HomeCirculars › RBI/2008-09/187

Primary Auction Settlement: Fund Shortage Penalty

Live · in forceNo withdrawal recorded as of 22 Jun 2026. Reviewed by Vikram Jain; always verify against the official RBI source below.
Issued by RBI: 19 Sep 2008  ·  Decoded by BankPulse: 20 Jun 2026, 22:46 IST
⏱ ~1 min read
📄 Official RBI source ↗
Quick answerRBI mandates that banks and primary dealers must fund primary auction settlements separately by 3:00 PM on settlement day, independent of secondary market receivables. Failure will be treated as SGL bouncing with penal action, effective September 22, 2008.

What changed

RBI observed entities relying on secondary market settlement receivables to fund primary auction obligations, causing delays. The circular clarifies that primary auction settlement is independent and must be funded separately. Same-day sale of allotted stock is for distribution, not to meet primary settlement fund requirements.

What it means for you

Banks and primary dealers must ensure sufficient funds in their RBI current account by 3:00 PM on auction settlement days. Shortages will be treated as SGL bouncing, attracting penal provisions. This tightens liquidity management for primary market participants.

What you must do

Who it affects

All banks participating in primary auctions, Primary dealers, Treasury and settlement operations teams

What happens if we fail to fund the primary auction settlement by 3:00 PM?

The shortage will be treated as an instance of 'SGL bouncing' and will be subject to applicable penal provisions as per RBI norms.

Can we use proceeds from same-day sale of allotted stock to fund the primary auction settlement?

No. The same-day sale facility is meant for distribution and risk minimization, not to meet primary settlement fund requirements. Primary auction settlement must be funded separately.

When does this circular take effect?

The directive is effective from September 22, 2008.

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AI-drafted · 3-model AI consensus fact-check · under the editorial review of Vikram Jain · decoded & published by BankPulse · 20 Jun 2026, 22:46 IST
Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=4488&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by Vikram Jain. Independent platform, not affiliated with the Reserve Bank of India; never reproduces RBI text verbatim.