct",
   "published_value": "at least 75% of ANBC",
   "verdict": "FLAG — reviewer sign-off required",
   "method": "web-grounded frontier panel (Perplexity Sonar Pro [web] + Claude Opus 4.8; GPT-5.5-pro slot errored, treated as abstaining)",
   "findings": [
    {
     "model": "Claude-Opus-4.8",
     "verdict": "OK",
     "note": "SFBs required to extend 75% of ANBC to priority sectors (matches long-standing rule; non-web-grounded, may predate a 2026 amendment)",
     "value": "75% of ANBC"
    },
    {
     "model": "Perplexity-Sonar[web]",
     "verdict": "FLAG",
     "note": "Live web: RBI reportedly reduced the SFB PSL target from 75% to 60% of ANBC or CEOBE (whichever higher), citing an RBI PSL (Amendment) Directions, 2026 (claimed circular RBI/FIDD/2025-26/196, dated 19 Jan 2026). Two independent runs returned the same flag.",
     "value": "60% of ANBC or CEOBE, whichever higher (claimed, effective FY2025-26)"
    },
    {
     "model": "GPT-5.5-pro",
     "verdict": "ERR/abstain",
     "note": "API parse error this run",
     "value": ""
    }
   ],
   "issues": "Web-grounded model consistently asserts the SFB PSL target was cut from 75% to 60% effective FY2025-26 via a 2026 PSL amendment. The cited circular number/date is model-asserted and NOT yet confirmed against rbi.org.in. The published 75% figure has NOT been changed.",
   "recommended_action": "Reviewer (our expert reviewer, CA Amit Jain) to confirm against the official RBI Master Direction on Priority Sector Lending / FIDD circular. If reduced to 60%, update glossary SFB definition and add a verified-ledger entry; if still 75%, mark OK in the public /verified/ ledger. Do not change the number until signed off.",
   "official_source": "https://www.rbi.org.in/Scripts/BS_ViewMasDirections.aspx",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "2026-06-19T18:14:18Z",
   "review_guide": {
    "what": "The Small Finance Bank Priority Sector Lending target, published as at least 75% of Adjusted Net Bank Credit (ANBC).",
    "how": "Open the RBI Operating Guidelines / Master Direction for Small Finance Banks at the source link and read the PSL section.",
    "decision": "Confirm 75% of ANBC (and the sub-target structure if quoted); otherwise correct."
   }
  },
  {
   "claim": "There are about 11 Small Finance Banks operating in India as of 2024-25",
   "page": "https://bankpulse.ai/dashboards/small-finance-banks/",
   "field": "sfb_count",
   "value": "~11 small finance banks",
   "verdict": "FLAG — reviewer sign-off required",
   "method": "web-grounded frontier panel (Perplexity Sonar Pro [web] + Claude Opus 4.8 + GPT-5.5-pro); founder-approved 21 Jun re-audit",
   "findings": [
    {
     "model": "GPT-5.5-pro",
     "verdict": "ERR",
     "note": "expected string or bytes-like object, go",
     "value": ""
    },
    {
     "model": "Claude-Opus-4.8",
     "verdict": "UNSURE",
     "note": "Cannot browse to confirm current count against a primary RBI source; figure is plausible but unverified. RBI's list of Small Finance Banks should be checked for the exact number as of 2024-25.",
     "value": ""
    },
    {
     "model": "Perplexity-Sonar[web]",
     "verdict": "FLAG",
     "note": "Most recent high-credibility sources state 11 Small Finance Banks are operating after the Fincare–AU merger; some sources still mention 12, creating conflict that must be flagged.",
     "value": "11 operational Small Finance Banks after 1 April 2024"
    }
   ],
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "2026-06-21T03:18:37Z",
   "published_value": "~11 small finance banks",
   "recommended_action": "Reviewer (our expert reviewer, CA Amit Jain) to confirm against the official source. Do not change the number until signed off. Page already carries Indicative/pending-verification badge.",
   "official_source": "https://www.rbi.org.in/",
   "review_guide": {
    "what": "The number of Small Finance Banks operating in India, published as ~11.",
    "how": "Open the RBI 'Banks in India' / list of Small Finance Banks at the source link and count the licensed-and-operating SFBs.",
    "decision": "Confirm the count with an explicit as-of date; correct if the register differs."
   }
  },
  {
   "claim": "BBPS monthly transaction-volume series shown as INDICATIVE run-rate ~2 cr/mo (FY19-20) rising ~3.5 -> 6 -> 9 -> 12 -> ~15 cr/mo (FY24-25); plus structural facts (pilot Aug 2016, full rollout 2017; PSS Act 2007; two-tier BBPCU operated by NPCI Bharat BillPay Ltd/NBBL with bank & non-bank BBPOUs; 20+ biller categories; cross-border inward 2022; revamped RBI BBPS Directions 2024).",
   "page": "https://bankpulse.ai/dashboards/bbps/",
   "field": "txn_volume_series + structural_facts",
   "published_value": "~2->3.5->6->9->12->~15 cr/mo (indicative); operator NBBL; 20+ categories; Directions 2024",
   "verdict": "FLAG — reviewer sign-off required",
   "method": "web-grounded frontier audit could NOT run (no OPENROUTER_API_KEY readable on host); recorded proactively for reviewer per founder approval 21 Jun 2026.",
   "findings": [
    {
     "model": "frontier-auditor",
     "verdict": "UNRUN",
     "note": "OpenRouter key not accessible to agent; volume series is rounded/approximate/indicative, not in Verified ledger",
     "value": "pending"
    }
   ],
   "issues": [
    "transaction-volume series is rounded & approximate/indicative — must be confirmed against NPCI Bharat BillPay statistics before Verified-ledger admission",
    "page carries 'indicative & pending expert verification' badge"
   ],
   "recommended_action": "Reviewer (our expert reviewer, CA Amit Jain) to confirm the per-month volume run-rate and structural facts (operator/NBBL, dates, category count, 2024 Directions) against NPCI Bharat BillPay / rbi.org.in before admitting to the Verified ledger.",
   "official_source": "https://www.rbi.org.in/ ; https://www.bharatbillpay.com/",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "2026-06-21T03:52:09.278520+00:00",
   "review_guide": {
    "what": "BBPS structural facts (operator NPCI Bharat BillPay Ltd / NBBL; 20+ biller categories; RBI BBPS Directions 2024) AND the INDICATIVE monthly transaction-volume series (~2 -> ~15 cr/mo).",
    "how": "Structural facts: confirm against the RBI BBPS Directions 2024 (source link). Volume series: pull actual monthly BBPS transaction volumes from the NPCI BBPS statistics page (second source link).",
    "decision": "Confirm structural facts. The volume series is explicitly indicative - either confirm it is the right order of magnitude or replace it with NPCI's published monthly actuals; keep the 'indicative' label until replaced."
   }
  },
  {
   "claim": "Account Aggregator adoption shown as INDICATIVE: ~14-16 operational NBFC-AAs; accounts enabled ~5 cr (FY22) -> ~30 cr (FY23) -> ~100 cr (FY24) -> ~130 cr (FY25); cumulative successful consents in tens of millions; under Master Direction - NBFC-Account Aggregator (RBI) Directions, 2016 (issued 2 Sep 2016; ecosystem live Sep 2021); FIPs span banks/NBFCs/insurers/MFs/depositories/pension/GSTN.",
   "page": "https://bankpulse.ai/dashboards/account-aggregator/",
   "field": "operational_AA_count + accounts_enabled_series + consents",
   "published_value": "~14-16 NBFC-AAs; accounts ~5->30->100->130 cr (FY22-25, indicative)",
   "verdict": "FLAG — reviewer sign-off required",
   "method": "web-grounded frontier audit could NOT run (no OPENROUTER_API_KEY readable on host); recorded proactively for reviewer per founder approval 21 Jun 2026.",
   "findings": [
    {
     "model": "frontier-auditor",
     "verdict": "UNRUN",
     "note": "OpenRouter key not accessible; adoption figures rounded/approximate/indicative, not in Verified ledger",
     "value": "pending"
    }
   ],
   "issues": [
    "operational-AA count + accounts-enabled series + consent figures are indicative — confirm against RBI/Sahamati stats before Verified-ledger admission",
    "page carries 'indicative & pending expert verification' badge"
   ],
   "recommended_action": "Reviewer (our expert reviewer, CA Amit Jain) to confirm operational NBFC-AA count, accounts-enabled series and consent figures against RBI / Sahamati before admitting to the Verified ledger.",
   "official_source": "https://www.rbi.org.in/ ; https://sahamati.org.in/",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "2026-06-21T03:52:09.278520+00:00",
   "review_guide": {
    "what": "Account Aggregator adoption: number of operational NBFC-AAs (~14-16) and the INDICATIVE accounts-enabled / consents series.",
    "how": "Count operational NBFC-AAs against the RBI NBFC-AA register (source link). For the adoption series, use Sahamati's published ecosystem statistics (second source link).",
    "decision": "Confirm the operational-AA count with a date. The accounts/consents series is indicative - confirm ranges or replace with Sahamati's figures; keep 'indicative' until replaced."
