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RBI Tightens ADR/GDR Voting Rules for Banks

Live · in forceNo withdrawal recorded as of 22 Jun 2026. Reviewed by Vikram Jain; always verify against the official RBI source below.
Issued by RBI: 05 Feb 2007  ·  Decoded by BankPulse: 21 Jun 2026, 05:56 IST
⏱ ~1 min read
📄 Official RBI source ↗
Quick answerRBI now requires banks issuing ADRs/GDRs to submit their Depository Agreements and give an undertaking that depositories won't vote in contravention of the agreement, nor change terms without RBI approval.

What changed

RBI has examined corporate governance aspects of ADR/GDR issuances and now mandates that banks furnish a copy of the Depository Agreement to RBI. Banks must also undertake that they will not recognize any voting by the depository that violates the agreement, and that no changes to the agreement will be made without prior RBI approval.

What it means for you

This ensures depositories cannot interfere in bank management through voting rights, strengthening corporate governance. Banks must now proactively share these agreements and seek RBI's nod for any amendments, adding a compliance layer to ADR/GDR fundraising.

What you must do

Who it affects

All scheduled commercial banks (excluding RRBs) that have issued or plan to issue ADRs/GDRs

Why is RBI asking for the Depository Agreement?

To examine corporate governance aspects and ensure depositories do not interfere in bank management through voting rights.

What happens if a depository votes against the agreement?

Banks must not recognize such voting and must give an undertaking to RBI to this effect.

Can we modify the Depository Agreement later?

No changes are allowed without prior approval from RBI.

Track this rule
⏳ How this rule evolved — History Map →Full RBI rulebook crosswalk →
AI-drafted · 3-model AI consensus fact-check · under the editorial review of Vikram Jain · decoded & published by BankPulse · 21 Jun 2026, 05:56 IST
Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=3270&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by Vikram Jain. Independent platform, not affiliated with the Reserve Bank of India; never reproduces RBI text verbatim.