What changed
RBI issued a Master Circular that consolidates all previous circulars on the SLRS, effective from July 2, 2007. This replaces earlier piecemeal instructions with a single reference document for banks. The circular does not introduce new policy but compiles existing guidelines for easier compliance.
What it means for you
Banks now have a unified set of rules for implementing the SLRS, reducing confusion from multiple circulars. The scheme targets manual scavengers and their dependents, offering subsidized loans for alternative trades. Banks must prioritize women, who form the majority of manual scavengers, and ensure loans are not given to minors.
What you must do
- Review and implement the consolidated SLRS guidelines from this Master Circular.
- Ensure loan applications are only accepted from candidates aged 18 years or above.
- Prioritize rehabilitation of women scavengers as per the scheme's directive.
- Coordinate with implementing agencies for survey, training, and subsidy disbursement.
- Submit monthly progress reports as per Annexure-III format.
Who it affects
All public sector banks in India, Manual scavengers and their dependents, Implementing agencies (e.g., state governments, training institutions), Ministry of Welfare and Ministry of Urban Development
Who is eligible for assistance under the SLRS?
Eligible are scavengers (partially or wholly engaged in manual removal of night soil) and their dependents, primarily from Scheduled Castes or other communities servicing dry latrines. Persons cleaning other types of filth are not covered.
What is the role of banks in this scheme?
Banks must provide loans and subsidies to eligible scavengers and dependents for alternative trades, as per the scheme's guidelines. They must follow the consolidated instructions in this Master Circular and report progress monthly.
Does this circular change any existing rules?
No, it consolidates all previous instructions into one document for ease of reference. Banks should continue following the same operational guidelines as before.