   }
  },
  {
   "claim": "Wilful & Large Defaulters / CRILC framework facts: CRILC reporting threshold Rs 5 crore aggregate exposure; large defaulter Rs 1 crore outstanding in doubtful/loss account; wilful defaulter examined where outstanding Rs 25 lakh+; SMA-0/1/2 (NPA at 90 days); classification via Identification Committee + representation + MD/CEO Review Committee; consequences (no fresh credit, multi-year bar, no restructuring, CIC reporting); current framework = RBI Master Direction on Treatment of Wilful Defaulters and Large Defaulters, 2024.",
   "page": "https://bankpulse.ai/dashboards/willful-defaulters-crilc/",
   "field": "thresholds + framework_facts",
   "published_value": "CRILC Rs 5 cr; large defaulter Rs 1 cr; wilful Rs 25 lakh+; MD 2024",
   "verdict": "FLAG — reviewer sign-off required",
   "method": "web-grounded frontier audit could NOT run (no OPENROUTER_API_KEY readable on host); recorded proactively for reviewer per founder approval 21 Jun 2026.",
   "findings": [
    {
     "model": "frontier-auditor",
     "verdict": "UNRUN",
     "note": "OpenRouter key not accessible; thresholds are regulatory and may be revised; not in Verified ledger",
     "value": "pending"
    }
   ],
   "issues": [
    "regulatory thresholds may be revised — confirm against the 2024 Master Direction before Verified-ledger admission",
    "page carries 'indicative & pending expert verification' badge"
   ],
   "recommended_action": "Reviewer (our expert reviewer, CA Amit Jain) to confirm the CRILC/large/wilful thresholds and framework facts against the RBI Master Direction on Treatment of Wilful Defaulters and Large Defaulters, 2024 before admitting to the Verified ledger.",
   "official_source": "https://www.rbi.org.in/",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "2026-06-21T03:52:09.278520+00:00",
   "review_guide": {
    "what": "Wilful & Large Defaulters / CRILC thresholds: CRILC reporting at Rs 5 crore aggregate exposure; large defaulter Rs 1 crore in a doubtful/loss account; wilful defaulter examined at Rs 25 lakh+ outstanding - under the RBI Master Direction 2024.",
    "how": "Open the RBI Master Direction on Treatment of Wilful Defaulters and Large Defaulters, 2024 (source link) and read each threshold clause individually.",
    "decision": "Confirm each of the three thresholds against the Master Direction; correct any that the MD states differently and note the clause number."
   }
  },
  {
   "claim": "India has roughly 1,450 urban cooperative banks (UCBs) regulated by the RBI as of 2024-25",
   "page": "https://bankpulse.ai/verified/",
   "field": "urban_coop_banks_count",
   "published_value": "~1,450 urban cooperative banks",
   "verdict": "BACKFILL — proposed canonical source; reviewer sign-off required to admit to Verified ledger as Tier-A",
   "method": "agent web research (official-domain search; no figure altered, source URL proposed only)",
   "findings": [
    {
     "model": "agent-websearch",
     "verdict": "SOURCE-PROPOSED",
     "note": "RBI Report on Trend and Progress of Banking in India (Co-operative Banking chapter) — https://www.rbi.org.in/Scripts/AnnualPublications.aspx?head=Trend+and+Progress+of+Banking+in+India",
     "value": "~1,450 urban cooperative banks"
    }
   ],
   "issues": [
    "UCB count is published annually; confirm exact count against latest RTP edition."
   ],
   "recommended_action": "our expert reviewer, CA Amit Jain to confirm the proposed canonical source (RBI Report on Trend and Progress of Banking in India (Co-operative Banking chapter)) supports the figure, then backfill official_source on this Verified-ledger entry and re-tier from '?' to Tier-A.",
   "official_source": "https://www.rbi.org.in/Scripts/AnnualPublications.aspx?head=Trend+and+Progress+of+Banking+in+India",
   "proposed_source_tier": "A",
   "source_name": "RBI Report on Trend and Progress of Banking in India (Co-operative Banking chapter)",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "2026-06-21T04:41:01.780647+00:00",
   "review_guide": {
    "what": "The number of urban cooperative banks (UCBs) regulated by the RBI, published as ~1,450.",
    "how": "Open the RBI Report on Trend and Progress of Banking in India (source link), UCB section, and read the count of UCBs for the stated year.",
    "decision": "Confirm the count with an explicit as-of year; correct if Trend & Progress differs."
   }
  },
  {
   "claim": "India's microfinance sector gross loan portfolio is roughly Rs 4 lakh crore as of 2024-25",
   "page": "https://bankpulse.ai/verified/",
   "field": "mfi_gross_loan_portfolio",
   "published_value": "~Rs 4 lakh crore",
   "verdict": "BACKFILL — proposed canonical source; reviewer sign-off required to admit to Verified ledger as Tier-A",
   "method": "agent web research (official-domain search; no figure altered, source URL proposed only)",
   "findings": [
    {
     "model": "agent-websearch",
     "verdict": "SOURCE-PROPOSED",
     "note": "MFIN Micrometer (Microfinance Institutions Network) quarterly report — https://mfinindia.org/",
     "value": "~Rs 4 lakh crore"
    }
   ],
   "issues": [
    "Industry-body source (not rbi.org.in). FY24 GLP was ~Rs 4.34 lakh cr; by Mar-2025 ~Rs 3.6 lakh cr after contraction — value is FY-sensitive, confirm period."
   ],
   "recommended_action": "our expert reviewer, CA Amit Jain to confirm the proposed canonical source (MFIN Micrometer (Microfinance Institutions Network) quarterly report) supports the figure, then backfill official_source on this Verified-ledger entry and re-tier from '?' to Tier-B.",
   "official_source": "https://mfinindia.org/",
   "proposed_source_tier": "B",
   "source_name": "MFIN Micrometer (Microfinance Institutions Network) quarterly report",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "2026-06-21T04:41:01.780647+00:00",
   "review_guide": {
    "what": "The microfinance sector Gross Loan Portfolio (GLP), published as ~Rs 4 lakh crore - and CRITICALLY which date it refers to (FY24 ~Rs 4.34 lakh cr vs Mar-2025 ~Rs 3.6 lakh cr differ materially).",
    "how": "Open MFIN Micrometer at the source link (note: industry body = Tier-B, not RBI) and read the sector GLP for a SPECIFIC quarter. Prefer an RBI Trend & Progress cross-check if available.",
    "decision": "Confirm only with an explicit as-of quarter, OR replace with an RBI figure. Keep the Tier-B flag because the source is an industry body, not the regulator."
   }
  },
  {
   "claim": "Under NABARD's SHG-Bank Linkage Programme there are roughly 1.4 crore savings-linked SHGs (around 14 crore households) as of FY24",
   "page": "https://bankpulse.ai/verified/",
   "field": "savings_linked_shgs",
   "published_value": "~14.4 crore savings-linked SHG members",
   "verdict": "BACKFILL — proposed canonical source; reviewer sign-off required to admit to Verified ledger as Tier-A",
   "method": "agent web research (official-domain search; no figure altered, source URL proposed only)",
   "findings": [
    {
     "model": "agent-websearch",
     "verdict": "SOURCE-PROPOSED",
     "note": "NABARD 'Status of Microfinance in India 2023-24' — https://www.nabard.org/auth/writereaddata/tender/0808244223NABARD-SOMFI%20%20%20%20%20%20%20%2020232024%20%20%20%20%20%2030072024.pdf",
     "value": "~14.4 crore savings-linked SHG members"
    },
    {
     "model": "agent-websearch[web 2026-06-21]",
     "verdict": "CORRECT-UNITS",
     "note": "NABARD Status of Microfinance in India 2023-24: 144.21 lakh (~1.44 crore) SHGs were SAVINGS-LINKED as of 31 Mar 2024 (of which 77.41 lakh credit-linked); programme covers ~17.75 crore rural HOUSEHOLDS. The published ~14.4 crore SHG-members figure conflates SHGs with members/households and is mis-scaled.",
     "value": "~1.44 crore savings-linked SHGs (~17.75 crore households), FY24",
     "source": "https://www.nabard.org/auth/writereaddata/tender/0808244223NABARD-SOMFI%20%20%20%20%20%20%20%2020232024%20%20%20%20%20%2030072024.pdf"
    }
   ],
   "issues": [
    "UNIT MISMATCH confirmed: published ~14.4 crore SHG-members conflates SHGs with members/households. Authoritative NABARD count is ~1.44 crore SHGs (savings-linked, Mar-24); household reach ~17.75 crore. Fix BOTH the unit label and the number."
