{
 "name": "India Scheduled Commercial Banks' Investments — Aggregate Investment Book (SLR G-Secs + Non-SLR)",
 "unit": "total investments in Rs lakh crore; investment-deposit ratio in percent",
 "dashboard": "https://bankpulse.ai/dashboards/scb-investments/",
 "source": "RBI Weekly Statistical Supplement (Scheduled Commercial Banks - Business in India) & RBI Handbook of Statistics on the Indian Economy, rbi.org.in",
 "reviewed_by": "Vikram Jain",
 "license": "https://creativecommons.org/licenses/by/4.0/",
 "updated": "2026-06-19T23:34:15+05:30",
 "dateModified": "2026-06-19T23:34:15+05:30",
 "note": "Official estimates, rounded and approximate. Later periods are provisional and revised. Investments are overwhelmingly SLR-eligible G-Secs (central G-Secs + SDLs) plus a non-SLR slice. The investment-deposit ratio is indicative (total investments / aggregate deposits); the SLR floor is 18% of NDTL. Exact decimals pending reviewer sign-off; not in the public Verified-numbers ledger.",
 "series": [
  {
   "period": "FY2019-20",
   "total_investments_lakh_crore": 39.0,
   "investment_deposit_ratio_pct": 30.0,
   "note": "Pre-pandemic baseline"
  },
  {
   "period": "FY2020-21",
   "total_investments_lakh_crore": 44.0,
   "investment_deposit_ratio_pct": 31.0,
   "note": "COVID-19 — surplus liquidity; heavy G-Sec buying lifted the book"
  },
  {
   "period": "FY2021-22",
   "total_investments_lakh_crore": 48.0,
   "investment_deposit_ratio_pct": 30.0,
   "note": "Investments grew broadly with deposits"
  },
  {
   "period": "FY2022-23",
   "total_investments_lakh_crore": 52.0,
   "investment_deposit_ratio_pct": 28.0,
   "note": "Credit outpaced deposits; investment-deposit ratio eased"
  },
  {
   "period": "FY2023-24",
   "total_investments_lakh_crore": 58.0,
   "investment_deposit_ratio_pct": 28.0,
   "note": "Strong credit growth; some excess-SLR trimmed"
  },
  {
   "period": "FY2024-25",
   "total_investments_lakh_crore": 64.0,
   "investment_deposit_ratio_pct": 28.0,
   "note": "Provisional — subject to revision"
  },
  {
   "period": "Latest (Jan 2026)",
   "total_investments_lakh_crore": 68.0,
   "investment_deposit_ratio_pct": 29.0,
   "note": "Latest WSS fortnight; provisional"
  }
 ]
}