Revised Monthly Return Format for Large NBFCs (Non-Public Deposit)
No longer current — withdrawn, no replacement on file yet
Source: Reserve Bank of India · RBI/2005-06/349 · issued 05 Apr 2006 · ~2 min read
Quick answerRBI has revised the monthly return format for NBFCs with assets of Rs. 100 crore and above that do not accept public deposits. Key changes include new sections on cumulative P&L, age-wise NPA breakup, bank exposure, capital market exposure, and foreign sources of funds. First revised return due for May 2006.
What changed
RBI revised the monthly return format for NBFCs not accepting public deposits with assets of Rs. 100 crore and above. The revised format adds a cumulative profit and loss account position, age-wise breakup of NPAs, doubtful assets, and loss assets. It also introduces reporting of bank/FI exposure on working capital, capital market exposure details (including loans for equity investments and against shares), and separate data for convertible and non-convertible bonds/debentures. Additionally, foreign sources of funds now require purpose/deployment details.
What it means for you
NBFCs must enhance their data reporting systems to capture cumulative financials and granular asset quality details. The new capital market exposure and foreign funds sections increase transparency on risk concentrations. Non-submission will attract penal action, so compliance is critical. Lenders and investors can expect more detailed insights into NBFC health from these returns.
Historical instruction — do not use for current compliance. This is what was required at the time; it no longer reflects current RBI requirements. If no replacement rule is linked above, that only means none is recorded on our register yet — it does not prove no later applicable rule exists. Confirm on the official RBI source below.
What banks were required to do at the time
Update internal reporting systems to capture cumulative P&L and age-wise NPA data as per revised format.
Ensure capital market exposure data includes loans for equity investments, against shares, and separate bond/debenture types.
Prepare to report foreign sources of funds with purpose and deployment details.
Submit the first revised monthly return for May 2006, adhering to existing timelines and submission methods.
Verify compliance to avoid penal action for non-submission.
Who it affects
NBFCs not accepting public deposits with assets of Rs. 100 crore and above, Compliance and reporting teams of affected NBFCs, RBI supervisory departments monitoring NBFCs
❓ Common questions
Regulatory timeline
Decoded by BankPulse2026-06-19 18:48 IST
repealed_by — Consolidation of Regulations — Withdrawal of circulars (28 Nov 2025)
Status change: withdrawn09 Jul 2026, 04:06 IST
Built from our lineage records — each fact carries its provenance; missing history simply is not shown (never guessed).
When is the first revised return due?
The first monthly return in the revised format must be submitted for the month of May 2006.
What happens if we don't submit the return?
Non-submission of the return will attract penal action from the RBI.
Are the reporting timelines and methods changed?
No, the instructions about time and manner of reporting remain unchanged from the earlier circular dated September 6, 2005.
📜 This document’s life story (1 recorded event, each backed by RBI’s own words)
Repealed byRBI/2025-26/100 — Consolidation of Regulations — Withdrawal of circulars (28 Nov 2025)
RBI’s words: “Official withdrawal register entry #195: DNBS.(CMDI) C.C.No.67/21.05.15/2005-06 — "Monthly Return on important financial parameters of Non-Banking Financial Companies (NBFCs) not accepting/ holding pu”
📜 Read the original circular — full text as issued by RBI
RBI/2005-06/349
DNBS (CMDI) C.C. No. 67 /21.05.15/2005-06
April 5, 2006
To All NBFCs not accepting/holding public deposits
Dear Sir,
Monthly Return on important
financial parameters of Non-Banking Financial Companies (NBFCs) not accepting/
holding public deposits and having assets size of
Rs. 100 crore and above
Please refer to our Circular DNBS(RID)
C.C.No.57/02.05.15/2005-06 dated September 6, 2005 advising of a reporting
arrangement for Non-Banking Financial Companies not accepting/holding public
deposits and having assets size of Rs.100 crore and above.
2. The Bank has been receiving
captioned monthly return and based on the experience it has been decided to
modify the return. Accordingly, a revised
format of the return incorporating certain amendments/ refinements is enclosed.
3. The first monthly return in
revised format may be submitted for the month of May 2006
4. The changes proposed in the
format of return are as under:
a) Part III: Requirement
as to Profit and Loss Account
Cumulative position as at the month
end.
b) Part IV: Asset Classification
Age-wise break-up of NPA’s, Doubtful
Assets and Loss Assets.
c) Part VI: Bank’s/FIs exposure
on the company
Highest outstanding in the balance
of working capital.
d) Part VIII: Capital Market
Exposure
i) Loans/Advances for investments
in equity shares (including IPOs and ESOPs), bonds and debentures ,units of
equity oriented mutual funds , etc to individuals and corporates.
ii) Loans and advances against
collateral of shares to individuals,Corporates and Stock brokers.
iii) Separate data for convertible
and non-convertible bonds and debentures.
e) Part VIII: Foreign Sources
of Funds
Purpose/deployment of resources
to be indicated
5. The instructions about time
of reporting and manner of reporting contained in our Circular dated September
6, 2005 ,ibid, remains unchanged.
6. It may be added that non submission
of the return will attract penal action from the Bank.
Yours faithfully,
(B.V.Jadav)
General Manager
Reproduced for reference with acknowledgment — Source: Reserve Bank of India · RBI/2005-06/349 · issued 05 Apr 2006. The plain-English explanation above is BankPulse’s own independent summary.
Discuss this circular with fellow bankers — reply, upvote what helps, report what doesn’t belong. Be professional; no client data. Views are the commenter’s own, not BankPulse’s.
BankPulse Compliance Evidence Pack — generated 05 Aug 2026 · status cross-checked against RBI’s official withdrawal register (refreshed weekly). Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=2815&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by our expert reviewer, CA Amit Jain. Independent platform, not affiliated with the Reserve Bank of India; is our own plain-English paraphrase, not RBI’s original wording.
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