{
 "name": "India Priority Sector Lending (PSL) — Targets vs Achievement by Category",
 "unit": "percent of Adjusted Net Bank Credit (ANBC) or CEOBE, whichever higher",
 "dashboard": "https://bankpulse.ai/dashboards/priority-sector-lending/",
 "source": "RBI Master Direction — Priority Sector Lending (Targets and Classification), rbi.org.in",
 "applies_to": "Domestic scheduled commercial banks & foreign banks with >=20 branches (FY2023-24 framework)",
 "reviewed_by": "Vikram Jain",
 "license": "https://creativecommons.org/licenses/by/4.0/",
 "updated": "2026-06-19T04:40:32+05:30",
 "dateModified": "2026-06-19T04:40:32+05:30",
 "note": "Targets are exact regulatory floors. Achievement figures are indicative, system-level and approximate. RRBs and Small Finance Banks have a higher 75% overall target; UCBs and foreign banks with <20 branches follow separate schedules.",
 "series": [
  {
   "category": "Overall priority sector",
   "target_pct_anbc": 40.0,
   "achievement_pct_indicative": 46.0,
   "note": "SCBs are comfortably above the 40% floor at system level"
  },
  {
   "category": "Agriculture",
   "target_pct_anbc": 18.0,
   "achievement_pct_indicative": 18.0,
   "note": "Broadly met; shortfalls often bridged via PSLCs"
  },
  {
   "category": "Small & marginal farmers (within agri)",
   "target_pct_anbc": 10.0,
   "achievement_pct_indicative": 10.0,
   "note": "Sub-target phased up to 10% by FY2023-24"
  },
  {
   "category": "Micro enterprises",
   "target_pct_anbc": 7.5,
   "achievement_pct_indicative": 8.0,
   "note": "A sub-target within MSME lending"
  },
  {
   "category": "Weaker sections",
   "target_pct_anbc": 12.0,
   "achievement_pct_indicative": 12.0,
   "note": "Phased up to 12% of ANBC by FY2023-24"
  }
 ]
}