HomeCirculars › RBI/2008-09/332

ACU Settlement Now in Both Dollar and Euro

Live · in forceNo withdrawal recorded as of 22 Jun 2026. Reviewed by Vikram Jain; always verify against the official RBI source below.
Issued by RBI: 26 Dec 2008  ·  Decoded by BankPulse: 20 Jun 2026, 21:32 IST
⏱ ~1 min read
📄 Official RBI source ↗
Quick answerFrom Jan 1, 2009, ACU participants can settle in ACU Dollar or ACU Euro. AD Category-I banks may open accounts in both currencies with correspondent banks in participating countries. All eligible payments must go through these accounts.

What changed

Previously, ACU settlements were only in ACU Dollar. Effective January 1, 2009, participants have the option to settle in ACU Euro as well. The Asian Monetary Unit is now denominated as both 'ACU Dollar' and 'ACU Euro', equivalent to one US Dollar and one Euro respectively.

What it means for you

Banks now have flexibility to choose settlement currency, reducing exchange risk and transaction costs for euro-denominated trade within the ACU. This aligns with global trade practices and may boost ACU usage. Banks must update their systems and correspondent banking arrangements to handle dual-currency settlements.

What you must do

Who it affects

AD Category-I banks, Importers and exporters using ACU mechanism, Correspondent banks in ACU member countries

What currencies can we now use for ACU settlements?

From January 1, 2009, you can settle in either ACU Dollar or ACU Euro. The ACU Dollar equals one US Dollar, and the ACU Euro equals one Euro.

Do we need separate accounts for each currency?

Yes, AD Category-I banks are allowed to open and maintain both ACU Dollar and ACU Euro accounts with correspondent banks in other participating countries.

Are there any regulatory changes we should expect?

Yes, amendments to FEMA (Manner of Receipt and Payment) Regulations, 2000 and the ACU Memorandum are being issued separately. Stay tuned for those updates.

Track this rule
⏳ How this rule evolved — History Map →Full RBI rulebook crosswalk →
AI-drafted · 3-model AI consensus fact-check · under the editorial review of Vikram Jain · decoded & published by BankPulse · 20 Jun 2026, 21:32 IST
Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=4718&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by Vikram Jain. Independent platform, not affiliated with the Reserve Bank of India; never reproduces RBI text verbatim.