RBI Rate Data July 2026: Lending Up, Deposits Mixed
Source: Reserve Bank of India · Press Release prid 63271 · ~2 min read
Fresh loan rates inched up to 8.53% (June), while outstanding loan rates dipped slightly. Deposit rates on fresh deposits rose to 5.99%, but outstanding deposit rates barely moved. Banks face mild margin pressure as funding costs rise faster than lending yields.
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Official RBI source: https://www.rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=63271 — summary by BankPulse (bankpulse.ai).
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