HomeCirculars › RBI/2008-09/229

Additional SLR Support for Mutual Fund Liquidity

No longer current — withdrawn, no replacement on file yet
Source: Reserve Bank of India · RBI/2008-09/229 · issued 15 Oct 2008 · ~2 min read
Quick answerRBI allows banks temporary additional SLR support up to 0.5% of NDTL exclusively for mutual fund liquidity needs, on top of existing 1% support. This ad hoc measure ends 14 days after the special term repo facility for mutual funds closes.

What changed

RBI permitted banks to avail additional liquidity support under LAF up to 0.5% of NDTL, solely for meeting mutual fund liquidity requirements. This is in addition to the earlier temporary measure allowing up to 1% of NDTL. The facility terminates 14 days after the special term repo facility for mutual funds ends.

What it means for you

Banks can now access extra liquidity from RBI to channel to mutual funds, helping stabilize fund outflows during stress. The SLR shortfall from this support can be exempted from penal interest if banks apply in writing under Section 24(8) of the Banking Regulation Act. This is a temporary, ad hoc measure subject to continuous review based on liquidity conditions.

Historical instruction — do not use for current compliance. This is what was required at the time; it no longer reflects current RBI requirements. If no replacement rule is linked above, that only means none is recorded on our register yet — it does not prove no later applicable rule exists. Confirm on the official RBI source below.

What banks were required to do at the time

Who it affects

All scheduled commercial banks, Mutual funds relying on bank liquidity support, Treasury and liquidity management teams at banks

❓ Common questions

Regulatory timeline

Built from our lineage records — each fact carries its provenance; missing history simply is not shown (never guessed).

What is the maximum additional SLR support I can avail under this circular?

You can avail up to 0.5% of your net demand and time liabilities (NDTL) exclusively for mutual fund liquidity needs, on top of the earlier 1% of NDTL allowed.

How long is this additional liquidity support available?

It terminates 14 days from the closure of the special term repo facility for mutual funds announced on October 14, 2008.

Can I avoid penal interest if I have an SLR shortfall from this support?

Yes, you can apply to RBI in writing under Section 24(8) of the Banking Regulation Act, 1949, requesting not to demand penal interest. RBI will consider such requests.

📜 This document’s life story (2 recorded events, each backed by RBI’s own words)
Extended by SLR Cut & Extra LAF Support for NBFCs and MFs
RBI’s words: “On October 15, 2008, vide its circular DBOD. No. Ret. BC. 62/12.02.001/2008-09”
Repealed by RBI/2025-26/100 — Consolidation of Regulations — Withdrawal of circulars (28 Nov 2025)
RBI’s words: “Official withdrawal register entry #2067: DBOD.No.Ret.BC.62/12.02.001/2008-09 — "Section 24 of the Banking Regulation Act, 1949 - Shortfall in Maintenance of Statutory Liquidity Ratio (SLR) - Addition”
📜 Read the original circular — full text as issued by RBI
RBI/2008-09/229 Ref. DBOD.No.Ret.BC. 62 / 12.02.001/2008-09 October 15, 2008 All Scheduled Commercial Banks Dear Sir, Section 24 of the Banking Regulation Act, 1949 – Shortfall in Maintenance of Statutory Liquidity Ratio (SLR) – Additional Liquidity Support under Liquidity Adjustment Facility (LAF) Please refer to our circular  DBOD. No. Ret. BC. 43/12.02.001/2008-09 dated September 16, 2008  on the captioned subject. It has been decided, purely as a temporary measure, that banks may avail of additional liquidity support exclusively for the purpose of meeting the liquidity requirements of mutual funds to the extent of up to 0.5 per cent of their net demand and time liabilities (NDTL).This additional liquidity support will terminate 14 days from the closure of the special term repo facility for mutual funds announced on October 14, 2008 vide our  circular FMD.MOAG.No.26/01.01.01/2008-09 . This accommodation will be in addition to the temporary measure contained in the above-mentioned circular permitting banks to avail of additional liquidity support to the extent of up to 1 per cent of their NDTL. It is advised that for any shortfall in maintenance of SLR arising out of availment of this additional liquidity support under LAF, bank may apply to the Reserve Bank in writing under sub-section (8) of Section 24 of the Banking Regulation Act, 1949 with a request not to demand payment of the penal interest thereon. This measure is ad hoc, temporary in nature and will be reviewed on a continuous basis in the light of the evolving liquidity conditions. Yours faithfully, (P. Vijaya Bhaskar) Chief General Manager
Reproduced for reference with acknowledgment — Source: Reserve Bank of India · RBI/2008-09/229 · issued 15 Oct 2008. The plain-English explanation above is BankPulse’s own independent summary.
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Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=4545&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by our expert reviewer, CA Amit Jain. Independent platform, not affiliated with the Reserve Bank of India; is our own plain-English paraphrase, not RBI’s original wording.
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