StCBs/DCCBs: Update UN Terrorist List for Account Screening
Current · Source: Reserve Bank of India · RBI/2009-10/480 · issued 03 Jun 2010 · ~2 min read
Quick answerRBI directs all State and Central Co-operative Banks to update the UNSC 1267 consolidated list of terrorist individuals/entities linked to Al-Qaida and Taliban, screen new and existing accounts against it, and follow UAPA freezing procedures.
Sanctions-list safety note. This circular refers to a specific UN Security Council / UAPA designated-entities list update as it stood on the date above — sanctions lists change often, and a newer update almost certainly exists today. Never use this page, or any single dated circular, as your current screening list. Always screen against the live, current list at the official UAPA proscribed-organisations list and the UN Consolidated List, and confirm the obligations for your bank on the official rbi.org.in source below.
The rule, in the simplest words
Banks must update their list of bad people (terrorists linked to Al-Qaida and Taliban) using the new list from the UN and the Indian government.
Before opening a new account, check if the customer's name is on the updated list. If it is, do not open the account.
Check all existing accounts to see if any match the list. If you find one, follow the rules to freeze (stop all use of) that account's money.
Follow the freezing steps from an earlier RBI rule (circular dated October 29, 2009, paragraph 6) for any account linked to a listed person or group.
The person in charge of following rules (Compliance Officer/Principal Officer) must tell the RBI regional office that they got this circular.
How it plays out — a real example
A compliance officer at a District Central Co-operative Bank in Mysore receives this circular. She immediately updates the bank's internal database with the new UN terrorist list. Then, she runs a check on all 5,000 existing accounts and finds one account that matches a newly added name. She follows the freezing procedure from the earlier RBI circular, stopping all transactions on that account and reporting it to the authorities.
What changed
RBI forwarded a Government of India note dated May 11, 2010, from the UNSC 1267 Committee, detailing changes to the consolidated list of individuals and entities linked to Al-Qaida and Taliban. Banks must update their records with this revised list and ensure compliance with earlier circulars on account screening and asset freezing.
What it means for you
Co-operative banks must immediately update their internal databases with the latest UN sanctions list to prevent any account being held by or linked to designated terrorists. Non-compliance could lead to regulatory action and reputational risk. The circular reinforces existing obligations under the UAPA Order of August 27, 2009, particularly for freezing funds and financial assets of listed entities.
What you must do
Update the consolidated list of terrorist individuals/entities as per the UNSC 1267 Committee changes received from the Government of India.
Screen all new account applications against the updated list before opening accounts.
Scan all existing accounts to identify and report any matches with the list.
Follow the freezing procedures detailed in paragraph 6 of RBI circular dated October 29, 2009, for any designated accounts.
Acknowledge receipt of this circular to the concerned RBI Regional Office through the Compliance Officer/Principal Officer.
Who it affects
State Co-operative Banks (StCBs), District Central Co-operative Banks (DCCBs), Compliance Officers and Principal Officers of co-operative banks
❓ Common questions
Where can we find the complete consolidated list of designated individuals/entities?
The full list is available on the UN website at http://www.un.org/sc/committees/1267/consolist.shtml. Banks must refer to this source for the most current version.
What action is required if we find an existing account linked to a listed entity?
You must immediately freeze the funds, financial assets, or economic resources in that account as per the procedure outlined in paragraph 6 of RBI circular dated October 29, 2009, and report to the authorities.
Do we need to acknowledge receipt of this circular?
Yes, the Compliance Officer or Principal Officer must send an acknowledgment to the concerned RBI Regional Office.
📜 Read the original circular — full text as issued by RBI
RBI/2009-10/480
RPCD.CO.RF.AML.No.12469/07.02.12/2009-10
June 03, 2010
The Chairmen/CEOs of all State and Central Co-operative Banks
Dear Sir,
List of Terrorist Individuals/Organisations - under UNSCR 1267(1999)
and 1822(2008) on Taliban/Al-Qaida Organisation
Please refer to our circular letter RPCD.CO.RF.AML.No.12197/07.02.12/2009-10 dated May 25, 2010 . We have since received from Government of India (Ministry of External Affairs) copy of note dated May 11, 2010 (copy enclosed) forwarded by the Chairman of UN Security Council's 1267 Committee regarding changes made in the Consolidated List of Individuals and entities linked to Al-Qaida and Taliban.
