HomeCirculars › RBI/2009-10/34

Master Circular on Self Employment Scheme for Rehabilitation of Manual Scavengers (SRMS)

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Issued by RBI: 01 Jul 2009  ·  Decoded by BankPulse: 20 Jun 2026, 19:10 IST
⏱ ~2 min read
📄 Official RBI source ↗
Quick answerRBI consolidates all instructions on SRMS into a master circular, replacing the old NSLRS scheme. Banks must implement SRMS by September 2009 to rehabilitate remaining 3,42,468 manual scavengers and dependents through capital subsidy, concessional loans, and capacity building.

What changed

RBI issued a master circular (RPCD.SP.BC. No.6/09.03.01/2009-10) on July 1, 2009, consolidating all previous SRMS guidelines up to June 30, 2009. The Government extended the scheme deadline from March 31, 2009 to September 2009. Banks are now directed to implement SRMS in place of the old NSLRS, which stopped receiving government funding from 2005-06.

What it means for you

The scheme should be administered as a national priority with a resolute sense of purpose. Banks must complete rehabilitation of 3,42,468 remaining scavengers by September 2009. Banks need to identify beneficiaries, assess aptitude for alternative trades, and disburse concessional loans with capital subsidy.

What you must do

Who it affects

All Indian Public Sector Banks (excluding RRBs), Manual scavengers and their dependents yet to be rehabilitated

What is the deadline for completing SRMS implementation?

The scheme must be fully implemented by September 2009, as per the Government extension. Banks should expedite identification and disbursement to meet this deadline.

How many scavengers are yet to be rehabilitated under SRMS?

As per state survey reports, 3,42,468 manual scavengers and dependents remain to be rehabilitated, out of a total 7,70,338 identified. The remaining 4,27,870 were already assisted under NSLRS or ineligible.

What happens to the old NSLRS scheme?

The NSLRS scheme stopped receiving government funding from 2005-06. Banks must now implement SRMS instead, which includes capital subsidy, concessional loans, and capacity building for alternative occupations.

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AI-drafted · 3-model AI consensus fact-check · under the editorial review of Vikram Jain · decoded & published by BankPulse · 20 Jun 2026, 19:10 IST
Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=5138&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by Vikram Jain. Independent platform, not affiliated with the Reserve Bank of India; never reproduces RBI text verbatim.