   ],
   "recommended_action": "our expert reviewer, CA Amit Jain: from NABARD SoMFI 2023-24 (source link, p. on SHG-BLP savings), set savings-linked SHGs to ~1.44 crore (144.21 lakh) as of 31 Mar 2024, and if households are wanted state ~17.75 crore households separately; admit NABARD SoMFI as Tier-A canonical source.",
   "official_source": "https://www.nabard.org/auth/writereaddata/tender/0808244223NABARD-SOMFI%20%20%20%20%20%20%20%2020232024%20%20%20%20%20%2030072024.pdf",
   "proposed_source_tier": "A",
   "source_name": "NABARD 'Status of Microfinance in India 2023-24'",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "2026-06-21T04:41:01.780647+00:00",
   "review_guide": {
    "what": "Savings-linked SHGs under NABARD's SHG-Bank Linkage Programme. NOTE A UNIT MISMATCH: the claim text says ~1.4 crore SHGs while the published value says ~14.4 crore MEMBERS - these are different units and must be reconciled.",
    "how": "Open NABARD's Status of Microfinance in India 2023-24 (source link), SHG-Bank Linkage savings table, and read both the number of savings-linked SHGs and (if shown) member coverage.",
    "decision": "Fix the unit (SHGs vs members), state the correct figure for each, and cite the NABARD table."
   },
   "found_value": "~1.44 crore savings-linked SHGs (144.21 lakh); ~17.75 crore households (NABARD SoMFI 2023-24, web-check 2026-06-21)"
  },
  {
   "claim": "Pradhan Mantri Jan Dhan Yojana (PMJDY) has around 55 crore beneficiary accounts as of 2025",
   "page": "https://bankpulse.ai/verified/",
   "field": "pmjdy_accounts",
   "published_value": "~55 crore accounts",
   "verdict": "BACKFILL — proposed canonical source; reviewer sign-off required to admit to Verified ledger as Tier-A",
   "method": "agent web research (official-domain search; no figure altered, source URL proposed only)",
   "findings": [
    {
     "model": "agent-websearch",
     "verdict": "SOURCE-PROPOSED",
     "note": "PMJDY official portal, Dept of Financial Services, Ministry of Finance — https://www.pmjdy.gov.in/",
     "value": "~55 crore accounts"
    },
    {
     "model": "agent-websearch[web 2026-06-21]",
     "verdict": "REFRESH",
     "note": "Official PMJDY portal live dashboard (Dept of Financial Services, Min. of Finance): total beneficiaries ~58.45 crore; total balance ~Rs 3,02,009.95 crore; ~13.55 lakh Bank Mitras. Published ~55 cr is stale by ~3.45 cr.",
     "value": "~58.45 crore beneficiaries",
     "source": "https://www.pmjdy.gov.in/"
    }
   ],
   "issues": [
    "Published ~55 cr is STALE: official live counter is ~58.45 cr (gap ~3.45 cr). Freshness refresh, not a dispute."
   ],
   "recommended_action": "our expert reviewer, CA Amit Jain: open pmjdy.gov.in live dashboard, read the current Beneficiaries counter (~58.45 cr) and its as-of date, then refresh the published value from ~55 cr to the current counter WITH its date, and admit the PMJDY official portal as the Tier-A canonical source.",
   "official_source": "https://www.pmjdy.gov.in/",
   "proposed_source_tier": "A",
   "source_name": "PMJDY official portal, Dept of Financial Services, Ministry of Finance",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "2026-06-21T04:41:01.780647+00:00",
   "review_guide": {
    "what": "PMJDY beneficiary accounts, published as ~55 crore - FLAGGED STALE (live counter is ~58.45 crore).",
    "how": "Open the pmjdy.gov.in homepage live dashboard (source link) and read the current 'Beneficiaries' / total-accounts counter and its as-of date.",
    "decision": "Refresh the published value to the current counter with its date; this one is a freshness correction, not a dispute."
   },
   "found_value": "~58.45 crore beneficiaries (PMJDY official portal, as of web-check 2026-06-21)"
  },
  {
   "claim": "The system-level capital to risk-weighted assets ratio (CRAR) of Indian scheduled commercial banks was about 16.8% as of March 2024",
   "page": "https://bankpulse.ai/verified/",
   "field": "scb_crar",
   "published_value": "~16.8-17% system CRAR (Mar 2024)",
   "verdict": "BACKFILL — proposed canonical source; reviewer sign-off required to admit to Verified ledger as Tier-A",
   "method": "agent web research (official-domain search; no figure altered, source URL proposed only)",
   "findings": [
    {
     "model": "agent-websearch",
     "verdict": "SOURCE-PROPOSED",
     "note": "RBI Financial Stability Report — https://www.rbi.org.in/Scripts/FsReports.aspx",
     "value": "~16.8-17% system CRAR (Mar 2024)"
    }
   ],
   "issues": [
    "Confirm exact Mar-2024 decimal against the relevant FSR edition."
   ],
   "recommended_action": "our expert reviewer, CA Amit Jain to confirm the proposed canonical source (RBI Financial Stability Report) supports the figure, then backfill official_source on this Verified-ledger entry and re-tier from '?' to Tier-A.",
   "official_source": "https://www.rbi.org.in/Scripts/FsReports.aspx",
   "proposed_source_tier": "A",
   "source_name": "RBI Financial Stability Report",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "2026-06-21T04:41:01.780647+00:00",
   "review_guide": {
    "what": "System-level CRAR of scheduled commercial banks, published as ~16.8-17% as of Mar-2024. (Overlaps the crar_pct_sep2024 entry - keep them consistent.)",
    "how": "Open the RBI FSR / Trend & Progress (source link) and read system CRAR as of Mar-2024.",
    "decision": "Confirm with the exact figure + date; reconcile against the Sep-2024 entry so the two CRAR references on the site do not contradict."
   }
  },
  {
   "claim": "Complaints received under the RBI Integrated Ombudsman Scheme were roughly 9.3 lakh in 2023-24",
   "page": "https://bankpulse.ai/verified/",
   "field": "rbios_complaints",
   "published_value": "~9.3 lakh complaints (2023-24)",
   "verdict": "BACKFILL — proposed canonical source; reviewer sign-off required to admit to Verified ledger as Tier-A",
   "method": "agent web research (official-domain search; no figure altered, source URL proposed only)",
   "findings": [
    {
     "model": "agent-websearch",
     "verdict": "SOURCE-PROPOSED",
     "note": "RBI Annual Report of the Ombudsman Scheme — https://rbi.org.in/Scripts/AnnualPublications.aspx?head=Annual+Report+on+Banking+Ombudsman+Scheme",
     "value": "~9.3 lakh complaints (2023-24)"
    }
   ],
   "issues": [
    "Confirm the 2023-24 figure against the RB-IOS annual report once released."
   ],
   "recommended_action": "our expert reviewer, CA Amit Jain to confirm the proposed canonical source (RBI Annual Report of the Ombudsman Scheme) supports the figure, then backfill official_source on this Verified-ledger entry and re-tier from '?' to Tier-A.",
   "official_source": "https://rbi.org.in/Scripts/AnnualPublications.aspx?head=Annual+Report+on+Banking+Ombudsman+Scheme",
   "proposed_source_tier": "A",
   "source_name": "RBI Annual Report of the Ombudsman Scheme",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "2026-06-21T04:41:01.780647+00:00",
   "review_guide": {
    "what": "Complaints received under the RBI Integrated Ombudsman Scheme (RB-IOS), published as ~9.3 lakh for 2023-24.",
    "how": "Open the RBI Annual Report of the Ombudsman Scheme 2023-24 (source link) and read the total complaints-received figure for the year.",
    "decision": "Confirm the figure and the reporting year; correct if the Annual Report differs."
