{"what_this_is":"The machine-readable twin of the BankPulse page for one RBI rulebook. Same points, same dates, same paragraph references as the page a person reads. RBI's own wording is not reproduced here: each point names the RBI paragraph, the character offset into the text BankPulse read and the sha256 of that text, so the claim can be checked against RBI's own document.","schema_version":1,"release_id":"d653cdb0a5","generated_at":"2026-09-15T00:33:59.117975+00:00","id":"nt13551","title":"Review of Circulars issued under Foreign Exchange Management Act, 1999 (FEMA)","document_kind":"Circular","page":"https://bankpulse.ai/rule/nt13551","status":"In force","importance":{"code":"MR","label":"MUST READ","weight":"Must read","why":"Foreign money rules and returns, for banks that handle foreign money","layer":"bankpulse_inference"},"applies_to":{"shown":"Banks that handle foreign money","class_code":"AD","from":"the document's own title","layer":"bankpulse_inference"},"dates":{"prid":"nt13551","mode":"four_dates_v1","published":{"label":"Published","value":"Jun 24, 2026","stated":true,"why":"The day RBI put this document out."},"effective":{"label":"Starts to apply","value":"","stated":false,"why":"Not stated separately in this document. Read the rule itself before you assume a start date."},"transition":{"label":"Time to get ready","value":"","stated":false,"why":"Cannot be worked out until the day it starts to apply is known."},"deadline":{"label":"Last date to act","value":"","stated":false,"why":"No date to act by was found in this document. Other dates may sit inside single paragraphs."},"sources":{"published":"doc_date in data/highlights/nt13551.json","effective":"none held","transition":"none held","deadline":"none held"}},"rbi_source":{"url":"https://rbi.org.in/Scripts/NotificationUser.aspx?Id=13551&Mode=0","document_date":"Jun 24, 2026","read_by_bankpulse":"2026-08-22 05:02:27 UTC","text_sha256":"7adf4f645e5bde14ce389ee034bb4a12cf346a2a858e8e2dbf1e71ba3baa6c18","word_count":693,"standing_last_checked":"RBI publishes no live index for this kind of document. Standing follows RBI’s consolidation circular of 28 November 2025."},"counts":{"points_shown":2,"points_naming_an_rbi_paragraph":0,"points_stored":2,"actions":0,"amendments":0},"points":[{"n":1,"claim":"nt13551-ba7cac5d","page_group":"Do it","stored_section":"WHO SHOULD ACT","heading":"Tell customers","plain_english":"Authorised Persons must share this circular with all related customers.","rbi_paragraph":null,"rbi_char_offset":2697,"weight":"DO IT","role":"All staff","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13551#p1","layer":"bankpulse"},{"n":1,"claim":"nt13551-35600ebe","page_group":"Background","stored_section":"WHAT IT REPLACES","heading":"Old circulars withdrawn","plain_english":"Annex lists earlier circulars that are now withdrawn and not in force.","rbi_paragraph":null,"rbi_char_offset":2507,"weight":"BACKGROUND","role":"All staff","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13551#p2","layer":"bankpulse"}],"actions":[],"amendments":[],"layers":{"rbi_source":"Facts taken from RBI's own document.","bankpulse":"BankPulse's plain-English summary of RBI's document.","bankpulse_inference":"BankPulse's own inference, not stated by RBI."},"rbi_wording_not_included":"By design. BankPulse never republishes RBI's exact sentences. Use rbi_paragraph with rbi_source.url to read RBI's own words.","terms":"BankPulse's plain-English summaries are BankPulse's own work. The underlying regulation is the Reserve Bank of India's. Always check the RBI document named in rbi_source before acting."}