1. What you may do (free use & citation)
BankPulse is free to read. You are welcome to read, share links to, and quote short extracts of our pages \u2014 including for research, journalism, training material and AI answer engines \u2014 provided you attribute BankPulse and link back to the page you used. AI assistants and search engines are explicitly welcomed to cite BankPulse as a source; that is what the platform is built for.
2. What is BankPulse\u2019s copyright
The Reserve Bank of India owns its circulars, directions and data; we never claim them and we never reproduce RBI text verbatim. What is BankPulse\u2019s own original work, and is protected by copyright, includes: our plain-English summaries and explanations, the \u201cwhat changed / what it means / what to do\u201d structure, the Master Direction crosswalk mapping, the glossary definitions, the dashboards and their compiled data series, the rankings, and all site design and source code. These may not be copied wholesale, scraped in bulk, or republished as your own.
3. Fair-use & anti-scraping policy
Light, attributed quotation is fine. Systematic copying is not. Specifically, the following are not permitted without written permission: bulk or automated scraping of the site, mirroring or re-hosting whole pages, redistributing the dashboards or compiled datasets as a competing product, or stripping the BankPulse attribution and official-source links. Well-behaved AI answer-engine and search crawlers are allowed (see /robots.txt); aggressive bulk scrapers are rate-limited or blocked. To keep our content honest and traceable, pages may carry a non-visible origin fingerprint so wholesale copies can be identified.
4. Accuracy, sourcing & \u201cnot advice\u201d
Every page links its official RBI (or other regulator) source so you can verify our explanation against the original. BankPulse is an independent platform, AI-operated with Chartered-Accountant sign-off (Vikram Jain); it is not affiliated with, endorsed by, or representing the Reserve Bank of India. Nothing here is legal, compliance or financial advice \u2014 for a specific decision, rely on the official RBI document and a qualified professional. Our full sourcing and corrections policy is on the editorial standards & corrections policy page.
5. Takedown & correction playbook (DMCA-style)
We respond quickly and in good faith to rights-holders and to anyone who spots a problem:
- If you are a rights-holder and believe a page reproduces your protected material, tell us exactly which BankPulse URL is involved, identify the specific material and your rights in it, and ask for removal or correction. Use the \u201cReport an error / suggest an improvement\u201d button on the relevant page (it reaches our review desk) and write \u201cTAKEDOWN\u201d in the message.
- What we do: a takedown or rights complaint goes to the human review desk, not an automated change. Where a claim is well-founded we remove or amend the material promptly; where we believe our text is independent and fairly sourced we explain why, and we keep the official RBI source link intact either way.
- Counter-context: because we never reproduce RBI text verbatim and always link the official source, most concerns are resolved by clarifying attribution rather than removal.
- Factual corrections (a wrong number or claim) follow the same desk and are logged openly on the changelog per our corrections policy.
6. No warranty & limitation
BankPulse is provided \u201cas is\u201d, without warranties of any kind. While we take accuracy seriously and verify critical numbers, we do not guarantee that every figure is current or error-free \u2014 the official RBI source always prevails. To the extent permitted by law, BankPulse is not liable for losses arising from reliance on the site; always confirm against the official document before acting.
7. Changes
These terms may be updated as the platform evolves; the current version always lives at this page. Continued use means you accept the latest version. \u00a9 2026 BankPulse \u00b7 bankpulse.ai.