   }
  },
  {
   "claim": "The Bharat Bill Payment System (BBPS) is operated by NPCI Bharat BillPay Ltd (NBBL) and had full rollout in 2017 under the Payment and Settlement Systems Act 2007",
   "page": "https://bankpulse.ai/verified/",
   "field": "bbps_min_compensation",
   "published_value": "Bharat Bill Payment System launched full rollout 2017, operated by NPCI Bharat BillPay (NBBL)",
   "verdict": "BACKFILL — proposed canonical source; reviewer sign-off required to admit to Verified ledger as Tier-A",
   "method": "agent web research (official-domain search; no figure altered, source URL proposed only)",
   "findings": [
    {
     "model": "agent-websearch",
     "verdict": "SOURCE-PROPOSED",
     "note": "RBI (Bharat Bill Payment System) Directions, 2024 [RBI/DPSS/2023-24/111, 29 Feb 2024] — https://rbi.org.in/Scripts/NotificationUser.aspx?Id=12616&Mode=0",
     "value": "Bharat Bill Payment System launched full rollout 2017, operated by NPCI Bharat BillPay (NBBL)"
    }
   ],
   "issues": [
    "NOTE: field key 'bbps_min_compensation' mislabels the claim (it states operator/rollout, not a compensation figure) — reviewer to confirm both the structural facts and reconcile the field name."
   ],
   "recommended_action": "our expert reviewer, CA Amit Jain to confirm the proposed canonical source (RBI (Bharat Bill Payment System) Directions, 2024 [RBI/DPSS/2023-24/111, 29 Feb 2024]) supports the figure, then backfill official_source on this Verified-ledger entry and re-tier from '?' to Tier-A.",
   "official_source": "https://rbi.org.in/Scripts/NotificationUser.aspx?Id=12616&Mode=0",
   "proposed_source_tier": "A",
   "source_name": "RBI (Bharat Bill Payment System) Directions, 2024 [RBI/DPSS/2023-24/111, 29 Feb 2024]",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "2026-06-21T04:41:01.780647+00:00",
   "review_guide": {
    "what": "FIELD-KEY MISLABEL: the key says 'bbps_min_compensation' but the claim is actually a BBPS operator/rollout fact (operated by NPCI Bharat BillPay Ltd / NBBL; full rollout 2017). The minimum-compensation angle is not what this entry carries.",
    "how": "Confirm the operator and rollout year against the RBI BBPS Directions notification (source link, Id=12616).",
    "decision": "Confirm the operator/rollout facts AND rename the field key to reflect its real content (e.g. bbps_operator_rollout) so the ledger label is honest."
   }
  },
  {
   "claim": "The RBI Master Direction for NBFC-Account Aggregators was issued on 2 September 2016 and the AA ecosystem went live in September 2021",
   "page": "https://bankpulse.ai/verified/",
   "field": "aa_master_direction",
   "published_value": "Master Direction NBFC-Account Aggregator issued 2 Sep 2016; ecosystem live Sep 2021",
   "verdict": "BACKFILL — proposed canonical source; reviewer sign-off required to admit to Verified ledger as Tier-A",
   "method": "agent web research (official-domain search; no figure altered, source URL proposed only)",
   "findings": [
    {
     "model": "agent-websearch",
     "verdict": "SOURCE-PROPOSED",
     "note": "RBI Master Direction- NBFC-Account Aggregator (Reserve Bank) Directions, 2016 [DNBR.PD.009/03.10.119/2016-17] — https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=10598",
     "value": "Master Direction NBFC-Account Aggregator issued 2 Sep 2016; ecosystem live Sep 2021"
    }
   ],
   "issues": [
    "Issue date 2 Sep 2016 is on the official notification; 'ecosystem live Sep 2021' is widely reported — reviewer to confirm the go-live phrasing."
   ],
   "recommended_action": "our expert reviewer, CA Amit Jain to confirm the proposed canonical source (RBI Master Direction- NBFC-Account Aggregator (Reserve Bank) Directions, 2016 [DNBR.PD.009/03.10.119/2016-17]) supports the figure, then backfill official_source on this Verified-ledger entry and re-tier from '?' to Tier-A.",
   "official_source": "https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=10598",
   "proposed_source_tier": "A",
   "source_name": "RBI Master Direction- NBFC-Account Aggregator (Reserve Bank) Directions, 2016 [DNBR.PD.009/03.10.119/2016-17]",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "2026-06-21T04:41:01.780647+00:00",
   "review_guide": {
    "what": "The RBI Master Direction for NBFC-Account Aggregators issued 2 September 2016; ecosystem went live Sep-2021.",
    "how": "Open the RBI notification (source link, Id=10598) and confirm the Master Direction issue date; cross-check the Sep-2021 ecosystem-live date from a secondary RBI/Sahamati reference.",
    "decision": "Confirm both dates with the notification cited; correct if the notification shows a different date."
   }
  },
  {
   "claim": "Banks must report borrowers with aggregate exposure of Rs 5 crore or more to the RBI's Central Repository of Information on Large Credits (CRILC)",
   "page": "https://bankpulse.ai/verified/",
   "field": "crilc_threshold",
   "published_value": "Rs 5 crore aggregate exposure CRILC reporting threshold",
   "verdict": "BACKFILL — proposed canonical source; reviewer sign-off required to admit to Verified ledger as Tier-A",
   "method": "agent web research (official-domain search; no figure altered, source URL proposed only)",
   "findings": [
    {
     "model": "agent-websearch",
     "verdict": "SOURCE-PROPOSED",
     "note": "RBI notification 'Reporting of Large Exposures to CRILC' (Rs 5 crore aggregate exposure threshold) — https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=11768&Mode=0",
     "value": "Rs 5 crore aggregate exposure CRILC reporting threshold"
    }
   ],
   "issues": [
    "Confirm current threshold against latest CRILC notification."
   ],
   "recommended_action": "our expert reviewer, CA Amit Jain to confirm the proposed canonical source (RBI notification 'Reporting of Large Exposures to CRILC' (Rs 5 crore aggregate exposure threshold)) supports the figure, then backfill official_source on this Verified-ledger entry and re-tier from '?' to Tier-A.",
   "official_source": "https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=11768&Mode=0",
   "proposed_source_tier": "A",
   "source_name": "RBI notification 'Reporting of Large Exposures to CRILC' (Rs 5 crore aggregate exposure threshold)",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "2026-06-21T04:41:01.780647+00:00",
   "review_guide": {
    "what": "The CRILC reporting threshold - banks must report borrowers with aggregate exposure of Rs 5 crore or more. (Overlaps the 'thresholds + framework_facts' entry.)",
    "how": "Open the RBI CRILC framework notification (source link, Id=11768) and read the reporting threshold clause.",
    "decision": "Confirm Rs 5 crore aggregate exposure and cite the clause; keep it consistent with the wilful-defaulters entry."
   }
  },
  {
   "claim": "Bandhan Bank — Appointment of Non-Executive Chairman and Review of Capital Plan",
   "page": "https://bankpulse.ai/banks-intel/bandhan-bank/",
   "field": "leadership::c48c8d72-9037-4560-a5a3-98045bc723f0",
   "published_value": "Board Meeting (2026-06-25) — as filed with BSE",
   "verdict": "FLAG — reviewer sign-off before prominent display",
   "method": "BSE corporate filing (first-party disclosure); rule-based extraction",
   "findings": "High-impact leadership/board change auto-detected from the bank's own BSE filing. Currently shown only on the pre-launch internal /banks-intel/ pages (404 to the public), labelled 'as filed with BSE' with the source link, never asserted as BankPulse's own verified fact.",
   "issues": "Name/role/action are rule-extracted from the filing headline and may need confirmation (spelling, exact effective date, acting-vs-permanent). Must NOT be surfaced as a prominent claim or in any newsletter/social post until a reviewer confirms against the official BSE filing.",
   "recommended_action": "Open the BSE source filing, confirm the person, role, action and effective date, then approve for display — or correct the extracted text.",
   "official_source": "https://www.bseindia.com/xml-data/corpfiling/AttachLive/bdfc8621-13a9-4020-bbec-03c2e0ac7a72.pdf",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "27 Jun 2026, 01:02 IST",
   "review_guide": {
    "what": "Confirm the published value: Board Meeting (2026-06-25) — as filed with BSE.",
    "how": "Open the proposed canonical source (https://www.bseindia.com/xml-data/corpfiling/AttachLive/bdfc8621-13a9-4020-bbec-03c2e0ac7a72.pdf) and locate the exact figure/clause, then compare it to the published value.",
    "decision": "Confirm and flip official_source if it matches; otherwise correct the published value and cite the exact location."
