Home Loans — withdrawn & superseded
6 circulars in this topic that our nightly lineage check found withdrawn or superseded — kept here for historical reference, not shown on the main Home Loans page since they no longer reflect current regulation.
Always confirm current applicability against the official RBI source linked on each circular. ← Back to current Home Loans circulars
Master Direction for HFCs: Updated July 2025
RBI consolidated all housing finance company regulations into a single Master Direction effective February 2021, with up
HFC Deposit Ratings Aligned with NBFC Norms
RBI has aligned HFC deposit rating requirements with NBFC rules, updating approved credit rating agencies and minimum in
HFCs Notified as Financial Institutions Under SARFAESI Act
Government of India, via Gazette Notification S.O. 2405(E) dated June 17, 2021, has notified HFCs registered under Secti
RBI Tweaks Risk Weights for HFC Home Loans and CRE
RBI has capped the risk-weighted assets computed for undisbursed housing/other loan amounts for HFCs at the RWA for an e
RBI Harmonises HFC and NBFC Deposit Rules
RBI aligns HFC deposit regulations with NBFC norms from Jan 1, 2025. Key change: deposit-taking HFCs must raise liquid a
HFCs must follow NBFC NCD private placement rules
RBI has aligned HFC private placement of NCDs (maturity >1 year) with NBFC Scale Based Regulation rules, repealing the e