2005 Circular: Ensure MP/MLA Attendance at DLRC Meetings
No longer current — replaced by Master Circular – Lead Bank Scheme
Source: Reserve Bank of India · RBI/2005-06/45 · issued 06 Jul 2005 · ~1 min read
Quick answerRBI directs lead banks to ensure MPs/MLAs attend DLRC meetings as far as possible, noting current attendance is only 15-20%. Banks must also invite public representatives to SHG credit linkage events.
What changed
RBI observed that only 15-20% of DLRC meetings have MP/MLA/ZP Chief attendance. It now mandates lead banks to ensure their presence as far as possible. SHG credit linkage functions are added to events where public representatives must be invited.
What it means for you
Banks must schedule DLRC meetings around MP/MLA availability. No penalties specified in the circular.
Historical instruction — do not use for current compliance. This is what was required at the time; it no longer reflects current RBI requirements. If no replacement rule is linked above, that only means none is recorded on our register yet — it does not prove no later applicable rule exists. Confirm on the official RBI source below.
What banks were required to do at the time
Fix DLRC meeting dates after consulting MPs/MLAs for their convenience.
Invite public representatives to all district-level bank functions, including SHG credit linkage events.
Ensure MPs/MLAs are offered chief guest or presiding roles when present.
Who it affects
Lead banks, District Level Review Committee (DLRC) members, MPs, MLAs, Zilla Parishad Chiefs, SHG credit linkage program organizers
❓ Common questions
Regulatory timeline
Decoded by BankPulse2026-06-19 20:33 IST
Superseded by — Master Circular – Lead Bank Scheme
Status change: superseded08 Jul 2026, 13:17 IST
Built from our lineage records — each fact carries its provenance; missing history simply is not shown (never guessed).
What is the minimum attendance target for MPs in DLRC meetings?
RBI has not set a specific target but expects lead banks to ensure attendance as far as possible, given current 15-20% rate.
Does this circular apply to all bank functions or only DLRC meetings?
It applies to DLRC meetings and district-level bank functions like branch openings, Kisan Credit Card distribution, and SHG credit linkage programs.
What happens if a bank fails to invite public representatives?
RBI has not specified penalties in this circular.
📜 This document’s life story (1 recorded event, each backed by RBI’s own words)
Superseded byMaster Circular – Lead Bank Scheme
📜 Read the original circular — full text as issued by RBI
RBI/2005-06/45
RPCD.CO.LBS.BC.No. 11 /02.01.01/2005-06
July 6, 2005
The Chairman/ Managing Director,
(All Lead Banks)
Dear Sir,
Lead Bank Scheme - Participation of Member
of Parliaments (MPs)/ Public Representatives
in District Level Review Committee (DLRC) Meetings
Kindly refer to circular letter No.RPCD.LBS.BC.No.85/
02.01.01/2000-01 dated May 9, 2001 advising all lead banks to fix the dates
of DLRC meetings with due regard to MP's convenience. We had also advised that
in all the functions conducted by the banks in the districts, such as opening
of new branches, distribution of Kisan Credit Cards , etc., MPs and other public
representatives must invariably be invited and when such representatives are
present, they should be requested to preside over the function or be the Chief
Guest. These instructions were reiterated vide our Circular No.RPCD.LBS.BC.No.108/
02.01.01/2001-02 dated July 14, 2002 and RPCD.LBS.BC.No. 59 / 02.01.01/2002-03
dated January 6, 2003.
In this connection, it has been observed that
hardly 15 to 20 percent of the total DLRC meetings are being attended by MP/MLA/ZP
Chiefs etc. You are, therefore, requested to ensure the presence of MPs/MLA
etc. in DLRC meetings in future as far as possible. It has also been decided
to include the functions relating to the Self Help Group (SHG) credit linkage
Programmes in which MPs/ Public Representatives should invariably be invited
to grace the occasion.
Yours faithfully,
(G. Srinivasan)
Chief General Manager
Reproduced for reference with acknowledgment — Source: Reserve Bank of India · RBI/2005-06/45 · issued 06 Jul 2005. The plain-English explanation above is BankPulse’s own independent summary.
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BankPulse Compliance Evidence Pack — generated 05 Aug 2026 · status cross-checked against RBI’s official withdrawal register (refreshed weekly). Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=2313&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by our expert reviewer, CA Amit Jain. Independent platform, not affiliated with the Reserve Bank of India; is our own plain-English paraphrase, not RBI’s original wording.
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