{
 "name": "India RBI Financial Inclusion Index (FI-Index)",
 "unit": "index points (0-100 scale; 0 = total exclusion, 100 = full inclusion)",
 "dashboard": "https://bankpulse.ai/dashboards/financial-inclusion-index/",
 "source": "RBI Financial Inclusion Index (FI-Index) annual press releases and Annual Report",
 "reviewed_by": "Vikram Jain",
 "license": "https://creativecommons.org/licenses/by/4.0/",
 "updated": "2026-06-20T05:15:46+05:30",
 "dateModified": "2026-06-20T05:15:46+05:30",
 "method": "Composite of three weighted sub-indices: Access (~35%), Usage (~45%), Quality (~20%)",
 "note": "Rounded and approximate; recent readings provisional and NOT in the Verified-numbers ledger. FI-Index reached ~67.0 in March 2025, up ~4.3% from ~64.2 in March 2024, from a base of ~43.4 in March 2017. The latest rise was led by the Usage and Quality sub-indices.",
 "dimensions": [
  {
   "name": "Usage",
   "weight_pct": 45
  },
  {
   "name": "Access",
   "weight_pct": 35
  },
  {
   "name": "Quality",
   "weight_pct": 20
  }
 ],
 "series": [
  {
   "period": "Mar 2017",
   "fi_index": 43.4,
   "approximate": true,
   "note": "Base year of the index (first published reading)"
  },
  {
   "period": "Mar 2021",
   "fi_index": 53.9,
   "approximate": true,
   "note": "First annual series published; broad gains post-PMJDY & UPI"
  },
  {
   "period": "Mar 2022",
   "fi_index": 56.4,
   "approximate": true,
   "note": "Digital-payments scale-up lifts the Usage dimension"
  },
  {
   "period": "Mar 2023",
   "fi_index": 60.1,
   "approximate": true,
   "note": "Index crosses 60 as account usage deepens"
  },
  {
   "period": "Mar 2024",
   "fi_index": 64.2,
   "approximate": true,
   "note": "Continued broad-based improvement across dimensions"
  },
  {
   "period": "Mar 2025",
   "fi_index": 67.0,
   "approximate": true,
   "note": "Up ~4.3% YoY, led by the Usage and Quality sub-indices"
  }
 ]
}