{
 "name": "BankPulse NPA / Asset-Quality Tracker",
 "generated_at": "19 Jun 2026, 15:03 IST",
 "generated_at_iso": "2026-06-19T15:03:26+05:30",
 "dateModified": "2026-06-19T15:03:26+05:30",
 "unit": "percent",
 "temporalCoverage": "2018/2024",
 "current_gnpa_pct": 2.6,
 "current_nnpa_pct": 0.6,
 "current_pcr_pct": 77,
 "peak_gnpa_pct": 11.2,
 "baseline_stress_projection_gnpa_pct_mar2026": "3.0",
 "count": 8,
 "dashboard": "https://bankpulse.ai/dashboards/npa/",
 "source": "RBI Financial Stability Report (Dec 2024) & Report on Trend and Progress of Banking in India, system-level scheduled commercial banks",
 "official_source": "https://www.rbi.org.in/Scripts/PublicationReportDetails.aspx?UrlPage=&ID=1271",
 "reviewed_by": "Vikram Jain",
 "series": [
  {
   "period": "Mar 18",
   "gnpa_pct": 11.2,
   "nnpa_pct": 6.0,
   "pcr_pct": 48
  },
  {
   "period": "Mar 19",
   "gnpa_pct": 9.1,
   "nnpa_pct": 3.7,
   "pcr_pct": 49
  },
  {
   "period": "Mar 20",
   "gnpa_pct": 8.2,
   "nnpa_pct": 2.8,
   "pcr_pct": 65
  },
  {
   "period": "Mar 21",
   "gnpa_pct": 7.3,
   "nnpa_pct": 2.4,
   "pcr_pct": 68
  },
  {
   "period": "Mar 22",
   "gnpa_pct": 5.8,
   "nnpa_pct": 1.7,
   "pcr_pct": 71
  },
  {
   "period": "Mar 23",
   "gnpa_pct": 3.9,
   "nnpa_pct": 1.0,
   "pcr_pct": 74
  },
  {
   "period": "Mar 24",
   "gnpa_pct": 2.8,
   "nnpa_pct": 0.6,
   "pcr_pct": 76
  },
  {
   "period": "Dec 24",
   "gnpa_pct": 2.6,
   "nnpa_pct": 0.6,
   "pcr_pct": 77
  }
 ],
 "bank_group_gnpa": [
  {
   "group": "Public sector",
   "gnpa_pct": 3.3
  },
  {
   "group": "Private sector",
   "gnpa_pct": 1.8
  },
  {
   "group": "Foreign banks",
   "gnpa_pct": 1.2
  }
 ]
}