{"what_this_is":"The machine-readable twin of the BankPulse page for one RBI rulebook. Same points, same dates, same paragraph references as the page a person reads. RBI's own wording is not reproduced here: each point names the RBI paragraph, the character offset into the text BankPulse read and the sha256 of that text, so the claim can be checked against RBI's own document.","schema_version":1,"release_id":"d653cdb0a5","generated_at":"2026-09-15T00:33:59.117975+00:00","id":"md13361","title":"Master Direction on Counterfeit Notes – Detection, Reporting and Monitoring","document_kind":"Master Direction","page":"https://bankpulse.ai/rule/md13361","status":"In force","importance":{"code":"FYI","label":"FOR INFORMATION","weight":"For information","why":"General RBI update: no desk rule matched — read the source if it touches your work","layer":"bankpulse_inference"},"applies_to":{"shown":"All regulated entities","class_code":"ALL","from":"the document's own title","layer":"bankpulse_inference"},"dates":{"prid":"md13361","mode":"four_dates_v1","published":{"label":"Published","value":"Apr 01, 2026","stated":true,"why":"The day RBI put this document out."},"effective":{"label":"Starts to apply","value":"","stated":false,"why":"Not stated separately in this document. Read the rule itself before you assume a start date."},"transition":{"label":"Time to get ready","value":"","stated":false,"why":"Cannot be worked out until the day it starts to apply is known."},"deadline":{"label":"Last date to act","value":"","stated":false,"why":"No date to act by was found in this document. Other dates may sit inside single paragraphs."},"sources":{"published":"doc_date in data/highlights/md13361.json","effective":"none held","transition":"none held","deadline":"none held"}},"rbi_source":{"url":"https://rbi.org.in/Scripts/BS_ViewMasDirections.aspx?id=13361","document_date":"Apr 01, 2026","read_by_bankpulse":"2026-08-21 16:29:09 UTC","text_sha256":"92d76c42dd640460a89e184d7bbf20a0eb9f656a152244e71513a53fce3acbe5","word_count":7708,"standing_last_checked":"Standing checked on RBI’s Master Directions index, 15 September 2026, 5:58 am IST."},"counts":{"points_shown":49,"points_naming_an_rbi_paragraph":49,"points_stored":49,"actions":0,"amendments":0},"points":[{"n":1,"claim":"md13361-b4219a01","page_group":"Must know","stored_section":"WHO IT APPLIES TO","heading":"Written to every bank","plain_english":"RBI addresses this whole rulebook to the head of every bank.","rbi_paragraph":"Preamble","rbi_char_offset":1893,"weight":"MUST 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KNOW","role":"Compliance","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/md13361#p35","layer":"bankpulse"},{"n":36,"claim":"md13361-feb3fea7","page_group":"Must know","stored_section":"HEAD OFFICE CELL","heading":"Say so even when zero","plain_english":"A month with no fake notes found is still reported, as nil.","rbi_paragraph":"Para 10","rbi_char_offset":14929,"weight":"MUST KNOW","role":"Compliance","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/md13361#p36","layer":"bankpulse"},{"n":37,"claim":"md13361-40820ab3","page_group":"Must know","stored_section":"HEAD OFFICE CELL","heading":"Also reported to FIU-IND","plain_english":"Fake-note cash transactions are also reported to India's anti-money-laundering unit.","rbi_paragraph":"Para 10(1)","rbi_char_offset":15128,"weight":"MUST KNOW","role":"Compliance","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/md13361#p37","layer":"bankpulse"},{"n":38,"claim":"md13361-6a6c8f07","page_group":"Must know","stored_section":"PENALTY","heading":"A slip-up can mean penalty","plain_english":"Missing or mishandling a fake note can itself bring a monetary penalty.","rbi_paragraph":"Para 11","rbi_char_offset":15500,"weight":"MUST KNOW","role":"Compliance","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/md13361#p38","layer":"bankpulse"},{"n":39,"claim":"md13361-4833e235","page_group":"Must know","stored_section":"KEEPING THE NOTES","heading":"Police-returned notes kept safely","plain_english":"Fake notes handed back by police are kept safely, with a record.","rbi_paragraph":"Para 12","rbi_char_offset":16065,"weight":"MUST 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5(05)","rbi_char_offset":9321,"weight":"BACKGROUND","role":"Compliance","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/md13361#p47","layer":"bankpulse"},{"n":3,"claim":"md13361-965846f3","page_group":"Background","stored_section":"TRAINING","heading":"Every note design on file","plain_english":"RBI has put every banknote design's own security features on record for training.","rbi_paragraph":"Para 13","rbi_char_offset":17218,"weight":"BACKGROUND","role":"HR","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/md13361#p48","layer":"bankpulse"},{"n":4,"claim":"md13361-804bd691","page_group":"Background","stored_section":"TRAINING","heading":"Covers notes, 10 to 2000","plain_english":"The security-feature details cover every note from 10 rupees up to 2000.","rbi_paragraph":"Para 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BankPulse never republishes RBI's exact sentences. Use rbi_paragraph with rbi_source.url to read RBI's own words.","terms":"BankPulse's plain-English summaries are BankPulse's own work. The underlying regulation is the Reserve Bank of India's. Always check the RBI document named in rbi_source before acting."}