{"what_this_is":"The machine-readable twin of the BankPulse page for one RBI rulebook. Same points, same dates, same paragraph references as the page a person reads. RBI's own wording is not reproduced here: each point names the RBI paragraph, the character offset into the text BankPulse read and the sha256 of that text, so the claim can be checked against RBI's own document.","schema_version":1,"release_id":"d653cdb0a5","generated_at":"2026-09-15T00:33:59.117975+00:00","id":"nt13662","title":"Fake Indian Currency Notes (FICNs)-Detection, Reporting and Monitoring","document_kind":"Regulatory document","page":"https://bankpulse.ai/rule/nt13662","status":"In force","importance":{"code":"MR","label":"MUST READ","weight":"Must read","why":"Cash-handling obligation at every branch","layer":"bankpulse_inference"},"applies_to":{"shown":"All regulated entities","class_code":"ALL","from":"the document's own title","layer":"bankpulse_inference"},"dates":{"prid":"nt13662","mode":"four_dates_v1","published":{"label":"Published","value":"Jul 31, 2026","stated":true,"why":"The day RBI put this document out."},"effective":{"label":"Starts to apply","value":"","stated":false,"why":"Not stated separately in this document. Read the rule itself before you assume a start date."},"transition":{"label":"Time to get ready","value":"","stated":false,"why":"Cannot be worked out until the day it starts to apply is known."},"deadline":{"label":"Last date to act","value":"September 15, 2026","stated":true,"why":"The day by which the work this rule asks for must be finished."},"sources":{"published":"doc_date in data/highlights/nt13662.json","effective":"none held","transition":"none held","deadline":"data/date_kinds.json kind=compliance_deadline"}},"rbi_source":{"url":"https://rbi.org.in/Scripts/NotificationUser.aspx?Id=13662&Mode=0","document_date":"Jul 31, 2026","read_by_bankpulse":"2026-08-21 16:22:54 UTC","text_sha256":"bcc580db48e502ebb8b137960985a960471e5f6799e6eb9ecbd52fc143b7b58c","word_count":483,"standing_last_checked":"RBI publishes no live index for this kind of document. Standing follows RBI’s consolidation circular of 28 November 2025."},"counts":{"points_shown":12,"points_naming_an_rbi_paragraph":12,"points_stored":12,"actions":0,"amendments":0},"points":[{"n":1,"claim":"nt13662-87b8656b","page_group":"Must know","stored_section":"THE CORE IDEA","heading":"Train staff who handle cash","plain_english":"Banks must train every cash-handling staff member to spot fake notes.","rbi_paragraph":"Opening paragraphs","rbi_char_offset":2250,"weight":"MUST KNOW","role":"All staff","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13662#p1","layer":"bankpulse"},{"n":2,"claim":"nt13662-6a8f0110","page_group":"Must know","stored_section":"THE CORE IDEA","heading":"Never return a fake note","plain_english":"A bank must never return or destroy a fake note itself.","rbi_paragraph":"Opening paragraphs","rbi_char_offset":2556,"weight":"MUST KNOW","role":"Branch","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13662#p2","layer":"bankpulse"},{"n":3,"claim":"nt13662-a4452afc","page_group":"Must know","stored_section":"THE CORE IDEA","heading":"Penalty for breaking these rules","plain_english":"RBI can penalise a bank for breaking these detection and reporting rules.","rbi_paragraph":"Opening paragraphs","rbi_char_offset":2713,"weight":"MUST KNOW","role":"Compliance","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13662#p3","layer":"bankpulse"},{"n":4,"claim":"nt13662-042a7d31","page_group":"Must know","stored_section":"KEY DATES","heading":"Cash-staff training deadline","plain_english":"Every cash-handling staff member must be trained by 31 October 2026.","rbi_paragraph":"Para 2(i)(a)","rbi_char_offset":3582,"weight":"MUST KNOW","role":"All