HomeCirculars › RBI/2006-2007/294

KCC Term Loan Reporting Now Quarterly

No longer current — withdrawn, no replacement on file yet
Source: Reserve Bank of India · RBI/2006-2007/294 · issued 28 Mar 2007 · ~1 min read
Quick answerRBI shifts KCC term loan progress reporting from monthly to quarterly. Banks must submit reports within 15 days of quarter-end, with a special deadline of April 10, 2007 for the March 2007 quarter.

What changed

Previously, banks reported KCC term loan progress monthly. Now, reporting is quarterly, with reports due within 15 days of quarter-end. A one-time deadline of April 10, 2007 is set for the March 2007 quarter.

What it means for you

This reduces reporting burden for banks, allowing more time to compile data. However, the quarterly format still requires detailed breakdowns of crop and term loan cards issued and amounts sanctioned. Banks must adjust internal reporting cycles to meet the new timeline.

Historical instruction — do not use for current compliance. This is what was required at the time; it no longer reflects current RBI requirements. If no replacement rule is linked above, that only means none is recorded on our register yet — it does not prove no later applicable rule exists. Confirm on the official RBI source below.

What banks were required to do at the time

Who it affects

All Scheduled Commercial Banks, Banks offering KCC term loans for agriculture and allied activities

❓ Common questions

Regulatory timeline

Built from our lineage records — each fact carries its provenance; missing history simply is not shown (never guessed).

What is the new reporting frequency for KCC term loan progress?

Quarterly, instead of monthly. Reports are due within 15 days of the quarter's end.

Is there a special deadline for the March 2007 quarter?

Yes, the report for the quarter ending March 2007 must be submitted by April 10, 2007.

What data must be included in the quarterly report?

Number of cards issued, aggregate credit limit sanctioned, and cumulative figures for both crop loans and term loans under KCC.

📜 Read the original circular — full text as issued by RBI
RBI/2006-2007/294 RPCD. PLFS.BC. No. 58/05.05.09/2006-07 March 28, 2007 The Chairman and Managing Director/Chief Executive Officer, All Scheduled Commercial Banks Dear Sir, Scheme to cover term loans for agriculture & allied activities under KCC Please refer to our circular RPCD.PLFS.BC.NO 38/05.05.09/2004-05 dated October 4, 2004 forwarding therewith the revised Model Scheme prepared by NABARD and advising you to report the progress in this regard to us, on a monthly basis , in the prescribed format. In this connection, it has been decided that the progress in this regard may henceforth be reported to us, on a quarterly basis , in the format enclosed within 15 days of the close of the quarter. Further, we advise that the progress report for the quarter for ending March 2007 may please be forwarded to us by 10th April 2007 positively. Yours faithfully, (R.Sebastian) General Manager KCC Scheme - Progress Report for the quarter Agency :Public Sector/Private Sector Bank (A) Crop Loans : Name of the Bank
Reproduced for reference with acknowledgment — Source: Reserve Bank of India · RBI/2006-2007/294 · issued 28 Mar 2007. The plain-English explanation above is BankPulse’s own independent summary.
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Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=3383&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by our expert reviewer, CA Amit Jain. Independent platform, not affiliated with the Reserve Bank of India; is our own plain-English paraphrase, not RBI’s original wording.
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