{"what_this_is":"The machine-readable twin of the BankPulse page for one RBI rulebook. Same points, same dates, same paragraph references as the page a person reads. RBI's own wording is not reproduced here: each point names the RBI paragraph, the character offset into the text BankPulse read and the sha256 of that text, so the claim can be checked against RBI's own document.","schema_version":1,"release_id":"d653cdb0a5","generated_at":"2026-09-15T00:33:59.117975+00:00","id":"md13214","title":"Master Direction – Reserve Bank of India (Rupee Interest Rate Derivatives) Directions, 2025","document_kind":"Master Direction","page":"https://bankpulse.ai/rule/md13214","status":"In force","importance":{"code":"MR","label":"MUST READ","weight":"Must read","why":"Binding instrument, class not named: applies broadly","layer":"bankpulse_inference"},"applies_to":{"shown":"All regulated entities","class_code":"ALL","from":"the document's own title","layer":"bankpulse_inference"},"dates":{"prid":"md13214","mode":"four_dates_v1","published":{"label":"Published","value":"Dec 08, 2025","stated":true,"why":"The day RBI put this document out."},"effective":{"label":"Starts to apply","value":"January 01, 2027","stated":true,"why":"The day this rule starts to apply, as RBI's own text states it."},"transition":{"label":"Time to get ready","value":"389 days","stated":true,"why":"The room between the day it was published and the day it starts to apply."},"deadline":{"label":"Last date to act","value":"","stated":false,"why":"No date to act by was found in this document. Other dates may sit inside single paragraphs."},"sources":{"published":"doc_date in data/highlights/md13214.json","effective":"data/date_kinds.json kind=effective_date","transition":"worked out from published and starts-to-apply","deadline":"none held"}},"rbi_source":{"url":"https://rbi.org.in/Scripts/BS_ViewMasDirections.aspx?id=13214","document_date":"Dec 08, 2025","read_by_bankpulse":"2026-08-21 16:28:30 UTC","text_sha256":"9fe767e658551c540cdaf0d418d15bd4acadd4aa7aa27142acd631bb95387ae0","word_count":5199,"standing_last_checked":"Standing checked on RBI’s Master Directions index, 15 September 2026, 5:58 am IST."},"counts":{"points_shown":33,"points_naming_an_rbi_paragraph":33,"points_stored":33,"actions":0,"amendments":0},"points":[{"n":1,"claim":"md13214-fdbfbf97","page_group":"Must know","stored_section":"WHO IT APPLIES TO","heading":"OTC and exchange trades covered","plain_english":"The rules cover Rupee interest rate derivatives traded over the counter and on stock 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IT","role":"Operations","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/md13214#p21","layer":"bankpulse"},{"n":6,"claim":"md13214-fdf9f73a","page_group":"Do it","stored_section":"KEY DATES","heading":"Monthly report due by 10th","plain_english":"Banks must report cross-border remittances by the 10th day of the following month.","rbi_paragraph":"Para 5","rbi_char_offset":26363,"weight":"DO IT","role":"Operations","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/md13214#p22","layer":"bankpulse"},{"n":7,"claim":"md13214-3784e2d0","page_group":"Do it","stored_section":"WHO SHOULD ACT","heading":"Follow your own regulator's rules","plain_english":"Each firm follows the capital and KYC rules its own regulator already sets.","rbi_paragraph":"Para 6","rbi_char_offset":26795,"weight":"DO 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BankPulse never republishes RBI's exact sentences. Use rbi_paragraph with rbi_source.url to read RBI's own words.","terms":"BankPulse's plain-English summaries are BankPulse's own work. The underlying regulation is the Reserve Bank of India's. Always check the RBI document named in rbi_source before acting."}