staff","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13662#p4","layer":"bankpulse"},{"n":5,"claim":"nt13662-7afcfd61","page_group":"Must know","stored_section":"KEY DATES","heading":"Border staff trained sooner","plain_english":"Border-branch staff must be trained by 15 September 2026, on priority.","rbi_paragraph":"Para 2(i)(b)","rbi_char_offset":3703,"weight":"MUST KNOW","role":"Branch","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13662#p5","layer":"bankpulse"},{"n":6,"claim":"nt13662-1bee01d4","page_group":"Must know","stored_section":"KEY DATES","heading":"Report training compliance","plain_english":"This report goes through the FNV Cell to RBI's Issue Office. It is due by 7 November 2026, and by 22 September 2026, for each duty.","rbi_paragraph":"Para 2(i)(c)","rbi_char_offset":3872,"weight":"MUST KNOW","role":"Compliance","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13662#p6","layer":"bankpulse"},{"n":7,"claim":"nt13662-1c05a280","page_group":"Must know","stored_section":"WHO SHOULD ACT","heading":"Equip border branches","plain_english":"Branches in border districts need note-checking machines.","rbi_paragraph":"Para 2(ii)","rbi_char_offset":4237,"weight":"MUST KNOW","role":"Branch","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13662#p7","layer":"bankpulse"},{"n":8,"claim":"nt13662-cee84f36","page_group":"Must know","stored_section":"WHO SHOULD ACT","heading":"Watch for fake-note hotspots","plain_english":"The FNV Cell tracks fake-note patterns and hotspots in its own bank.","rbi_paragraph":"Para 2(iii)","rbi_char_offset":4384,"weight":"MUST KNOW","role":"Compliance","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13662#p8","layer":"bankpulse"},{"n":9,"claim":"nt13662-0810e8f5","page_group":"Must know","stored_section":"WHO SHOULD ACT","heading":"Keep a monitoring system","plain_english":"Banks must set up their own system to track compliance with this rule.","rbi_paragraph":"Para 3","rbi_char_offset":4616,"weight":"MUST KNOW","role":"Compliance","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13662#p9","layer":"bankpulse"},{"n":10,"claim":"nt13662-fe2e1f4c","page_group":"Must know","stored_section":"KEY DATES","heading":"Send a progress report","plain_english":"A plan-of-action progress report is due by 15 September 2026.","rbi_paragraph":"Para 3","rbi_char_offset":4733,"weight":"MUST KNOW","role":"Compliance","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13662#p10","layer":"bankpulse"},{"n":1,"claim":"nt13662-b4219a01","page_group":"Background","stored_section":"WHO IT APPLIES TO","heading":"Sent to every bank","plain_english":"This notice goes to every bank's Chairman, MD or CEO.","rbi_paragraph":"Opening paragraphs","rbi_char_offset":1862,"weight":"BACKGROUND","role":"Compliance","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13662#p11","layer":"bankpulse"},{"n":2,"claim":"nt13662-3b82b51e","page_group":"Background","stored_section":"THE CORE IDEA","heading":"Builds on the FICN rules","plain_english":"This notice adds to RBI's rules on fake note detection.","rbi_paragraph":"Opening paragraphs","rbi_char_offset":2017,"weight":"BACKGROUND","role":"Compliance","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13662#p12","layer":"bankpulse"}],"actions":[],"amendments":[],"layers":{"rbi_source":"Facts taken from RBI's own document.","bankpulse":"BankPulse's plain-English summary of RBI's document.","bankpulse_inference":"BankPulse's own inference, not stated by RBI."},"rbi_wording_not_included":"By design. BankPulse never republishes RBI's exact sentences. Use rbi_paragraph with rbi_source.url to read RBI's own words.","terms":"BankPulse's plain-English summaries are BankPulse's own work. The underlying regulation is the Reserve Bank of India's. Always check the RBI document named in rbi_source before acting."}