No longer current — withdrawn, no replacement on file yet
Source: Reserve Bank of India · RBI/2007-2008/128 · issued 03 Sep 2007 · ~1 min read
Quick answerRBI directs banks to revive dormant branch-level customer service committees, include customers and senior citizens, meet monthly, and submit quarterly reports to improve customer grievance handling.
What changed
RBI observed that branch-level customer service committees, originally mandated by the Talwar and Goiporia Committees, are either non-existent or inactive. Banks are now required to strengthen these committees by ensuring greater customer involvement, including senior citizens, and mandating monthly meetings and quarterly reporting to the Standing Committee on Customer Service.
What it means for you
Banks must operationalize or revitalize these committees to create a formal customer feedback channel at the branch level. This will increase accountability for resolving complaints and suggestions, and ensure senior citizens' needs are addressed. Quarterly reports will feed into policy improvements via the Board-level Customer Service Committee.
Historical instruction — do not use for current compliance. This is what was required at the time; it no longer reflects current RBI requirements. If no replacement rule is linked above, that only means none is recorded on our register yet — it does not prove no later applicable rule exists. Confirm on the official RBI source below.
What banks were required to do at the time
Activate or form branch-level customer service committees at all branches where they are dormant or missing.
Include customers, especially senior citizens, as committee members to ensure diverse representation.
Schedule monthly meetings to review complaints, suggestions, and service delays, and document action plans.
Submit quarterly reports with inputs and suggestions to the Standing Committee on Customer Service for further escalation.
Who it affects
All scheduled commercial banks (excluding RRBs), Branch managers and customer service teams, Standing Committee on Customer Service, Board-level Customer Service Committee
❓ Common questions
Regulatory timeline
Decoded by BankPulse2026-06-19 15:21 IST
repealed_by — Consolidation of Regulations — Withdrawal of circulars (28 Nov 2025)
Status change: withdrawn05 Aug 2026, 04:00 IST
Built from our lineage records — each fact carries its provenance; missing history simply is not shown (never guessed).
What is the purpose of branch-level customer service committees?
They provide a formal channel for customers to communicate complaints and suggestions directly at the branch level, helping banks improve service quality and resolve issues promptly.
How often should these committees meet?
The committees must meet at least once a month to study complaints, suggestions, delays, and difficulties reported by customers or members.
What reporting is required from these committees?
They must submit quarterly reports containing inputs and suggestions to the Standing Committee on Customer Service, which then reviews them for policy or procedural action by the Board-level committee.
📜 This document’s life story (1 recorded event, each backed by RBI’s own words)
Repealed byRBI/2025-26/100 — Consolidation of Regulations — Withdrawal of circulars (28 Nov 2025)
RBI’s words: “Official withdrawal register entry #2347: DBOD.No.Leg.BC.30/09.07.005/2007-08 — "Branch Level Customer Service Committees" dated September 3, 2007”
📜 Read the original circular — full text as issued by RBI
RBI/2007-2008/128
DBOD.No.Leg.BC.30 /09.07.005/2007-08
September 3, 2007
All Scheduled Commercial Banks
(Excluding RRBs)
Dear Sir,
Branch Level Customer Service Committees
In terms of recommendation no. 172 of the Working Group on Customer Service in Banks (Talwar Committee), banks were advised to establish customer service committees at branch level. Further, in terms of recommendation no. 3.68 of the Committee on Customer Service in Banks (Goiporia Committee), banks were advised to rejuvenate the branch level customer service committees. It is however understood that such Committees are either non-existent or in a dormant state.
2. In order to encourage a formal channel of communication between the customers and the bank at the branch level, banks are advised to take necessary steps for strengthening the branch level committees with greater involvement of customers. It is desirable that branch level committees include their customers too. Further as senior citizens usually form an important constituency in banks, a senior citizen may preferably be included therein.
3. The branch level committees may also submit quarterly reports giving inputs / suggestions to the Standing Committee on Customer Service thus enabling the Standing Committee to examine them and provide relevant feedback to the Customer Service Committee of the Board for necessary policy / procedural action. The Branch Level Customer Service Committee may meet at least once a month to study complaints/ suggestions, cases of delay, difficulties faced / reported by customers / members of the Committee and evolve ways and means of improving customer service.
Yours faithfully
(Prashant Saran)
Chief General Manager-in-Charge
Reproduced for reference with acknowledgment — Source: Reserve Bank of India · RBI/2007-2008/128 · issued 03 Sep 2007. The plain-English explanation above is BankPulse’s own independent summary.
Discuss this circular with fellow bankers — reply, upvote what helps, report what doesn’t belong. Be professional; no client data. Views are the commenter’s own, not BankPulse’s.
BankPulse Compliance Evidence Pack — generated 05 Aug 2026 · status cross-checked against RBI’s official withdrawal register (refreshed weekly). Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=3799&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by our expert reviewer, CA Amit Jain. Independent platform, not affiliated with the Reserve Bank of India; is our own plain-English paraphrase, not RBI’s original wording.
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