2. Banks are required to update the consolidated list of individuals/entities as circulated by Reserve Bank and before opening any new account, it should be ensured that the name/s of the proposed customer does not appear in the list. Further, banks should scan all existing accounts to ensure that no account is held by or linked to any of the entities or individuals included in the list.
3 . Banks are advised to strictly follow the procedure laid down in the UAPA Order dated August 27, 2009 enclosed to our circular RPCD.CO.RF.AML. BC. No. 34/07.40.00/ 2009-10 dated October 29, 2009 and ensure meticulous compliance to the Order issued by the Government.
4. As far as freezing of funds, financial assets or economic resources or related services held in the form of bank accounts of the designated individuals/entities are concerned, action should be taken as detailed in paragraph 6 of the circular dated October 29, 2009, mentioned above.
5. The complete details of the said consolidated list are available on the UN website:
http://www.un.org/sc/committees/1267/consolist.shtml
6. Compliance Officer/Principal Officer should acknowledge receipt of this circular letter to our concerned Regional Office.
Yours faithfully,
(S.S.Sahota)
Deputy General Manager
Encl: As above
Reproduced for reference with acknowledgment — Source: Reserve Bank of India · RBI/2009-10/480 · issued 03 Jun 2010. The plain-English explanation above is BankPulse’s own independent summary.
Screen all new account applications against the updated list before opening accounts.
📜 Compliance
Update the consolidated list of terrorist individuals/entities as per the UNSC 1267 Committee changes received from the Government of India.
Scan all existing accounts to identify and report any matches with the list.
Follow the freezing procedures detailed in paragraph 6 of RBI circular dated October 29, 2009, for any designated accounts.
Acknowledge receipt of this circular to the concerned RBI Regional Office through the Compliance Officer/Principal Officer.
Grouped from the action items above — a single circular may involve more than one team.
Worked example & action-note template
Example: if you are a Compliance officer at a bank this circular applies to (State Co-operative Banks (StCBs), District Central Co-operative Banks (DCCBs), Compliance Officers and Principal Officers of co-operative banks), your first concrete step on “StCBs/DCCBs: Update UN Terrorist List for Account Screening” is: “Update the consolidated list of terrorist individuals/entities as per the UNSC 1267 Committee changes received from the Government of India.” (RBI issued this 03 Jun 2010).
Circular: RBI/2009-10/480 -- StCBs/DCCBs: Update UN Terrorist List for Account Screening
Issued: 03 Jun 2010
Action required: Update the consolidated list of terrorist individuals/entities as per the UNSC 1267 Committee changes received from the Government of India.
Action required: Screen all new account applications against the updated list before opening accounts.
Action required: Scan all existing accounts to identify and report any matches with the list.
Action required: Follow the freezing procedures detailed in paragraph 6 of RBI circular dated October 29, 2009, for any designated accounts.
Action required: Acknowledge receipt of this circular to the concerned RBI Regional Office through the Compliance Officer/Principal Officer.
Owner: ____________ Target date: ____________
Board/committee approval needed? Y / N
Evidence filed in compliance register on: ____________
Built only from this circular’s own published fields — not legal advice; always confirm against the official RBI source.
💬 Banker Discussion
Discuss this circular with fellow bankers — reply, upvote what helps, report what doesn’t belong. Be professional; no client data. Views are the commenter’s own, not BankPulse’s.
BankPulse Compliance Evidence Pack — generated 03 Aug 2026 · status cross-checked against RBI’s official withdrawal register (refreshed weekly). Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=5705&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by our expert reviewer, CA Amit Jain. Independent platform, not affiliated with the Reserve Bank of India; is our own plain-English paraphrase, not RBI’s original wording.
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