{"what_this_is":"The machine-readable twin of the BankPulse page for one RBI rulebook. Same points, same dates, same paragraph references as the page a person reads. RBI's own wording is not reproduced here: each point names the RBI paragraph, the character offset into the text BankPulse read and the sha256 of that text, so the claim can be checked against RBI's own document.","schema_version":1,"release_id":"d653cdb0a5","generated_at":"2026-09-15T00:33:59.117975+00:00","id":"md13138","title":"Reserve Bank of India (Commercial Banks - Climate Finance and Management of Climate Change Risks) Directions, 2025","document_kind":"Directions","page":"https://bankpulse.ai/rule/md13138","status":"In force","importance":{"code":"MR","label":"MUST READ","weight":"Must read","why":"Binding RBI Directions naming this institution class in the title","layer":"bankpulse_inference"},"applies_to":{"shown":"Commercial banks","class_code":"SCB","from":"the document's own title","layer":"bankpulse_inference"},"dates":{"prid":"md13138","mode":"four_dates_v1","published":{"label":"Published","value":"Nov 28, 2025","stated":true,"why":"The day RBI put this document out."},"effective":{"label":"Starts to apply","value":"","stated":false,"why":"Not stated separately in this document. Read the rule itself before you assume a start date."},"transition":{"label":"Time to get ready","value":"","stated":false,"why":"Cannot be worked out until the day it starts to apply is known."},"deadline":{"label":"Last date to act","value":"","stated":false,"why":"No date to act by was found in this document. 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Its board review of the green deposit report is due by 30 June -- three months later, which is the limit RBI names.","anchor":"https://bankpulse.ai/rule/md13138#p24","layer":"bankpulse"},{"n":20,"claim":"md13138-512d6369","page_group":"Chapter III. Framework for Acceptance of Green Deposits","stored_section":"WHAT CHANGES","heading":"Financial statement disclosures","plain_english":"Annual financial statement disclosures follow RBI's separate disclosure rules.","rbi_paragraph":"Para 20","rbi_char_offset":17289,"weight":"BACKGROUND","role":"Finance","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/md13138#p25","layer":"bankpulse"},{"n":1,"claim":"md13138-fc60ab16","page_group":"Chapter IV. 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