BankPulse Articles
Plain-English explainers on RBI circulars, banking regulations, and exam-prep guides — decoded for Indian bankers and aspirants. Fresh articles published through the day.
RBI Sets January 1, 2027 Deadline for RRBs to Fix Fraud Liability Rules
RBI's Third Amendment Directions, 2026 (RBI/2026-27/171) redefine fraud, negligence & shadow reversal for RRB customers, effective 1 Jan 2027.
RBI Gives Rural Co-operative Bank Customers New Fraud Protection Rules from 2027
RBI's new RCB directions define card fraud, negligence, and 'shadow reversal' for rural co-op bank customers, effective 1 Jan 2027. Here's what changes.
RBI's Credit Derivatives Directions 2026: What Changed and Who Must Comply
RBI's new Master Direction on Credit Derivatives (2026) takes effect June 25, 2026. Plain-English guide to what changed, who must comply, and why it matters.
RBI Assistant Notification 2026: What It Is and Where to Find the Real Dates
What the RBI Assistant notification 2026 covers, how the exam usually works, and exactly where to check the real official dates and eligibility.
Best Credit Card in India: The 4-Question Framework That Finds Yours
There's no one 'best' credit card in India — it depends on you. Here's the real framework, plus how RBI's KYC rules and BBPS affect every card you use.
RBI Tightens Fraud-Liability Rules for Co-operative Bank Customers (Effective 2027)
RBI's Third Amendment to UCB Responsible Business Conduct Directions defines fraud, negligence and liability for online banking. Effective Jan 1, 2027.
There's No 'Best' Credit Card in India — Here's the Filter to Pick Yours
There's no single 'best' credit card in India. Here's the plain-English framework to pick yours, plus how KYC, BBPS and NACH affect your card.
RBI Model Risk Management 2026: AI Kill Switch, Model Tiering & GenAI Rules
Deep-decode of RBI's June 2026 MRM draft: AI kill switch mandate, risk-based model tiering, third-party vendor liability, GenAI disclosure. Comment deadline Jul 24, 2026. For bankers and JAIIB/CAIIB aspirants.