HomeCirculars › RBI/2007-2008/29

Master Circular: Counterfeit Banknote Detection & Impounding

No longer current — withdrawn, no replacement on file yet
Source: Reserve Bank of India · RBI/2007-2008/29 · issued 02 Jul 2007 · ~2 min read
Quick answerRBI consolidated instructions on detecting and impounding counterfeit banknotes. All bank branches and treasuries must stamp, impound, issue receipts, file FIRs with police, and report to RBI. Forged Notes Vigilance Cells at bank HOs are mandatory.

What changed

This 2007 Master Circular updates the previous 2006 circular by incorporating all instructions issued up to July 2, 2007. It consolidates existing rules on authority to impound, stamping, receipt issuance, FIR filing, and data reporting for counterfeit banknotes.

What it means for you

Banks must ensure all branches have the authority and infrastructure (e.g., UV lamps) to detect and impound counterfeit notes. Strict procedures—stamping, issuing receipts, filing FIRs even for single notes—are non-negotiable. Non-compliance could invite regulatory scrutiny.

Historical instruction — do not use for current compliance. This is what was required at the time; it no longer reflects current RBI requirements. If no replacement rule is linked above, that only means none is recorded on our register yet — it does not prove no later applicable rule exists. Confirm on the official RBI source below.

What banks were required to do at the time

Who it affects

All commercial banks (public, private, foreign), Cooperative banks and regional rural banks, State treasuries and sub-treasuries, RBI Issue Offices

❓ Common questions

Regulatory timeline

Built from our lineage records — each fact carries its provenance; missing history simply is not shown (never guessed).

What should we do if a customer refuses to sign the receipt for a counterfeit note?

Issue the receipt anyway and note the refusal. The circular states that acknowledgement receipts may be issued even if the tenderer is unwilling to countersign.

Do we need to file an FIR for a single counterfeit note detected from a seemingly genuine customer?

Yes. FIRs must be filed in all cases of counterfeit detection, including one or two pieces from individuals whose bonafides are not suspect.

What if the local police are reluctant to accept the FIR?

Contact the Nodal Officer of the State Police Force designated for coordination. The circular provides a list of such officers to resolve difficulties.

📜 Read the original circular — full text as issued by RBI
RBI/2007-2008/29 DCM(FNV ) No.G-1/16.01.05/ 2007-08 July 2, 2007 The Chairman /Managing Director, All Commercial/Cooperative Banks/RRBs/Private Banks/ Foreign Banks and Director of Treasuries of all States. Dear Sir/Madam, Master Circular – Detection and impounding of counterfeit banknotes Please refer to the Master Circular DCM(FNVD) No. G-48/16.01.01/ 2006-07 dated August 31,2006 .consolidating the instructions issued till June 30,2006 relating to detection and impounding of counterfeit banknotes . The Master Circular has been suitably updated by incorporating the instructions issued till date and has been placed on the RBI website (www.rbi.org.in). The Master Circular is  a compilation of the instructions   contained in the circulars issued by RBI on the above subject which are operational as on the date of this Circular. Yours faithfully, ( U.S.Paliwal ) Chief General Manager CONTENTS Sl. No
Reproduced for reference with acknowledgment — Source: Reserve Bank of India · RBI/2007-2008/29 · issued 02 Jul 2007. The plain-English explanation above is BankPulse’s own independent summary.
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Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=3643&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by our expert reviewer, CA Amit Jain. Independent platform, not affiliated with the Reserve Bank of India; is our own plain-English paraphrase, not RBI’s original wording.
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