HomeCirculars › RBI/2007-2008/10

Master Circular for Securitisation and Reconstruction Companies (2007)

Withdrawn / supersededStatus reviewed by Vikram Jain. Verify against the official RBI source below.
Issued by RBI: 02 Jul 2007  ·  Withdrawn: w.e.f. 04 Dec 2025  ·  Decoded by BankPulse: 21 Jun 2026, 03:43 IST
⏱ ~2 min read
📄 Official RBI source ↗
Quick answerRBI consolidated all directions for Securitisation Companies (SCs) and Reconstruction Companies (RCs) into a Master Circular as of July 2, 2007. It covers registration, exemptions from certain RBI Act provisions, quarterly reporting, and NAV disclosure for security receipts.

What changed

RBI issued a Master Circular compiling all existing instructions for SCs and RCs up to June 30, 2007. It includes application procedures for registration, exemptions from Sections 45-IA, 45-IB, and 45-IC of the RBI Act, quarterly statement requirements, and guidelines for declaring Net Asset Value of security receipts.

What it means for you

This circular provides a single reference point for SCs and RCs, simplifying compliance. Banks dealing with these entities can rely on this consolidated guidance for registration and reporting. The NAV disclosure requirement enhances transparency for Qualified Institutional Buyers investing in security receipts.

What you must do

Who it affects

Securitisation Companies registered with RBI, Reconstruction Companies registered with RBI, Qualified Institutional Buyers investing in security receipts, Banks and financial institutions dealing with SCs/RCs

What is the purpose of this Master Circular?

It consolidates all directions and instructions issued to Securitisation Companies and Reconstruction Companies up to June 30, 2007, into a single document for ease of reference.

Are SCs and RCs exempt from any RBI Act provisions?

Yes, registered SCs and RCs are exempt from Sections 45-IA, 45-IB, and 45-IC of the RBI Act, 1934, as per Notification No. DNBS. 3/CGM (OPA)-2003.

What reporting is required from SCs and RCs?

They must submit a quarterly statement on assets acquired, securitized, and reconstructed, and periodically declare the Net Asset Value of security receipts to Qualified Institutional Buyers.

Track this rule
⏳ How this rule evolved — History Map →Full RBI rulebook crosswalk →
AI-drafted · 3-model AI consensus fact-check · under the editorial review of Vikram Jain · decoded & published by BankPulse · 21 Jun 2026, 03:43 IST
Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=3628&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by Vikram Jain. Independent platform, not affiliated with the Reserve Bank of India; never reproduces RBI text verbatim.