{
 "name": "India Sectoral Deployment of Bank Credit — Major-Sector Shares",
 "unit": "percent of outstanding non-food bank credit (approximate)",
 "measure": "share of non-food bank credit by major sector",
 "top_sector": "Personal loans",
 "top_sector_share_pct": 33,
 "note": "Approximate structural shares; the RBI's monthly sectoral deployment release carries the exact latest figures. Shares are rounded and may not sum to 100%.",
 "shares": [
  {
   "sector": "Personal loans",
   "approx_share_pct": 33,
   "covers": "Housing, vehicle, credit-card, education & other retail loans — now the single largest slice of non-food bank credit."
  },
  {
   "sector": "Services",
   "approx_share_pct": 28,
   "covers": "Trade, NBFCs, commercial real estate, transport, tourism and professional services."
  },
  {
   "sector": "Industry",
   "approx_share_pct": 22,
   "covers": "Manufacturing & infrastructure — large, medium, small and micro enterprises."
  },
  {
   "sector": "Agriculture & allied",
   "approx_share_pct": 13,
   "covers": "Crop loans, allied activities and agri-infrastructure, supported by priority-sector norms."
  }
 ],
 "dashboard": "https://bankpulse.ai/dashboards/sectoral-credit/",
 "source": "RBI Sectoral Deployment of Bank Credit & Report on Trend and Progress of Banking in India, rbi.org.in",
 "reviewed_by": "Vikram Jain (Chartered Accountant)",
 "disclaimer": "Independent platform, not affiliated with the RBI. No RBI text reproduced verbatim. Approximate shares; check the source for the latest monthly data.",
 "updated": "2026-06-19T04:08:11+05:30"
}