   }
  },
  {
   "claim": "UCO Bank — Shri Rajendra Kumar Saboo, Executive Director, has been given additional charge of the post of MD & CEO of UCO Bank.",
   "page": "https://bankpulse.ai/banks-intel/uco-bank/",
   "field": "leadership::1d553c86-721b-4f4e-8dd8-3d0c5e0bca98",
   "published_value": "Leadership / KMP change (2026-06-19) — as filed with BSE",
   "verdict": "FLAG — reviewer sign-off before prominent display",
   "method": "BSE corporate filing (first-party disclosure); rule-based extraction",
   "findings": "High-impact leadership/board change auto-detected from the bank's own BSE filing. Currently shown only on the pre-launch internal /banks-intel/ pages (404 to the public), labelled 'as filed with BSE' with the source link, never asserted as BankPulse's own verified fact.",
   "issues": "Name/role/action are rule-extracted from the filing headline and may need confirmation (spelling, exact effective date, acting-vs-permanent). Must NOT be surfaced as a prominent claim or in any newsletter/social post until a reviewer confirms against the official BSE filing.",
   "recommended_action": "Open the BSE source filing, confirm the person, role, action and effective date, then approve for display — or correct the extracted text.",
   "official_source": "https://www.bseindia.com/xml-data/corpfiling/AttachLive/afe66b0b-57e9-4f1d-b7fb-4684ae667da5.pdf",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "27 Jun 2026, 01:02 IST",
   "review_guide": {
    "what": "Confirm the published value: Leadership / KMP change (2026-06-19) — as filed with BSE.",
    "how": "Open the proposed canonical source (https://www.bseindia.com/xml-data/corpfiling/AttachLive/afe66b0b-57e9-4f1d-b7fb-4684ae667da5.pdf) and locate the exact figure/clause, then compare it to the published value.",
    "decision": "Confirm and flip official_source if it matches; otherwise correct the published value and cite the exact location."
   }
  },
  {
   "claim": "HDFC Bank — Updates: (a) Receipt of approval from the Reserve Bank of India for extension of tenure of Mr. Keki Mistry as an interim Part-time Chairman of the Bank; and (b) Outcome of the Board Meeting ....",
   "page": "https://bankpulse.ai/banks-intel/hdfc-bank/",
   "field": "leadership::25ff7a4f-e36d-4596-95d3-0bc1f43d1649",
   "published_value": "Leadership / KMP change (2026-06-18) — as filed with BSE",
   "verdict": "FLAG — reviewer sign-off before prominent display",
   "method": "BSE corporate filing (first-party disclosure); rule-based extraction",
   "findings": "High-impact leadership/board change auto-detected from the bank's own BSE filing. Currently shown only on the pre-launch internal /banks-intel/ pages (404 to the public), labelled 'as filed with BSE' with the source link, never asserted as BankPulse's own verified fact.",
   "issues": "Name/role/action are rule-extracted from the filing headline and may need confirmation (spelling, exact effective date, acting-vs-permanent). Must NOT be surfaced as a prominent claim or in any newsletter/social post until a reviewer confirms against the official BSE filing.",
   "recommended_action": "Open the BSE source filing, confirm the person, role, action and effective date, then approve for display — or correct the extracted text.",
   "official_source": "https://www.bseindia.com/xml-data/corpfiling/AttachLive/1c24d0e4-e3e4-43f8-bc17-eb15a3c325ee.pdf",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "27 Jun 2026, 01:02 IST",
   "review_guide": {
    "what": "Confirm the published value: Leadership / KMP change (2026-06-18) — as filed with BSE.",
    "how": "Open the proposed canonical source (https://www.bseindia.com/xml-data/corpfiling/AttachLive/1c24d0e4-e3e4-43f8-bc17-eb15a3c325ee.pdf) and locate the exact figure/clause, then compare it to the published value.",
    "decision": "Confirm and flip official_source if it matches; otherwise correct the published value and cite the exact location."
   }
  },
  {
   "claim": "Canara Bank — Appointment of Shri Brajesh Kumar Singh as Managing Director & Chief Executive Officer (MD & CEO), Canara Bank",
   "page": "https://bankpulse.ai/banks-intel/canara-bank/",
   "field": "leadership::d2ff4fb9-77a1-480e-a3c2-3908c9a9310f",
   "published_value": "Leadership / KMP change (2026-06-01) — as filed with BSE",
   "verdict": "FLAG — reviewer sign-off before prominent display",
   "method": "BSE corporate filing (first-party disclosure); rule-based extraction",
   "findings": "High-impact leadership/board change auto-detected from the bank's own BSE filing. Currently shown only on the pre-launch internal /banks-intel/ pages (404 to the public), labelled 'as filed with BSE' with the source link, never asserted as BankPulse's own verified fact.",
   "issues": "Name/role/action are rule-extracted from the filing headline and may need confirmation (spelling, exact effective date, acting-vs-permanent). Must NOT be surfaced as a prominent claim or in any newsletter/social post until a reviewer confirms against the official BSE filing.",
   "recommended_action": "Open the BSE source filing, confirm the person, role, action and effective date, then approve for display — or correct the extracted text.",
   "official_source": "https://www.bseindia.com/xml-data/corpfiling/AttachLive/bb82dafd-4d46-47ad-a16d-1fdf6c9b7029.pdf",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "27 Jun 2026, 01:02 IST",
   "review_guide": {
    "what": "Confirm the published value: Leadership / KMP change (2026-06-01) — as filed with BSE.",
    "how": "Open the proposed canonical source (https://www.bseindia.com/xml-data/corpfiling/AttachLive/bb82dafd-4d46-47ad-a16d-1fdf6c9b7029.pdf) and locate the exact figure/clause, then compare it to the published value.",
    "decision": "Confirm and flip official_source if it matches; otherwise correct the published value and cite the exact location."
   }
  },
  {
   "claim": "UCO Bank — Cessation of Shri Ashwani Kumar as MD & CEO of the Bank on completion of term.",
   "page": "https://bankpulse.ai/banks-intel/uco-bank/",
   "field": "leadership::f7a39efb-d992-47c5-a1be-5571f0dfa6f2",
   "published_value": "Leadership / KMP change (2026-06-01) — as filed with BSE",
   "verdict": "FLAG — reviewer sign-off before prominent display",
   "method": "BSE corporate filing (first-party disclosure); rule-based extraction",
   "findings": "High-impact leadership/board change auto-detected from the bank's own BSE filing. Currently shown only on the pre-launch internal /banks-intel/ pages (404 to the public), labelled 'as filed with BSE' with the source link, never asserted as BankPulse's own verified fact.",
   "issues": "Name/role/action are rule-extracted from the filing headline and may need confirmation (spelling, exact effective date, acting-vs-permanent). Must NOT be surfaced as a prominent claim or in any newsletter/social post until a reviewer confirms against the official BSE filing.",
   "recommended_action": "Open the BSE source filing, confirm the person, role, action and effective date, then approve for display — or correct the extracted text.",
   "official_source": "https://www.bseindia.com/xml-data/corpfiling/AttachLive/0513c04c-b0e6-4f9e-a996-31e293011943.pdf",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "27 Jun 2026, 01:02 IST",
   "review_guide": {
    "what": "Confirm the published value: Leadership / KMP change (2026-06-01) — as filed with BSE.",
    "how": "Open the proposed canonical source (https://www.bseindia.com/xml-data/corpfiling/AttachLive/0513c04c-b0e6-4f9e-a996-31e293011943.pdf) and locate the exact figure/clause, then compare it to the published value.",
    "decision": "Confirm and flip official_source if it matches; otherwise correct the published value and cite the exact location."
   }
  },
  {
   "claim": "Federal Bank — RBI Approval on Appointment of Mr. Elias George (DIN:00204510) as the Part Time Chairman of the Bank",
   "page": "https://bankpulse.ai/banks-intel/federal-bank/",
   "field": "leadership::2e011b83-3ee9-40c6-a1c9-ba54011e6d98",
   "published_value": "Leadership / KMP change (2026-05-23) — as filed with BSE",
   "verdict": "FLAG — reviewer sign-off before prominent display",
   "method": "BSE corporate filing (first-party disclosure); rule-based extraction",
   "findings": "High-impact leadership/board change auto-detected from the bank's own BSE filing. Currently shown only on the pre-launch internal /banks-intel/ pages (404 to the public), labelled 'as filed with BSE' with the source link, never asserted as BankPulse's own verified fact.",
   "issues": "Name/role/action are rule-extracted from the filing headline and may need confirmation (spelling, exact effective date, acting-vs-permanent). Must NOT be surfaced as a prominent claim or in any newsletter/social post until a reviewer confirms against the official BSE filing.",
   "recommended_action": "Open the BSE source filing, confirm the person, role, action and effective date, then approve for display — or correct the extracted text.",
   "official_source": "https://www.bseindia.com/xml-data/corpfiling/AttachLive/378c6a71-5bc7-41e8-a840-14732c556aac.pdf",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "27 Jun 2026, 01:02 IST",
   "review_guide": {
    "what": "Confirm the published value: Leadership / KMP change (2026-05-23) — as filed with BSE.",
    "how": "Open the proposed canonical source (https://www.bseindia.com/xml-data/corpfiling/AttachLive/378c6a71-5bc7-41e8-a840-14732c556aac.pdf) and locate the exact figure/clause, then compare it to the published value.",
    "decision": "Confirm and flip official_source if it matches; otherwise correct the published value and cite the exact location."
