{"what_this_is":"The machine-readable twin of the BankPulse page for one RBI rulebook. Same points, same dates, same paragraph references as the page a person reads. RBI's own wording is not reproduced here: each point names the RBI paragraph, the character offset into the text BankPulse read and the sha256 of that text, so the claim can be checked against RBI's own document.","schema_version":1,"release_id":"d653cdb0a5","generated_at":"2026-09-15T00:33:59.117975+00:00","id":"md13374","title":"Digital Payments – E-mandate Framework, 2026","document_kind":"Regulatory document","page":"https://bankpulse.ai/rule/md13374","status":"In force","importance":{"code":"FYI","label":"FOR INFORMATION","weight":"For information","why":"General RBI update: no desk rule matched — read the source if it touches your work","layer":"bankpulse_inference"},"applies_to":{"shown":"Payment System Providers and Payment System Participants that process recurring card, PPI or UPI payments (e-mandate issuers and acquirers)","class_code":"ALL","from":"the document's own title","layer":"bankpulse_inference"},"dates":{"prid":"md13374","mode":"four_dates_v1","published":{"label":"Published","value":"Apr 21, 2026","stated":true,"why":"The day RBI put this document out."},"effective":{"label":"Starts to apply","value":"","stated":false,"why":"Not stated separately in this document. Read the rule itself before you assume a start date."},"transition":{"label":"Time to get ready","value":"","stated":false,"why":"Cannot be worked out until the day it starts to apply is known."},"deadline":{"label":"Last date to act","value":"","stated":false,"why":"No date to act by was found in this document. Other dates may sit inside single paragraphs."},"sources":{"published":"doc_date in data/highlights/md13374.json","effective":"none held","transition":"none held","deadline":"none held"}},"rbi_source":{"url":"https://rbi.org.in/Scripts/BS_ViewMasDirections.aspx?id=13374","document_date":"Apr 21, 2026","read_by_bankpulse":"2026-08-21 16:29:06 UTC","text_sha256":"8a9b991065b9faea55879b476f8382427aef6b985984d1cb93a28184c4b90b59","word_count":1315,"standing_last_checked":"Standing checked on RBI’s Master Directions index, 15 September 2026, 5:58 am IST."},"counts":{"points_shown":30,"points_naming_an_rbi_paragraph":30,"points_stored":30,"actions":0,"amendments":0},"points":[{"n":1,"claim":"md13374-d8a95ce2","page_group":"Must know","stored_section":"WHO IT APPLIES TO","heading":"Applies to recurring payments","plain_english":"This rule covers every recurring payment on cards, PPI or UPI, domestic or cross-border.","rbi_paragraph":"Para 2","rbi_char_offset":2849,"weight":"MUST 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BankPulse never republishes RBI's exact sentences. Use rbi_paragraph with rbi_source.url to read RBI's own words.","terms":"BankPulse's plain-English summaries are BankPulse's own work. The underlying regulation is the Reserve Bank of India's. Always check the RBI document named in rbi_source before acting."}