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RBI Circular on Credit Relaxations for Jammu and Kashmir: June 2008

Withdrawn / supersededStatus reviewed by Vikram Jain. Verify against the official RBI source below.
Issued by RBI: 03 Jun 2008  ·  Withdrawn: w.e.f. 04 Dec 2025  ·  Decoded by BankPulse: 21 Jun 2026, 00:38 IST
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📄 Official RBI source ↗
Quick answerThis RBI circular dated June 3, 2008, extends concessions/credit relaxations to borrowers/customers in Jammu and Kashmir for a further period of one year, up to March 31, 2009, as per earlier circulars.

What changed

The RBI extended the period of concessions/credit relaxations to borrowers/customers in the State of Jammu and Kashmir, previously set to expire on March 31, 2008, for an additional year until March 31, 2009.

What it means for you

Scheduled commercial banks (excluding RRBs) must continue to apply the credit relaxations and concessions for Jammu and Kashmir borrowers as per circular DBOD.No.BP.BC.77/21.04.012/2003-2004 dated April 21, 2004, until March 31, 2009.

What you must do

Who it affects

All Scheduled Commercial Banks (excluding RRBs), Bank chairmen, CMDs, MDs, and CEOs

What is the date of this RBI circular?

The circular is dated June 3, 2008.

Who is the intended audience for this circular?

It is addressed to the Chairman, CMD, MD, or CEO of all Scheduled Commercial Banks (excluding RRBs).

What is the main content of this circular?

It extends the concessions/credit relaxations to borrowers/customers in Jammu and Kashmir for one more year, up to March 31, 2009.

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AI-drafted · 3-model AI consensus fact-check · under the editorial review of Vikram Jain · decoded & published by BankPulse · 21 Jun 2026, 00:38 IST
Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=4223&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by Vikram Jain. Independent platform, not affiliated with the Reserve Bank of India; never reproduces RBI text verbatim.