   }
  },
  {
   "claim": "ICICI Bank — This is further to our letter dated January 17, 2026 intimating the Board''s unanimous approval for the re-appointment of Mr. Sandeep Bakhshi (DIN : 00109206) as Managing Director & CEO ....",
   "page": "https://bankpulse.ai/banks-intel/icici-bank/",
   "field": "leadership::df090310-ee14-4a1d-8b9c-d3cdd5e82e6d",
   "published_value": "Leadership / KMP change (2026-05-22) — as filed with BSE",
   "verdict": "FLAG — reviewer sign-off before prominent display",
   "method": "BSE corporate filing (first-party disclosure); rule-based extraction",
   "findings": "High-impact leadership/board change auto-detected from the bank's own BSE filing. Currently shown only on the pre-launch internal /banks-intel/ pages (404 to the public), labelled 'as filed with BSE' with the source link, never asserted as BankPulse's own verified fact.",
   "issues": "Name/role/action are rule-extracted from the filing headline and may need confirmation (spelling, exact effective date, acting-vs-permanent). Must NOT be surfaced as a prominent claim or in any newsletter/social post until a reviewer confirms against the official BSE filing.",
   "recommended_action": "Open the BSE source filing, confirm the person, role, action and effective date, then approve for display — or correct the extracted text.",
   "official_source": "https://www.bseindia.com/xml-data/corpfiling/AttachLive/bd931835-b4ae-4cb0-974c-25bfc7e4b8d6.pdf",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "27 Jun 2026, 01:02 IST",
   "review_guide": {
    "what": "Confirm the published value: Leadership / KMP change (2026-05-22) — as filed with BSE.",
    "how": "Open the proposed canonical source (https://www.bseindia.com/xml-data/corpfiling/AttachLive/bd931835-b4ae-4cb0-974c-25bfc7e4b8d6.pdf) and locate the exact figure/clause, then compare it to the published value.",
    "decision": "Confirm and flip official_source if it matches; otherwise correct the published value and cite the exact location."
   }
  },
  {
   "claim": "IDBI Bank — Attached herewith disclosure with respect to re-appointment of Deputy Managing Director of the Bank. Submitting revised filing due to typographical error in the previous disclosure. No ....",
   "page": "https://bankpulse.ai/banks-intel/idbi-bank/",
   "field": "leadership::ab3db4e8-5da5-4676-8b0e-e59d707b9b9f",
   "published_value": "Leadership / KMP change (2026-05-19) — as filed with BSE",
   "verdict": "FLAG — reviewer sign-off before prominent display",
   "method": "BSE corporate filing (first-party disclosure); rule-based extraction",
   "findings": "High-impact leadership/board change auto-detected from the bank's own BSE filing. Currently shown only on the pre-launch internal /banks-intel/ pages (404 to the public), labelled 'as filed with BSE' with the source link, never asserted as BankPulse's own verified fact.",
   "issues": "Name/role/action are rule-extracted from the filing headline and may need confirmation (spelling, exact effective date, acting-vs-permanent). Must NOT be surfaced as a prominent claim or in any newsletter/social post until a reviewer confirms against the official BSE filing.",
   "recommended_action": "Open the BSE source filing, confirm the person, role, action and effective date, then approve for display — or correct the extracted text.",
   "official_source": "https://www.bseindia.com/xml-data/corpfiling/AttachLive/57d00b84-6625-45a2-b404-d30ddeeb2c7c.pdf",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "27 Jun 2026, 01:02 IST",
   "review_guide": {
    "what": "Confirm the published value: Leadership / KMP change (2026-05-19) — as filed with BSE.",
    "how": "Open the proposed canonical source (https://www.bseindia.com/xml-data/corpfiling/AttachLive/57d00b84-6625-45a2-b404-d30ddeeb2c7c.pdf) and locate the exact figure/clause, then compare it to the published value.",
    "decision": "Confirm and flip official_source if it matches; otherwise correct the published value and cite the exact location."
   }
  },
  {
   "claim": "City Union Bank — Appointment of MD & CEO",
   "page": "https://bankpulse.ai/banks-intel/city-union-bank/",
   "field": "leadership::44bc3f76-6cad-4ede-afa2-6e20aeff6272",
   "published_value": "Leadership / KMP change (2026-05-01) — as filed with BSE",
   "verdict": "FLAG — reviewer sign-off before prominent display",
   "method": "BSE corporate filing (first-party disclosure); rule-based extraction",
   "findings": "High-impact leadership/board change auto-detected from the bank's own BSE filing. Currently shown only on the pre-launch internal /banks-intel/ pages (404 to the public), labelled 'as filed with BSE' with the source link, never asserted as BankPulse's own verified fact.",
   "issues": "Name/role/action are rule-extracted from the filing headline and may need confirmation (spelling, exact effective date, acting-vs-permanent). Must NOT be surfaced as a prominent claim or in any newsletter/social post until a reviewer confirms against the official BSE filing.",
   "recommended_action": "Open the BSE source filing, confirm the person, role, action and effective date, then approve for display — or correct the extracted text.",
   "official_source": "https://www.bseindia.com/xml-data/corpfiling/AttachLive/d3234007-14cd-436f-abcb-95b375449386.pdf",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "27 Jun 2026, 01:02 IST",
   "review_guide": {
    "what": "Confirm the published value: Leadership / KMP change (2026-05-01) — as filed with BSE.",
    "how": "Open the proposed canonical source (https://www.bseindia.com/xml-data/corpfiling/AttachLive/d3234007-14cd-436f-abcb-95b375449386.pdf) and locate the exact figure/clause, then compare it to the published value.",
    "decision": "Confirm and flip official_source if it matches; otherwise correct the published value and cite the exact location."
   }
  },
  {
   "claim": "City Union Bank — Completion of tenure of MD & CEO",
   "page": "https://bankpulse.ai/banks-intel/city-union-bank/",
   "field": "leadership::fa57fa5c-be3f-4ef4-bae3-94fa1cba8aab",
   "published_value": "Leadership / KMP change (2026-04-30) — as filed with BSE",
   "verdict": "FLAG — reviewer sign-off before prominent display",
   "method": "BSE corporate filing (first-party disclosure); rule-based extraction",
   "findings": "High-impact leadership/board change auto-detected from the bank's own BSE filing. Currently shown only on the pre-launch internal /banks-intel/ pages (404 to the public), labelled 'as filed with BSE' with the source link, never asserted as BankPulse's own verified fact.",
   "issues": "Name/role/action are rule-extracted from the filing headline and may need confirmation (spelling, exact effective date, acting-vs-permanent). Must NOT be surfaced as a prominent claim or in any newsletter/social post until a reviewer confirms against the official BSE filing.",
   "recommended_action": "Open the BSE source filing, confirm the person, role, action and effective date, then approve for display — or correct the extracted text.",
   "official_source": "https://www.bseindia.com/xml-data/corpfiling/AttachLive/646c6bc6-6bfa-4983-9486-b2b96cc79edb.pdf",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "27 Jun 2026, 01:02 IST",
   "review_guide": {
    "what": "Confirm the published value: Leadership / KMP change (2026-04-30) — as filed with BSE.",
    "how": "Open the proposed canonical source (https://www.bseindia.com/xml-data/corpfiling/AttachLive/646c6bc6-6bfa-4983-9486-b2b96cc79edb.pdf) and locate the exact figure/clause, then compare it to the published value.",
    "decision": "Confirm and flip official_source if it matches; otherwise correct the published value and cite the exact location."
