Extended Remittance Timeline for Govt Revenues from Remote Areas
Current · Source: Reserve Bank of India · RBI/2009-10/381 · issued 06 Apr 2010 · ~1 min read
Quick answerPublic sector banks now get T+12 working days to remit government receipts from branches in remote, difficult, and hill areas to RBI Nagpur, effective January 1, 2010. This excludes PPF/SCSS deposits.
The rule, in the simplest words
Banks in remote/hilly areas get 12 working days (not counting the put-through day) to send government money to RBI Nagpur.
This rule started on January 1, 2010, and covers Jammu & Kashmir, Leh, Uttarakhand, Himachal, Sikkim, all North East states, Jharkhand, and Chhattisgarh.
The extra time is only for manual remittance of government revenues, not for electronic transfers.
PPF and SCSS deposits are not allowed this extra time; they must follow normal rules.
The counting begins when the branch has the money (T), and the put-through date is skipped.
How it plays out — a real example
Rajesh, a branch manager in a remote Uttarakhand hill station, receives ₹2 lakh in tax payments on Monday (T). He now has until the end of the 12th working day (excluding the day he actually sends it) to remit the amount to RBI Nagpur, giving him breathing room for poor road connectivity.
What changed
RBI extended the remittance period for manual transfer of government revenues from specified remote and hilly region branches to T+12 working days (excluding put-through date). The change applies to public sector banks only and excludes deposit schemes like PPF and SCSS.
What it means for you
Banks with branches in these challenging terrains get a longer window to move government money, reducing compliance pressure and potential penalties. This eases operational strain in areas with poor connectivity, but the relaxed timeline does not cover small savings schemes.
What you must do
Update internal SOPs to allow T+12 working days for manual remittance from branches in listed states/UTs.
Ensure branches in Jammu & Kashmir, Leh, Uttarakhand, Himachal Pradesh, Sikkim, North East, Jharkhand, and Chhattisgarh follow this timeline from January 1, 2010.
Exclude PPF and SCSS deposits from this relaxed norm; continue existing timelines for those.
Train branch staff on the new counting method (T = day money available, exclude put-through date).
Who it affects
Public sector banks, Branches in Jammu & Kashmir, Leh, Uttarakhand, Himachal Pradesh, Sikkim, North Eastern Region, Jharkhand, Chhattisgarh, Government revenue collection teams, Treasury operations staff
❓ Common questions
Regulatory timeline
Stated effective dateeffective January 1, 2010
Decoded by BankPulse2026-07-31 04:04 IST
Built from our lineage records — each fact carries its provenance; missing history simply is not shown (never guessed).
What does T+12 working days mean?
T is the day the branch receives the money. You count 12 working days after T, but do not count the day the money is actually put through to the government account.
Does this apply to all government receipts?
No, it excludes deposits under PPF, SCSS, and similar Ministry of Finance schemes. Those follow separate rules.
Which banks are covered?
Only public sector banks. Private or foreign banks are not mentioned in this circular.
📜 Read the original circular — full text as issued by RBI
Reproduced for reference with acknowledgment — Source: Reserve Bank of India · RBI/2009-10/381 · issued 06 Apr 2010. The plain-English explanation above is BankPulse’s own independent summary.
Update internal SOPs to allow T+12 working days for manual remittance from branches in listed states/UTs.
Ensure branches in Jammu & Kashmir, Leh, Uttarakhand, Himachal Pradesh, Sikkim, North East, Jharkhand, and Chhattisgarh follow this timeline from January 1, 2010.
Train branch staff on the new counting method (T = day money available, exclude put-through date).
📜 Compliance
Exclude PPF and SCSS deposits from this relaxed norm; continue existing timelines for those.
Grouped from the action items above — a single circular may involve more than one team.
Worked example & action-note template
Example: if you are a Branch Manager at a bank this circular applies to (Public sector banks, Branches in Jammu & Kashmir, Leh, Uttarakhand, Himachal Pradesh, Sikkim, North Eastern Region, Jharkhand, Chhattisgarh, Government revenue collection teams, Treasury operations staff), your first concrete step on “Extended Remittance Timeline for Govt Revenues from Remote Areas” is: “Update internal SOPs to allow T+12 working days for manual remittance from branches in listed states/UTs.” (RBI issued this 06 Apr 2010).
Circular: RBI/2009-10/381 -- Extended Remittance Timeline for Govt Revenues from Remote Areas
Issued: 06 Apr 2010
Action required: Update internal SOPs to allow T+12 working days for manual remittance from branches in listed states/UTs.
Action required: Ensure branches in Jammu & Kashmir, Leh, Uttarakhand, Himachal Pradesh, Sikkim, North East, Jharkhand, and Chhattisgarh follow this timeline from January 1, 2010.
Action required: Exclude PPF and SCSS deposits from this relaxed norm; continue existing timelines for those.
Action required: Train branch staff on the new counting method (T = day money available, exclude put-through date).
Owner: ____________ Target date: ____________
Board/committee approval needed? Y / N
Evidence filed in compliance register on: ____________
Built only from this circular’s own published fields — not legal advice; always confirm against the official RBI source.
💬 Banker Discussion
Discuss this circular with fellow bankers — reply, upvote what helps, report what doesn’t belong. Be professional; no client data. Views are the commenter’s own, not BankPulse’s.
BankPulse Compliance Evidence Pack — generated 03 Aug 2026 · status cross-checked against RBI’s official withdrawal register (refreshed weekly). Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=5571&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by our expert reviewer, CA Amit Jain. Independent platform, not affiliated with the Reserve Bank of India; is our own plain-English paraphrase, not RBI’s original wording.
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