Home › Circulars › RBI/2007-2008/126

Priority Sector Lending: 121 Minority Concentrated Districts for UCBs

No longer current — withdrawn, no replacement on file yet

Source: Reserve Bank of India · RBI/2007-2008/126 · issued 30 Aug 2007 · ~1 min read

Quick answerRBI directs all Primary Urban Co-operative Banks to monitor credit flow to minorities in 121 identified districts, ensuring equitable priority sector credit under the Prime Minister's 15 Point Programme.

What changed

RBI has released a list of 121 Minority Concentrated Districts identified by the Government of India. UCBs must now specially monitor credit flow to minorities in these districts to ensure equitable priority sector credit distribution.

What it means for you

UCBs need to align their priority sector lending targets and project locations with these 121 districts. This ensures minority communities receive a fair share of credit, supporting the Prime Minister's 15 Point Programme for Minority Welfare.

Historical instruction — do not use for current compliance. This is what was required at the time; it no longer reflects current RBI requirements. If no replacement rule is linked above, that only means none is recorded on our register yet — it does not prove no later applicable rule exists. Confirm on the official RBI source below.

What banks were required to do at the time

Issue instructions to controlling and branch offices to monitor credit flow to minorities in the 121 listed districts.
Ensure equitable priority sector credit distribution to minority communities in these districts.
Incorporate these districts into your priority sector target earmarking and development project planning.
Acknowledge receipt of this circular to your respective RBI Regional Office.

Who it affects

All Primary (Urban) Co-operative Banks, Controlling offices and branch offices of UCBs, Minority communities in the 121 identified districts

❓ Common questions

Regulatory timeline

Decoded by BankPulse 2026-06-19 15:20 IST
repealed_by — Consolidation of Regulations — Withdrawal of circulars (28 Nov 2025)
Status change: withdrawn 05 Aug 2026, 04:00 IST

Built from our lineage records — each fact carries its provenance; missing history simply is not shown (never guessed).

What is the purpose of this circular?

To ensure that minority communities in 121 identified districts receive equitable credit under the priority sector, as part of the Prime Minister's 15 Point Programme for the Welfare of Minorities.

How many districts are listed and who identified them?

The list includes 121 Minority Concentrated Districts, identified by the Government of India.

What action is required from UCBs?

UCBs must instruct their offices to monitor credit flow to minorities in these districts and ensure equitable priority sector credit distribution, including for target setting and project location.

📜 This document’s life story (1 recorded event, each backed by RBI’s own words)

Repealed by RBI/2025-26/100 — Consolidation of Regulations — Withdrawal of circulars (28 Nov 2025)

RBI’s words: “Official withdrawal register entry #2349: UBD.PCB.Cir.No.11/09.09.001/2007-08 — "Priority Sector Advances - List of Minority Concentrated Districts - UCBs" dated August 30, 2007”

📜 Read the original circular — full text as issued by RBI

RBI/2007-2008/126A 
 UBD. PCB.Cir.No. 11/09.09.001/2007-08
 August 30, 2007
 To
 The Chief Executive Officers of 
 All Primary (Urban) Co-operative Banks
 Dear Sir/ Madam,
 Priority Sector Advances- List of Minority Concentrated Districts - UCBs 
 Please refer to our circular UBD.PCB.No.17/09.09.001/2006-07 dated October 17, 2006 on ‘Prime Minister’s 15 Point Programme for the Welfare of Minorities.’ In this connection we enclose a list of 121 Minority Concentrated Districts as identified by Government of India.
 2. You may issue necessary instructions to your controlling offices, branch offices advising them to specially monitor the credit flow to minorities in these 121 districts thereby ensuring that the minority communities receive an equitable portion of the credit within the overall target of the priority sector. The above requirement should be kept in view for the purpose of earmarking of targets and location of development projects under the Prime Ministers New 15 Point Programme for the Welfare of the Minorities.
 3. Please acknowledge receipt to the Regional Office concerned of RBI.
 Yours faithfully,
 (N. S. Vishwanathan)
 Chief General Manager-in-Charge
 State-wise List of Minority Concentrated Districts

Reproduced for reference with acknowledgment — Source: Reserve Bank of India · RBI/2007-2008/126 · issued 30 Aug 2007. The plain-English explanation above is BankPulse’s own independent summary.

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BankPulse Compliance Evidence Pack — generated 05 Aug 2026 · status cross-checked against RBI’s official withdrawal register (refreshed weekly).
Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=3807&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by our expert reviewer, CA Amit Jain. Independent platform, not affiliated with the Reserve Bank of India; is our own plain-English paraphrase, not RBI’s original wording.