   }
  },
  {
   "claim": "Karur Vysya Bank — Karur Vysya Bank Ltd has informed BSE regarding \"Approval received from Reserve Bank of India on re-appointment of Shri B Ramesh Babu, Managing Director & CEO of the Bank for third term ....",
   "page": "https://bankpulse.ai/banks-intel/karur-vysya-bank/",
   "field": "leadership::7a1fd1e2-dd18-4609-87e6-95d1ec540a63",
   "published_value": "Leadership / KMP change (2026-04-25) — as filed with BSE",
   "verdict": "FLAG — reviewer sign-off before prominent display",
   "method": "BSE corporate filing (first-party disclosure); rule-based extraction",
   "findings": "High-impact leadership/board change auto-detected from the bank's own BSE filing. Currently shown only on the pre-launch internal /banks-intel/ pages (404 to the public), labelled 'as filed with BSE' with the source link, never asserted as BankPulse's own verified fact.",
   "issues": "Name/role/action are rule-extracted from the filing headline and may need confirmation (spelling, exact effective date, acting-vs-permanent). Must NOT be surfaced as a prominent claim or in any newsletter/social post until a reviewer confirms against the official BSE filing.",
   "recommended_action": "Open the BSE source filing, confirm the person, role, action and effective date, then approve for display — or correct the extracted text.",
   "official_source": "https://www.bseindia.com/xml-data/corpfiling/AttachLive/7A1FD1E2-DD18-4609-87E6-95D1EC540A63-074553.pdf",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "27 Jun 2026, 01:02 IST",
   "review_guide": {
    "what": "Confirm the published value: Leadership / KMP change (2026-04-25) — as filed with BSE.",
    "how": "Open the proposed canonical source (https://www.bseindia.com/xml-data/corpfiling/AttachLive/7A1FD1E2-DD18-4609-87E6-95D1EC540A63-074553.pdf) and locate the exact figure/clause, then compare it to the published value.",
    "decision": "Confirm and flip official_source if it matches; otherwise correct the published value and cite the exact location."
   }
  },
  {
   "claim": "Bank of Baroda — Extension of Tenure- Shri Debadatta Chand, Managing Director & Chief Executive Officer",
   "page": "https://bankpulse.ai/banks-intel/bank-of-baroda/",
   "field": "leadership::1deafbd4-995f-4f56-9b1e-c6b26ac6d11f",
   "published_value": "Leadership / KMP change (2026-04-23) — as filed with BSE",
   "verdict": "FLAG — reviewer sign-off before prominent display",
   "method": "BSE corporate filing (first-party disclosure); rule-based extraction",
   "findings": "High-impact leadership/board change auto-detected from the bank's own BSE filing. Currently shown only on the pre-launch internal /banks-intel/ pages (404 to the public), labelled 'as filed with BSE' with the source link, never asserted as BankPulse's own verified fact.",
   "issues": "Name/role/action are rule-extracted from the filing headline and may need confirmation (spelling, exact effective date, acting-vs-permanent). Must NOT be surfaced as a prominent claim or in any newsletter/social post until a reviewer confirms against the official BSE filing.",
   "recommended_action": "Open the BSE source filing, confirm the person, role, action and effective date, then approve for display — or correct the extracted text.",
   "official_source": "https://www.bseindia.com/xml-data/corpfiling/AttachLive/0bb65f7b-2654-4951-ad72-a70a50f9fca1.pdf",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "27 Jun 2026, 01:02 IST",
   "review_guide": {
    "what": "Confirm the published value: Leadership / KMP change (2026-04-23) — as filed with BSE.",
    "how": "Open the proposed canonical source (https://www.bseindia.com/xml-data/corpfiling/AttachLive/0bb65f7b-2654-4951-ad72-a70a50f9fca1.pdf) and locate the exact figure/clause, then compare it to the published value.",
    "decision": "Confirm and flip official_source if it matches; otherwise correct the published value and cite the exact location."
   }
  },
  {
   "claim": "AU Small Finance Bank — This is in continuation to our letter dated January 20, 2026 informing about the approval of the Board for appointment of Mr. Vivek Tripathi (DIN: 11510604) as Whole-time Director (Executive ....",
   "page": "https://bankpulse.ai/banks-intel/au-small-finance-bank/",
   "field": "leadership::8583d074-509c-47ea-8c93-b097a914ed9a",
   "published_value": "Leadership / KMP change (2026-04-23) — as filed with BSE",
   "verdict": "FLAG — reviewer sign-off before prominent display",
   "method": "BSE corporate filing (first-party disclosure); rule-based extraction",
   "findings": "High-impact leadership/board change auto-detected from the bank's own BSE filing. Currently shown only on the pre-launch internal /banks-intel/ pages (404 to the public), labelled 'as filed with BSE' with the source link, never asserted as BankPulse's own verified fact.",
   "issues": "Name/role/action are rule-extracted from the filing headline and may need confirmation (spelling, exact effective date, acting-vs-permanent). Must NOT be surfaced as a prominent claim or in any newsletter/social post until a reviewer confirms against the official BSE filing.",
   "recommended_action": "Open the BSE source filing, confirm the person, role, action and effective date, then approve for display — or correct the extracted text.",
   "official_source": "https://www.bseindia.com/xml-data/corpfiling/AttachLive/b7f7bc24-e4be-4fc0-a7a3-23b19105d9b2.pdf",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "27 Jun 2026, 01:02 IST",
   "review_guide": {
    "what": "Confirm the published value: Leadership / KMP change (2026-04-23) — as filed with BSE.",
    "how": "Open the proposed canonical source (https://www.bseindia.com/xml-data/corpfiling/AttachLive/b7f7bc24-e4be-4fc0-a7a3-23b19105d9b2.pdf) and locate the exact figure/clause, then compare it to the published value.",
    "decision": "Confirm and flip official_source if it matches; otherwise correct the published value and cite the exact location."
   }
  },
  {
   "claim": "Equitas Small Finance Bank — Equitas Small Finance Bank Limited has informed the Exchanges regarding approval accorded by RBI for re-appointment of MD& CEO",
   "page": "https://bankpulse.ai/banks-intel/equitas-small-finance-bank/",
   "field": "leadership::a4b1b32b-702b-4bc8-9776-60e06a3f0a59",
   "published_value": "Leadership / KMP change (2026-04-23) — as filed with BSE",
   "verdict": "FLAG — reviewer sign-off before prominent display",
   "method": "BSE corporate filing (first-party disclosure); rule-based extraction",
   "findings": "High-impact leadership/board change auto-detected from the bank's own BSE filing. Currently shown only on the pre-launch internal /banks-intel/ pages (404 to the public), labelled 'as filed with BSE' with the source link, never asserted as BankPulse's own verified fact.",
   "issues": "Name/role/action are rule-extracted from the filing headline and may need confirmation (spelling, exact effective date, acting-vs-permanent). Must NOT be surfaced as a prominent claim or in any newsletter/social post until a reviewer confirms against the official BSE filing.",
   "recommended_action": "Open the BSE source filing, confirm the person, role, action and effective date, then approve for display — or correct the extracted text.",
   "official_source": "https://www.bseindia.com/xml-data/corpfiling/AttachLive/9db33e81-643a-4bf0-8429-ad09e0359a83.pdf",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "27 Jun 2026, 01:02 IST",
   "review_guide": {
    "what": "Confirm the published value: Leadership / KMP change (2026-04-23) — as filed with BSE.",
    "how": "Open the proposed canonical source (https://www.bseindia.com/xml-data/corpfiling/AttachLive/9db33e81-643a-4bf0-8429-ad09e0359a83.pdf) and locate the exact figure/clause, then compare it to the published value.",
    "decision": "Confirm and flip official_source if it matches; otherwise correct the published value and cite the exact location."
   }
  },
  {
   "claim": "Bandhan Bank — RBI prior approval for appointment of Part-time Chairman of the Bank",
   "page": "https://bankpulse.ai/banks-intel/bandhan-bank/",
   "field": "leadership::340f013d-0155-49ae-88ec-43e5924f3b78",
   "published_value": "Leadership / KMP change (2026-04-22) — as filed with BSE",
   "verdict": "FLAG — reviewer sign-off before prominent display",
   "method": "BSE corporate filing (first-party disclosure); rule-based extraction",
   "findings": "High-impact leadership/board change auto-detected from the bank's own BSE filing. Currently shown only on the pre-launch internal /banks-intel/ pages (404 to the public), labelled 'as filed with BSE' with the source link, never asserted as BankPulse's own verified fact.",
   "issues": "Name/role/action are rule-extracted from the filing headline and may need confirmation (spelling, exact effective date, acting-vs-permanent). Must NOT be surfaced as a prominent claim or in any newsletter/social post until a reviewer confirms against the official BSE filing.",
   "recommended_action": "Open the BSE source filing, confirm the person, role, action and effective date, then approve for display — or correct the extracted text.",
   "official_source": "https://www.bseindia.com/xml-data/corpfiling/AttachLive/962c684b-af4e-4918-b639-c87588f72169.pdf",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "27 Jun 2026, 01:02 IST",
   "review_guide": {
    "what": "Confirm the published value: Leadership / KMP change (2026-04-22) — as filed with BSE.",
    "how": "Open the proposed canonical source (https://www.bseindia.com/xml-data/corpfiling/AttachLive/962c684b-af4e-4918-b639-c87588f72169.pdf) and locate the exact figure/clause, then compare it to the published value.",
    "decision": "Confirm and flip official_source if it matches; otherwise correct the published value and cite the exact location."
