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RBI mandates standardised IRS contracts from April 2013

Live · in forceNo withdrawal recorded as of 20 Jun 2026. Reviewed by Vikram Jain; always verify against the official RBI source below.
Issued by RBI: 28 Jan 2013  ·  Decoded by BankPulse: 19 Jun 2026, 22:12 IST
⏱ ~1 min read
📄 Official RBI source ↗
Quick answerRBI has mandated standardisation of INR MIBOR-OIS contracts from April 1, 2013, to improve tradability and enable future central clearing. FIMMDA will prescribe minimum notional, tenors, trading hours, and settlement rules. Client trades are exempt.

What changed

RBI directed that all new INR MIBOR-Overnight Index Swap (OIS) contracts executed from April 1, 2013, must be standardised. Standardisation covers minimum notional principal, tenors, trading hours, and settlement calculations, as prescribed by FIMMDA in consultation with market participants. The requirement is mandatory for all IRS contracts except client trades.

What it means for you

Banks and market participants must align their INR MIBOR-OIS contracts to FIMMDA-prescribed standards, reducing contract heterogeneity. This paves the way for central clearing and settlement, lowering counterparty risk and improving liquidity. Non-client trades will face compliance costs, but the move enhances market efficiency and transparency.

What you must do

Who it affects

All market participants dealing in INR MIBOR-OIS contracts, Banks and financial institutions active in interest rate derivatives, FIMMDA and clearing corporations

Which contracts are subject to mandatory standardisation?

All new INR MIBOR-OIS contracts executed from April 1, 2013, must be standardised. Client trades are exempt from this requirement.

Who will prescribe the standardisation parameters?

FIMMDA, in consultation with market participants, will prescribe the minimum notional principal amount, tenors, trading hours, and settlement calculations.

What is the objective behind this standardisation?

To improve tradability and facilitate future centralised clearing and settlement of IRS contracts, thereby reducing counterparty risk and enhancing market efficiency.

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AI-drafted · 3-model AI consensus fact-check · under the editorial review of Vikram Jain · decoded & published by BankPulse · 19 Jun 2026, 22:12 IST
Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=7828&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by Vikram Jain. Independent platform, not affiliated with the Reserve Bank of India; never reproduces RBI text verbatim.