{"what_this_is":"The machine-readable twin of the BankPulse page for one RBI rulebook. Same points, same dates, same paragraph references as the page a person reads. RBI's own wording is not reproduced here: each point names the RBI paragraph, the character offset into the text BankPulse read and the sha256 of that text, so the claim can be checked against RBI's own document.","schema_version":1,"release_id":"d653cdb0a5","generated_at":"2026-09-15T00:33:59.117975+00:00","id":"nt13553","title":"Foreign Exchange Management (Deposit) (Sixth Amendment) Regulations, 2026","document_kind":"Regulatory document","page":"https://bankpulse.ai/rule/nt13553","status":"In force","importance":{"code":"MR","label":"MUST READ","weight":"Must read","why":"Foreign money rules and returns, for banks that handle foreign money","layer":"bankpulse_inference"},"applies_to":{"shown":"Banks that handle foreign money","class_code":"AD","from":"the document's own title","layer":"bankpulse_inference"},"dates":{"prid":"nt13553","mode":"four_dates_v1","published":{"label":"Published","value":"Jun 29, 2026","stated":true,"why":"The day RBI put this document out."},"effective":{"label":"Starts to apply","value":"","stated":false,"why":"Not stated separately in this document. Read the rule itself before you assume a start date."},"transition":{"label":"Time to get ready","value":"","stated":false,"why":"Cannot be worked out until the day it starts to apply is known."},"deadline":{"label":"Last date to act","value":"","stated":false,"why":"No date to act by was found in this document. Other dates may sit inside single paragraphs."},"sources":{"published":"doc_date in data/highlights/nt13553.json","effective":"none held","transition":"none held","deadline":"none held"}},"rbi_source":{"url":"https://rbi.org.in/Scripts/NotificationUser.aspx?Id=13553&Mode=0","document_date":"Jun 29, 2026","read_by_bankpulse":"2026-08-22 05:02:22 UTC","text_sha256":"d238b296b7ed6b4a89d4b8f8978a35abab010a36002ae8caefe7368a74ab7c33","word_count":1141,"standing_last_checked":"RBI publishes no live index for this kind of document. Standing follows RBI’s consolidation circular of 28 November 2025."},"counts":{"points_shown":5,"points_naming_an_rbi_paragraph":5,"points_stored":5,"actions":0,"amendments":0},"points":[{"n":1,"claim":"nt13553-ee2f2eddb","page_group":"Do it","stored_section":"THE CORE IDEA","heading":"IFSC meaning","plain_english":"Banks must use the same meaning of IFSC as in the 2019 Act.","rbi_paragraph":"Para 2","rbi_char_offset":3065,"weight":"DO IT","role":"All staff","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13553#p1","layer":"bankpulse"},{"n":2,"claim":"nt13553-61e3107c3","page_group":"Do it","stored_section":"WHAT CHANGES","heading":"NRO to SNRR process","plain_english":"NRO to SNRR transfers must follow Schedule 3 of these rules.","rbi_paragraph":"Para 8","rbi_char_offset":5014,"weight":"DO IT","role":"All staff","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13553#p2","layer":"bankpulse"},{"n":1,"claim":"nt13553-128227534","page_group":"Background","stored_section":"KEY DATES","heading":"start date","plain_english":"The amendment is valid from its Official Gazette publication date.","rbi_paragraph":"Para 1","rbi_char_offset":2864,"weight":"BACKGROUND","role":"All staff","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13553#p3","layer":"bankpulse"},{"n":2,"claim":"nt13553-1e88dfca1","page_group":"Background","stored_section":"WHO IT APPLIES TO","heading":"who can open SNRR","plain_english":"Any person living outside India may open and keep an SNRR account.","rbi_paragraph":"Para 3(4)","rbi_char_offset":3400,"weight":"BACKGROUND","role":"Branch","team":null,"products_covered":["foreign-exchange"],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13553#p4","layer":"bankpulse"},{"n":3,"claim":"nt13553-9195f32db","page_group":"Background","stored_section":"WHAT CHANGES","heading":"NRO to SNRR credit","plain_english":"Transfer from NRO to SNRR is an allowed credit within the stated limit.","rbi_paragraph":"Para 4","rbi_char_offset":3761,"weight":"BACKGROUND","role":"All staff","team":null,"products_covered":["foreign-exchange"],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13553#p5","layer":"bankpulse"}],"actions":[],"amendments":[],"layers":{"rbi_source":"Facts taken from RBI's own document.","bankpulse":"BankPulse's plain-English summary of RBI's document.","bankpulse_inference":"BankPulse's own inference, not stated by RBI."},"rbi_wording_not_included":"By design. BankPulse never republishes RBI's exact sentences. Use rbi_paragraph with rbi_source.url to read RBI's own words.","terms":"BankPulse's plain-English summaries are BankPulse's own work. The underlying regulation is the Reserve Bank of India's. Always check the RBI document named in rbi_source before acting."}