HomeCirculars › RBI/2007-2008/64

Master Circular: Pension Disbursement by Agency Banks (2007)

Live · in forceNo withdrawal recorded as of 22 Jun 2026. Reviewed by Vikram Jain; always verify against the official RBI source below.
Issued by RBI: 02 Jul 2007  ·  Decoded by BankPulse: 21 Jun 2026, 03:10 IST
⏱ ~2 min read
📄 Official RBI source ↗
Quick answerRBI consolidated all instructions on government pension disbursement by agency banks into a single master circular as of July 2, 2007. Key updates include faster Dearness Relief (DR) payment via direct government orders to banks, discontinuation of RBI forwarding DR orders, and hosting DR orders on state government websites.

What changed

RBI issued an updated master circular (RBI/2007-2008/64) replacing the July 2006 version, incorporating all instructions up to June 30, 2007. The circular formalized that agency banks must act on DR orders received directly from government (via email/fax) and from state government websites, instead of waiting for RBI to forward them.

What it means for you

Agency banks must now proactively obtain DR orders from government sources (email, fax, websites) to ensure timely pension credit to senior citizens. Banks can no longer rely on RBI as an intermediary for DR circulars, shifting the onus to their own internal mechanisms for faster disbursement.

What you must do

Who it affects

All agency banks handling government pension disbursement, Pension-paying branches of public sector banks

Why did RBI stop forwarding DR orders to agency banks?

To reduce delays in pensioners receiving Dearness Relief. The government now sends orders directly to bank heads via email/fax and posts them on official websites, enabling faster action.

Where can we find the latest DR orders for central government pensioners?

DR orders are available on the Ministry of Personnel's website (persmin.nic.in) and are also emailed/faxed to heads of all agency banks. For state pensioners, orders are hosted on state government secured websites.

Does this circular change any other pension disbursement rules?

No, it consolidates existing instructions. The main change is the process for obtaining DR orders—banks must now source them directly from government, not via RBI.

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AI-drafted · 3-model AI consensus fact-check · under the editorial review of Vikram Jain · decoded & published by BankPulse · 21 Jun 2026, 03:10 IST
Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=3682&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by Vikram Jain. Independent platform, not affiliated with the Reserve Bank of India; never reproduces RBI text verbatim.