{"what_this_is":"The machine-readable twin of the BankPulse page for one RBI rulebook. Same points, same dates, same paragraph references as the page a person reads. 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Regulatory capital","stored_section":"WHAT CHANGES","heading":"Enhancement splits the tiers","plain_english":"Half of a credit enhancement given comes off Tier 1 and half off Tier 2.","rbi_paragraph":"Para 16(7)","rbi_char_offset":35453,"weight":"BACKGROUND","role":"All staff","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/md12959#p22","layer":"bankpulse"},{"n":1,"claim":"md12959-b0cd39f0","page_group":"Chapter III. Risk Weight Assets (RWAs)","stored_section":"WHAT CHANGES","heading":"Charge has a ceiling","plain_english":"The capital charge cannot exceed what the exposure would cost if it had no guarantee.","rbi_paragraph":"Para 18(2)","rbi_char_offset":42024,"weight":"MUST KNOW","role":"All staff","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/md12959#p23","layer":"bankpulse"},{"n":2,"claim":"md12959-b79228db","page_group":"Chapter III. 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Risk Weight Assets (RWAs)","stored_section":"WHAT CHANGES","heading":"Repurchase stays retained","plain_english":"A securitisation exposure bought back is treated as retained, not fresh.","rbi_paragraph":"Para 19","rbi_char_offset":62783,"weight":"BACKGROUND","role":"All staff","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/md12959#p38","layer":"bankpulse"},{"n":1,"claim":"md12959-1b732d95","page_group":"Chapter VI. Repeal and Other Provisions","stored_section":"WHAT IT REPLACES","heading":"Old rules stay repealed","plain_english":"Rules repealed before this document was issued remain repealed.","rbi_paragraph":"Para 55","rbi_char_offset":100993,"weight":"BACKGROUND","role":"All staff","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/md12959#p39","layer":"bankpulse"},{"n":2,"claim":"md12959-540a91a0","page_group":"Chapter VI. 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