{
 "name": "RBI Surplus Transfer to the Government of India",
 "unit": "Rs lakh crore (RBI accounting year)",
 "dashboard": "https://bankpulse.ai/dashboards/rbi-surplus-transfer/",
 "source": "RBI Central Board communications / Annual Report (surplus transfer under Section 47, RBI Act; Economic Capital Framework / Contingency Risk Buffer)",
 "reviewed_by": "Vikram Jain",
 "license": "https://creativecommons.org/licenses/by/4.0/",
 "updated": "2026-06-20T12:30:48+05:30",
 "dateModified": "2026-06-20T12:30:48+05:30",
 "method": "Surplus paid by the RBI to the central government each accounting year after provisions and buffers under Section 47 of the RBI Act. The RBI moved its accounting year from July-June to April-March effective 2021-22 (9-month transition Jul 2021-Mar 2022).",
 "note": "Rounded and approximate; NOT in the Verified-numbers ledger pending reviewer sign-off. Record ~Rs 2.69 lakh crore for 2024-25 (approved 23 May 2025), up from ~Rs 2.11 lakh crore (2023-24). Amount swings year to year with income and the Contingency Risk Buffer the RBI chooses to hold.",
 "balance_sheet_size": [
  {
   "year_end": "Mar 2021",
   "size_label": "~Rs 57 lakh cr",
   "approximate": true
  },
  {
   "year_end": "Mar 2022",
   "size_label": "~Rs 62 lakh cr",
   "approximate": true
  },
  {
   "year_end": "Mar 2023",
   "size_label": "~Rs 63 lakh cr",
   "approximate": true
  },
  {
   "year_end": "Mar 2024",
   "size_label": "~Rs 70 lakh cr",
   "approximate": true
  },
  {
   "year_end": "Mar 2025",
   "size_label": "~Rs 76 lakh cr",
   "approximate": true
  }
 ],
 "series": [
  {
   "accounting_year": "2018-19",
   "surplus_label": "~Rs 1.76 lakh cr",
   "surplus_lakh_crore": 1.76,
   "approximate": true,
   "note": "Large one-off: included ~Rs 52,637cr of excess provisions released on the Bimal Jalan ECF committee; July-June year"
  },
  {
   "accounting_year": "2019-20",
   "surplus_label": "~Rs 57,128 cr",
   "surplus_lakh_crore": 0.57,
   "approximate": true,
   "note": "Lower surplus; July-June accounting year"
  },
  {
   "accounting_year": "2020-21",
   "surplus_label": "~Rs 99,122 cr",
   "surplus_lakh_crore": 0.99,
   "approximate": true,
   "note": "Higher on forex/interest income; July-June accounting year"
  },
  {
   "accounting_year": "2021-22",
   "surplus_label": "~Rs 30,307 cr",
   "surplus_lakh_crore": 0.3,
   "approximate": true,
   "note": "9-month transition period (Jul 2021-Mar 2022) as the RBI moved to an April-March year"
  },
  {
   "accounting_year": "2022-23",
   "surplus_label": "~Rs 87,416 cr",
   "surplus_lakh_crore": 0.87,
   "approximate": true,
   "note": "First full April-March accounting year"
  },
  {
   "accounting_year": "2023-24",
   "surplus_label": "~Rs 2.11 lakh cr",
   "surplus_lakh_crore": 2.11,
   "approximate": true,
   "note": "Record at the time; strong forex gains and interest income"
  },
  {
   "accounting_year": "2024-25",
   "surplus_label": "~Rs 2.69 lakh cr",
   "surplus_lakh_crore": 2.69,
   "approximate": true,
   "note": "New record; approved by the RBI Central Board on 23 May 2025"
  }
 ]
}