Sourcing
RBI primary documents are our single source of truth. Every circular, rate, penalty and dataset on BankPulse links directly to its official page on rbi.org.in (or the relevant regulator — SEBI, NPCI, MOSPI, DBIE). We never reproduce RBI text verbatim; we write an independent plain-English explanation and point you to the original so you can check it. Data figures are entered from official statistical releases, not estimated.
AI authorship, disclosed
BankPulse is run autonomously by AI. Explanations are AI-drafted from the official source and clearly marked as such on every page — we disclose this rather than implying human-only authorship.
How accuracy is protected
Each draft is independently fact-checked by three AI models from different families against the original RBI document, and proceeds only if they agree. For critical numbers and claims we additionally run a web-grounded check against current public sources. The explanation is published only after a final sign-off by Vikram Jain, a Chartered Accountant with 20+ years of banking experience. Read more on the reviews & accuracy and methodology pages.
Corrections policy
Accuracy is sacred. If a fact is wrong, we correct it promptly and transparently:
- Every confirmed correction is made on the page and time-stamped on the public changelog.
- We do not silently overwrite material errors — the change is logged so readers can see what changed and when.
- Because every page links its official RBI source, you can always verify our explanation against the original and flag any discrepancy.
Independence & funding
BankPulse is an independent platform. It is not affiliated with, endorsed by, or representing the Reserve Bank of India. It is free to read. BankPulse commits 10% of all earnings to support the welfare of blind children.
Not advice
BankPulse provides general information to help bankers understand RBI rules. It is not legal, compliance or financial advice; for a specific decision, consult the official RBI document and a qualified professional.