{"what_this_is":"The machine-readable twin of the BankPulse page for one RBI rulebook. Same points, same dates, same paragraph references as the page a person reads. RBI's own wording is not reproduced here: each point names the RBI paragraph, the character offset into the text BankPulse read and the sha256 of that text, so the claim can be checked against RBI's own document.","schema_version":1,"release_id":"d653cdb0a5","generated_at":"2026-09-15T00:33:59.117975+00:00","id":"nt13170","title":"Consolidation of Regulations – Withdrawal of circulars","document_kind":"Circular","page":"https://bankpulse.ai/rule/nt13170","status":"In force","importance":{"code":"FYI","label":"FOR INFORMATION","weight":"For information","why":"General RBI update: no desk rule matched — read the source if it touches your work","layer":"bankpulse_inference"},"applies_to":{"shown":"All regulated entities","class_code":"ALL","from":"the document's own title","layer":"bankpulse_inference"},"dates":{"prid":"nt13170","mode":"four_dates_v1","published":{"label":"Published","value":"November 28, 2025","stated":true,"why":"The day RBI put this document out."},"effective":{"label":"Starts to apply","value":"","stated":false,"why":"Not stated separately in this document. Read the rule itself before you assume a start date."},"transition":{"label":"Time to get ready","value":"","stated":false,"why":"Cannot be worked out until the day it starts to apply is known."},"deadline":{"label":"Last date to act","value":"","stated":false,"why":"No date to act by was found in this document. Other dates may sit inside single paragraphs."},"sources":{"published":"doc_date in data/highlights/nt13170.json","effective":"none held","transition":"none held","deadline":"none held"}},"rbi_source":{"url":"https://rbi.org.in/Scripts/NotificationUser.aspx?Id=13170&Mode=0","document_date":"November 28, 2025","read_by_bankpulse":"2026-08-16 09:46:42 UTC","text_sha256":"ba77e4ee5abe1b9032dc108c1feeab081d579351b5e33ec995f2be4b28c7c5df","word_count":null,"standing_last_checked":"RBI publishes no live index for this kind of document. Standing follows RBI’s consolidation circular of 28 November 2025."},"counts":{"points_shown":14,"points_naming_an_rbi_paragraph":14,"points_stored":14,"actions":0,"amendments":0},"points":[{"n":1,"claim":"nt13170-768ceae2","page_group":"Do it","stored_section":"KEY DATES","heading":"Effective date","plain_english":"The withdrawal of the 9,445 circulars took effect immediately, from November 28, 2025.","rbi_paragraph":"Opening paragraphs","rbi_char_offset":1829,"weight":"DO IT","role":"All staff","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13170#p1","layer":"bankpulse"},{"n":2,"claim":"nt13170-faa84a8d","page_group":"Do it","stored_section":"THE CORE IDEA","heading":"Same-day press release","plain_english":"This notice refers to a separate press release issued the same day announcing the 244 new Master Directions.","rbi_paragraph":"Para 1","rbi_char_offset":1902,"weight":"DO IT","role":"All staff","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13170#p2","layer":"bankpulse"},{"n":3,"claim":"nt13170-9033ffce","page_group":"Do it","stored_section":"THE CORE IDEA","heading":"The big withdrawal","plain_english":"RBI withdrew 9,445 old circulars on November 28, 2025 and replaced them with 244 new Master Directions.","rbi_paragraph":"Para 1","rbi_char_offset":1943,"weight":"DO IT","role":"All staff","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13170#p3","layer":"bankpulse"},{"n":4,"claim":"nt13170-b401fe85","page_group":"Do it","stored_section":"WHAT IT REPLACES","heading":"Superseding Master Directions","plain_english":"The withdrawn circulars are superseded by the 244 Master Directions announced the same day.","rbi_paragraph":"Para 1","rbi_char_offset":1990,"weight":"DO IT","role":"All 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staff","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13170#p6","layer":"bankpulse"},{"n":7,"claim":"nt13170-16a5ab81","page_group":"Do it","stored_section":"THE CORE IDEA","heading":"Departments covered","plain_english":"The 244 Master Directions cover instructions run by RBI's Department of Regulation (DoR), including departments later merged into DoR.","rbi_paragraph":"Para 2","rbi_char_offset":2179,"weight":"DO IT","role":"All staff","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13170#p7","layer":"bankpulse"},{"n":8,"claim":"nt13170-33826110","page_group":"Do it","stored_section":"WHAT CHANGES","heading":"Obsolete instructions dropped","plain_english":"Instructions RBI considered obsolete were left out of the new Master Directions entirely, since RBI judged them no longer relevant.","rbi_paragraph":"Para 2","rbi_char_offset":2314,"weight":"DO IT","role":"All staff","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13170#p8","layer":"bankpulse"},{"n":9,"claim":"nt13170-671d8bca","page_group":"Do it","stored_section":"WHAT CHANGES","heading":"Immediate withdrawal","plain_english":"All 9,445 circulars listed in the Annex to this notice are withdrawn by RBI with immediate effect.","rbi_paragraph":"Para 3","rbi_char_offset":2471,"weight":"DO IT","role":"All staff","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13170#p9","layer":"bankpulse"},{"n":10,"claim":"nt13170-7c983024","page_group":"Do it","stored_section":"WHAT IT REPLACES","heading":"The Annex list","plain_english":"The Annex to this notice is RBI's own list of exactly which 9,445 circulars are withdrawn.","rbi_paragraph":"Para 3","rbi_char_offset":2471,"weight":"DO IT","role":"All 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staff","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13170#p12","layer":"bankpulse"},{"n":13,"claim":"nt13170-4b0301d49","page_group":"Do it","stored_section":"IMPACT","heading":"Stale policy references","plain_english":"Any internal policy that cites one of the 9,445 withdrawn circular numbers by number is now referencing a repealed document.","rbi_paragraph":"Para 3","rbi_char_offset":2630,"weight":"DO IT","role":"All staff","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13170#p13","layer":"bankpulse"},{"n":14,"claim":"nt13170-1079c38d","page_group":"Do it","stored_section":"IMPACT","heading":"Old actions preserved","plain_english":"Anything already done under a withdrawn circular continues to be governed by that circular's old provisions.","rbi_paragraph":"Para 4","rbi_char_offset":2743,"weight":"DO IT","role":"All staff","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13170#p14","layer":"bankpulse"}],"actions":[],"amendments":[],"layers":{"rbi_source":"Facts taken from RBI's own document.","bankpulse":"BankPulse's plain-English summary of RBI's document.","bankpulse_inference":"BankPulse's own inference, not stated by RBI."},"rbi_wording_not_included":"By design. BankPulse never republishes RBI's exact sentences. Use rbi_paragraph with rbi_source.url to read RBI's own words.","terms":"BankPulse's plain-English summaries are BankPulse's own work. The underlying regulation is the Reserve Bank of India's. Always check the RBI document named in rbi_source before acting."}