{
 "name": "BankPulse Dashboard Methodology",
 "description": "How every BankPulse data dashboard is built: its official RBI source, the plain-English methodology, the on-page data-table URL and the matching JSON data endpoint. BankPulse never reproduces RBI text verbatim.",
 "generated_at": "19 Jun 2026, 15:03 IST",
 "generated_at_iso": "2026-06-19T15:03:26+05:30",
 "dateModified": "2026-06-19T15:03:26+05:30",
 "count": 8,
 "hub": "https://bankpulse.ai/methodology/",
 "reviewed_by": "Vikram Jain",
 "disclaimer": "Independent analytical mapping; BankPulse is not affiliated with the Reserve Bank of India and links every figure to its official rbi.org.in source.",
 "dashboards": [
  {
   "slug": "repo-rate",
   "title": "Repo Rate Timeline",
   "dashboard": "https://bankpulse.ai/dashboards/repo-rate/",
   "source": "RBI Monetary Policy Committee (MPC) decisions",
   "official_source": "https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx",
   "methodology": "Each MPC decision is recorded with its effective date and basis-point move; flat stretches are holds. Figures are entered from official MPC statements — never reproduced verbatim.",
   "data_table_url": "https://bankpulse.ai/dashboards/repo-rate/#data-table",
   "data_api": "https://bankpulse.ai/api/repo-rate.json"
  },
  {
   "slug": "credit-deposit",
   "title": "Credit & Deposit Growth",
   "dashboard": "https://bankpulse.ai/dashboards/credit-deposit/",
   "source": "RBI fortnightly data on scheduled commercial banks",
   "official_source": "https://www.rbi.org.in/Scripts/WSSViewDetail.aspx",
   "methodology": "Year-on-year bank credit and deposit growth and the credit-deposit ratio are computed from RBI fortnightly releases for scheduled commercial banks.",
   "data_table_url": "https://bankpulse.ai/dashboards/credit-deposit/#data-table",
   "data_api": "https://bankpulse.ai/api/credit-deposit.json",
   "csv": "https://bankpulse.ai/api/credit-deposit.csv"
  },
  {
   "slug": "penalties",
   "title": "RBI Penalty Tracker",
   "dashboard": "https://bankpulse.ai/dashboards/penalties/",
   "source": "RBI press releases on monetary penalties",
   "official_source": "https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx",
   "methodology": "Every penalty is logged from RBI's official press releases — entity, amount, compliance theme and month — then aggregated by entity type and by theme. Penalties are compliance signals, not commentary on a bank's solvency.",
   "data_table_url": "https://bankpulse.ai/dashboards/penalties/#trend-6m",
   "data_api": "https://bankpulse.ai/api/penalties.json"
  },
  {
   "slug": "bank-health",
   "title": "Bank Health Scores",
   "dashboard": "https://bankpulse.ai/dashboards/bank-health/",
   "source": "RBI Financial Stability Report (FSR) aggregates",
   "official_source": "https://www.rbi.org.in/Scripts/PublicationReportDetails.aspx?ID=1259",
   "methodology": "A transparent composite scorecard maps each health pillar to its RBI source metric and regulatory floor / benchmark, scored out of 100. Indicative analytical index, not a regulatory rating.",
   "data_table_url": "https://bankpulse.ai/dashboards/bank-health/#methodology",
   "data_api": "https://bankpulse.ai/api/bank-health.json"
  },
  {
   "slug": "npa",
   "title": "NPA / Asset-Quality Tracker",
   "dashboard": "https://bankpulse.ai/dashboards/npa/",
   "source": "RBI Financial Stability Report & supervisory data",
   "official_source": "https://www.rbi.org.in/Scripts/PublicationReportDetails.aspx?ID=1259",
   "methodology": "Gross NPA, net NPA and provision coverage are taken from RBI period-end figures, with each metric mapped to its RBI source and regulatory floor. Arrows in the data tables show period-on-period change.",
   "data_table_url": "https://bankpulse.ai/dashboards/npa/#trend-table",
   "data_api": "https://bankpulse.ai/api/npa.json",
   "csv": "https://bankpulse.ai/api/npa.csv"
  },
  {
   "slug": "crr",
   "title": "Cash Reserve Ratio (CRR)",
   "dashboard": "https://bankpulse.ai/dashboards/crr/",
   "source": "RBI Monetary Policy Committee decisions / Weekly Statistical Supplement",
   "official_source": "https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx",
   "methodology": "Every change in the Cash Reserve Ratio since 2020 is recorded with its effective date and the share of NDTL banks must hold with the RBI; figures are entered from official RBI announcements — never reproduced verbatim.",
   "data_table_url": "https://bankpulse.ai/dashboards/crr/#data-table",
   "data_api": "https://bankpulse.ai/api/crr.json"
  },
  {
   "slug": "slr",
   "title": "Statutory Liquidity Ratio (SLR)",
   "dashboard": "https://bankpulse.ai/dashboards/slr/",
   "source": "RBI announcements / Weekly Statistical Supplement",
   "official_source": "https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx",
   "methodology": "Every change in the Statutory Liquidity Ratio is recorded with its effective date and the share of NDTL banks must hold in approved securities; figures are entered from official RBI announcements — never reproduced verbatim.",
   "data_table_url": "https://bankpulse.ai/dashboards/slr/#data-table",
   "data_api": "https://bankpulse.ai/api/slr.json"
  },
  {
   "slug": "forex-reserves",
   "title": "Foreign Exchange Reserves",
   "dashboard": "https://bankpulse.ai/dashboards/forex-reserves/",
   "source": "World Bank / IMF international reserves data (India, total reserves incl. gold); RBI Weekly Statistical Supplement for the latest weekly figure",
   "official_source": "https://www.rbi.org.in/Scripts/WSSViewDetail.aspx",
   "methodology": "Annual year-end total foreign exchange reserves (incl. gold) in US$ billion with import cover in months, compiled from World Bank / IMF international-reserves series; the latest weekly figure is pointed to the RBI Weekly Statistical Supplement. No RBI text reproduced.",
   "data_table_url": "https://bankpulse.ai/dashboards/forex-reserves/#data-table",
   "data_api": "https://bankpulse.ai/api/forex-reserves.json"
  }
 ]
}