   }
  },
  {
   "claim": "Canara Bank — Additional Charge for the position of MD & CEO, Canara Bank",
   "page": "https://bankpulse.ai/banks-intel/canara-bank/",
   "field": "leadership::9b89f114-e652-4c95-bde9-3a9ef2dfddec",
   "published_value": "Leadership / KMP change (2026-04-09) — as filed with BSE",
   "verdict": "FLAG — reviewer sign-off before prominent display",
   "method": "BSE corporate filing (first-party disclosure); rule-based extraction",
   "findings": "High-impact leadership/board change auto-detected from the bank's own BSE filing. Currently shown only on the pre-launch internal /banks-intel/ pages (404 to the public), labelled 'as filed with BSE' with the source link, never asserted as BankPulse's own verified fact.",
   "issues": "Name/role/action are rule-extracted from the filing headline and may need confirmation (spelling, exact effective date, acting-vs-permanent). Must NOT be surfaced as a prominent claim or in any newsletter/social post until a reviewer confirms against the official BSE filing.",
   "recommended_action": "Open the BSE source filing, confirm the person, role, action and effective date, then approve for display — or correct the extracted text.",
   "official_source": "https://www.bseindia.com/xml-data/corpfiling/AttachLive/ee328cd1-b5d9-431d-9807-12313c868f1b.pdf",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "27 Jun 2026, 01:02 IST",
   "review_guide": {
    "what": "Confirm the published value: Leadership / KMP change (2026-04-09) — as filed with BSE.",
    "how": "Open the proposed canonical source (https://www.bseindia.com/xml-data/corpfiling/AttachLive/ee328cd1-b5d9-431d-9807-12313c868f1b.pdf) and locate the exact figure/clause, then compare it to the published value.",
    "decision": "Confirm and flip official_source if it matches; otherwise correct the published value and cite the exact location."
   }
  },
  {
   "claim": "Yes Bank — Disclosure under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Cessation of Mr. Prashant Kumar as the MD&CEO of the Bank on April 05, 2026 ....",
   "page": "https://bankpulse.ai/banks-intel/yes-bank/",
   "field": "leadership::4af82bc7-8e37-4e96-8d68-3e8326aa43b8",
   "published_value": "Leadership / KMP change (2026-04-06) — as filed with BSE",
   "verdict": "FLAG — reviewer sign-off before prominent display",
   "method": "BSE corporate filing (first-party disclosure); rule-based extraction",
   "findings": "High-impact leadership/board change auto-detected from the bank's own BSE filing. Currently shown only on the pre-launch internal /banks-intel/ pages (404 to the public), labelled 'as filed with BSE' with the source link, never asserted as BankPulse's own verified fact.",
   "issues": "Name/role/action are rule-extracted from the filing headline and may need confirmation (spelling, exact effective date, acting-vs-permanent). Must NOT be surfaced as a prominent claim or in any newsletter/social post until a reviewer confirms against the official BSE filing.",
   "recommended_action": "Open the BSE source filing, confirm the person, role, action and effective date, then approve for display — or correct the extracted text.",
   "official_source": "https://www.bseindia.com/xml-data/corpfiling/AttachLive/878fc941-a601-4d1d-aca4-72622cdbde0d.pdf",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "27 Jun 2026, 01:02 IST",
   "review_guide": {
    "what": "Confirm the published value: Leadership / KMP change (2026-04-06) — as filed with BSE.",
    "how": "Open the proposed canonical source (https://www.bseindia.com/xml-data/corpfiling/AttachLive/878fc941-a601-4d1d-aca4-72622cdbde0d.pdf) and locate the exact figure/clause, then compare it to the published value.",
    "decision": "Confirm and flip official_source if it matches; otherwise correct the published value and cite the exact location."
   }
  },
  {
   "claim": "South Indian Bank — Intimation regarding appointment of Mr. Jose Joseph Kattoor as Non-Executive Part Time Chairman(Independent Director) and retirement of Mr. V J Kurian ,Non- Executive Part Time Chairman ....",
   "page": "https://bankpulse.ai/banks-intel/south-indian-bank/",
   "field": "leadership::e660ba03-f250-4c37-a7e5-b31401beb66e",
   "published_value": "Leadership / KMP change (2026-03-21) — as filed with BSE",
   "verdict": "FLAG — reviewer sign-off before prominent display",
   "method": "BSE corporate filing (first-party disclosure); rule-based extraction",
   "findings": "High-impact leadership/board change auto-detected from the bank's own BSE filing. Currently shown only on the pre-launch internal /banks-intel/ pages (404 to the public), labelled 'as filed with BSE' with the source link, never asserted as BankPulse's own verified fact.",
   "issues": "Name/role/action are rule-extracted from the filing headline and may need confirmation (spelling, exact effective date, acting-vs-permanent). Must NOT be surfaced as a prominent claim or in any newsletter/social post until a reviewer confirms against the official BSE filing.",
   "recommended_action": "Open the BSE source filing, confirm the person, role, action and effective date, then approve for display — or correct the extracted text.",
   "official_source": "https://www.bseindia.com/xml-data/corpfiling/AttachLive/37e4d025-4faa-4ff9-8959-d66c52b7834b.pdf",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "27 Jun 2026, 01:02 IST",
   "review_guide": {
    "what": "Confirm the published value: Leadership / KMP change (2026-03-21) — as filed with BSE.",
    "how": "Open the proposed canonical source (https://www.bseindia.com/xml-data/corpfiling/AttachLive/37e4d025-4faa-4ff9-8959-d66c52b7834b.pdf) and locate the exact figure/clause, then compare it to the published value.",
    "decision": "Confirm and flip official_source if it matches; otherwise correct the published value and cite the exact location."
   }
  },
  {
   "claim": "South Indian Bank — Intimation of retirement of Mr. V J Kurian as Non-Executive Part Time Chairman(Independent Director) on March 22, 2026",
   "page": "https://bankpulse.ai/banks-intel/south-indian-bank/",
   "field": "leadership::5a0f75c0-bab2-4c8f-8aa5-ff5e7c695ce3",
   "published_value": "Leadership / KMP change (2026-03-21) — as filed with BSE",
   "verdict": "FLAG — reviewer sign-off before prominent display",
   "method": "BSE corporate filing (first-party disclosure); rule-based extraction",
   "findings": "High-impact leadership/board change auto-detected from the bank's own BSE filing. Currently shown only on the pre-launch internal /banks-intel/ pages (404 to the public), labelled 'as filed with BSE' with the source link, never asserted as BankPulse's own verified fact.",
   "issues": "Name/role/action are rule-extracted from the filing headline and may need confirmation (spelling, exact effective date, acting-vs-permanent). Must NOT be surfaced as a prominent claim or in any newsletter/social post until a reviewer confirms against the official BSE filing.",
   "recommended_action": "Open the BSE source filing, confirm the person, role, action and effective date, then approve for display — or correct the extracted text.",
   "official_source": "https://www.bseindia.com/xml-data/corpfiling/AttachLive/51050b5c-d87f-46be-8a26-cdd1467e4f27.pdf",
   "reviewer": "our expert reviewer, CA Amit Jain",
   "audited_at": "27 Jun 2026, 01:02 IST",
   "review_guide": {
    "what": "Confirm the published value: Leadership / KMP change (2026-03-21) — as filed with BSE.",
    "how": "Open the proposed canonical source (https://www.bseindia.com/xml-data/corpfiling/AttachLive/51050b5c-d87f-46be-8a26-cdd1467e4f27.pdf) and locate the exact figure/clause, then compare it to the published value.",
    "decision": "Confirm and flip official_source if it matches; otherwise correct the published value and cite the exact location."
   }
  }
 ],
 "count": 37,
 "generated_at": "27 Jun 2026, 01:02 IST",
 "review_guide_generated_at": "2026-07-06T06:08:25Z"
}