{"what_this_is":"The machine-readable twin of the BankPulse page for one RBI rulebook. Same points, same dates, same paragraph references as the page a person reads. RBI's own wording is not reproduced here: each point names the RBI paragraph, the character offset into the text BankPulse read and the sha256 of that text, so the claim can be checked against RBI's own document.","schema_version":1,"release_id":"d653cdb0a5","generated_at":"2026-09-15T00:33:59.117975+00:00","id":"nt13693","title":"Deposits and Accounts – Accounts of Non-resident banks","document_kind":"Regulatory document","page":"https://bankpulse.ai/rule/nt13693","status":"In force","importance":{"code":"FYI","label":"FOR INFORMATION","weight":"For information","why":"General RBI update: no desk rule matched — read the source if it touches your work","layer":"bankpulse_inference"},"applies_to":{"shown":"All regulated entities","class_code":"ALL","from":"the document's own title","layer":"bankpulse_inference"},"dates":{"prid":"nt13693","mode":"four_dates_v1","published":{"label":"Published","value":"Sep 02, 2026","stated":true,"why":"The day RBI put this document out."},"effective":{"label":"Starts to apply","value":"","stated":false,"why":"Not stated separately in this document. Read the rule itself before you assume a start date."},"transition":{"label":"Time to get ready","value":"","stated":false,"why":"Cannot be worked out until the day it starts to apply is known."},"deadline":{"label":"Last date to act","value":"","stated":false,"why":"No date to act by was found in this document. Other dates may sit inside single paragraphs."},"sources":{"published":"doc_date in data/highlights/nt13693.json","effective":"none held","transition":"none held","deadline":"none held"}},"rbi_source":{"url":"https://rbi.org.in/Scripts/NotificationUser.aspx?Id=13693&Mode=0","document_date":"Sep 02, 2026","read_by_bankpulse":"2026-09-02T20:15:37Z","text_sha256":"25ad89fd775f2d6aabac82e4e3c1970ae9924d04441c531ae0de3ecdef833d44","word_count":182,"standing_last_checked":"RBI publishes no live index for this kind of document. Standing follows RBI’s consolidation circular of 28 November 2025."},"counts":{"points_shown":5,"points_naming_an_rbi_paragraph":5,"points_stored":5,"actions":0,"amendments":0},"points":[{"n":1,"claim":"nt13693-ea16ef44","page_group":"Must know","stored_section":"WHAT CHANGES","heading":"Both duties are now dropped","plain_english":"RBI has dropped both reporting duties, right away.","rbi_paragraph":"Para 2","rbi_char_offset":2520,"weight":"MUST KNOW","role":"Compliance","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13693#p1","layer":"bankpulse"},{"n":1,"claim":"nt13693-41c1e3cd","page_group":"Background","stored_section":"WHO IT APPLIES TO","heading":"Sent to AD Category-I banks","plain_english":"This circular goes to every Authorised Dealer Category-I bank.","rbi_paragraph":"Opening paragraphs","rbi_char_offset":1848,"weight":"BACKGROUND","role":"Compliance","team":null,"products_covered":["foreign-exchange"],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13693#p2","layer":"bankpulse"},{"n":2,"claim":"nt13693-e79cddf0","page_group":"Background","stored_section":"THE CORE IDEA","heading":"The old yearly list duty","plain_english":"Banks used to send RBI a yearly list of their non-resident bank accounts.","rbi_paragraph":"Opening paragraphs","rbi_char_offset":2115,"weight":"BACKGROUND","role":"Compliance","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13693#p3","layer":"bankpulse"},{"n":3,"claim":"nt13693-b3a6206a","page_group":"Background","stored_section":"THE CORE IDEA","heading":"The old overdrawal report duty","plain_english":"Banks used to report late overdrawals by their overseas branches.","rbi_paragraph":"Opening paragraphs","rbi_char_offset":2341,"weight":"BACKGROUND","role":"Compliance","team":null,"products_covered":[],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13693#p4","layer":"bankpulse"},{"n":4,"claim":"nt13693-26563ac2","page_group":"Background","stored_section":"WHAT CHANGES","heading":"The legal basis for this","plain_english":"RBI issued this under the Foreign Exchange Management Act.","rbi_paragraph":"Para 3","rbi_char_offset":2616,"weight":"BACKGROUND","role":"Compliance","team":null,"products_covered":["foreign-exchange"],"products_excluded":[],"bankpulse_example":null,"anchor":"https://bankpulse.ai/rule/nt13693#p5","layer":"bankpulse"}],"actions":[],"amendments":[],"layers":{"rbi_source":"Facts taken from RBI's own document.","bankpulse":"BankPulse's plain-English summary of RBI's document.","bankpulse_inference":"BankPulse's own inference, not stated by RBI."},"rbi_wording_not_included":"By design. BankPulse never republishes RBI's exact sentences. Use rbi_paragraph with rbi_source.url to read RBI's own words.","terms":"BankPulse's plain-English summaries are BankPulse's own work. The underlying regulation is the Reserve Bank of India's. Always check the RBI document named in rbi_source before acting."}