RRBs Must Update UN Terrorist List for Account Screening
Current · Source: Reserve Bank of India · RBI/2010-11/111 · issued 12 Jul 2010 · ~2 min read
Quick answerRBI directs all RRBs to update the UNSC 1267/1822 consolidated list of terrorist individuals/entities and screen new and existing accounts against it, following a Government of India notification from June 25, 2010.
Sanctions-list safety note. This circular refers to a specific UN Security Council / UAPA designated-entities list update as it stood on the date above — sanctions lists change often, and a newer update almost certainly exists today. Never use this page, or any single dated circular, as your current screening list. Always screen against the live, current list at the official UAPA proscribed-organisations list and the UN Consolidated List, and confirm the obligations for your bank on the official rbi.org.in source below.
The rule, in the simplest words
RRBs (Regional Rural Banks) must get the newest UN list of bad people/groups (terrorists linked to Al-Qaida and Taliban) from the UN website or the government note.
Before opening any new account, check the customer's name against this list – if it's there, don't open the account.
Check all existing accounts too, to make sure none belong to or are linked to anyone on the list.
If you find a match, freeze the account's money and assets following the rules from the November 5, 2009 circular (paragraph 6).
The Compliance Officer or Principal Officer must send a receipt confirmation to the RBI Regional Office.
How it plays out — a real example
A payments & clearing officer in a Regional Rural Bank in Bihar receives this circular. She immediately downloads the updated UN list from the website, then screens every new gold-loan application against it. While checking existing accounts, she spots a name matching a listed entity and freezes that account's funds, following the freezing procedure from the earlier circular.
What changed
RBI has forwarded a fresh UN Security Council 1267 Committee note dated June 25, 2010, with changes to the consolidated list of individuals and entities linked to Al-Qaida and Taliban. RRBs must now update their records with this revised list and ensure compliance with earlier UAPA Order procedures.
What it means for you
RRBs must immediately update their internal databases with the latest UN consolidated list and verify that no new or existing account is linked to any listed entity. Failure to comply could lead to regulatory action, as the directive mandates strict adherence to the UAPA Order of August 27, 2009, and the freezing procedures outlined in the November 5, 2009 circular.
What you must do
Update the consolidated list of terrorist individuals/entities using the UN website and the enclosed MEA note.
Screen all new account applications against the updated list before opening accounts.
Scan all existing accounts to identify and flag any matches with the list.
Follow the freezing procedures for funds and assets as per paragraph 6 of the November 5, 2009 circular.
Acknowledge receipt of this circular to your respective RBI Regional Office through the Compliance Officer/Principal Officer.
Who it affects
All Regional Rural Banks (RRBs), Compliance Officers and Principal Officers of RRBs
❓ Common questions
What is the source of the updated list?
The list is the UN Security Council 1267 Committee's consolidated list of individuals and entities linked to Al-Qaida and Taliban, as updated per a note dated June 25, 2010 from the Government of India (Ministry of External Affairs).
What action is required for existing accounts?
RRBs must scan all existing accounts to ensure no account is held by or linked to any entity or individual on the updated list. If found, freezing of funds and assets must follow the procedures in paragraph 6 of the November 5, 2009 circular.
Who should acknowledge receipt of this circular?
The Compliance Officer or Principal Officer of the RRB must acknowledge receipt to the concerned RBI Regional Office.
📜 Read the original circular — full text as issued by RBI
RBI/2010-11/111
RPCD.CO RRB.AML.No. 405/03.05.28(A)/2010-11
July 12, 2010
The Chairman
All Regional Rural Banks (RRBs)
Dear Sir,
List of Terrorist Individuals / Organisations - under UNSCR 1267(1999) and
1822(2008) on Taliban / Al-Qaida Organisation
Please refer to our circular letter RPCD.CO.RRB.AML.No.12941/03.05.28(A)/2009-10 dated June 14,2010. We have since received from Government of India (Ministry of External Affairs) copy of note dated June 25, 2010 ( copy enclosed ) forwarded by the Chairman of UN Security Council's 1267 Committee regarding changes made in the Consolidated List of Individuals and entities linked to Al-Qaida and Taliban.
2. RRBs are required to update the consolidated list of individuals/entities as circulated by Reserve Bank and before opening any new account, it should be ensured that the name of the proposed customer does not appear in the list. Further, RRBs should scan all existing accounts to ensure that no account is held by or linked to any of the entities or individuals included in the list.
3. RRBs are advised to strictly follow the procedure laid down in the UAPA Order dated August 27, 2009 enclosed to our circular RPCD . CO. RRB. No. 39/03.05.33(E) /2009-10 dated November 05, 2009 and ensure meticulous compliance to the Order issued by the Government.
4. As far as freezing of funds, financial assets or economic resources or related
services held in the form of bank accounts of the designated individuals/entities are concerned, action should be taken as detailed in paragraph 6 of the circular dated November 05, 2009, mentioned above.
5. The complete details of the said consolidated list are available on the UN website:
http://www.un.org/sc/committees/1267/consolist.shtml
6. Compliance Officer/Principal Officer should acknowledge receipt of this letter to our Regional Office concerned.
Yours faithfully
(R.K.Moolchandani)
Deputy General Manager
Encls: as above
Reproduced for reference with acknowledgment — Source: Reserve Bank of India · RBI/2010-11/111 · issued 12 Jul 2010. The plain-English explanation above is BankPulse’s own independent summary.
Screen all new account applications against the updated list before opening accounts.
📜 Compliance
Update the consolidated list of terrorist individuals/entities using the UN website and the enclosed MEA note.
Scan all existing accounts to identify and flag any matches with the list.
Follow the freezing procedures for funds and assets as per paragraph 6 of the November 5, 2009 circular.
Acknowledge receipt of this circular to your respective RBI Regional Office through the Compliance Officer/Principal Officer.
Grouped from the action items above — a single circular may involve more than one team.
Worked example & action-note template
Example: if you are a Compliance officer at a bank this circular applies to (All Regional Rural Banks (RRBs), Compliance Officers and Principal Officers of RRBs), your first concrete step on “RRBs Must Update UN Terrorist List for Account Screening” is: “Update the consolidated list of terrorist individuals/entities using the UN website and the enclosed MEA note.” (RBI issued this 12 Jul 2010).
Circular: RBI/2010-11/111 -- RRBs Must Update UN Terrorist List for Account Screening
Issued: 12 Jul 2010
Action required: Update the consolidated list of terrorist individuals/entities using the UN website and the enclosed MEA note.
Action required: Screen all new account applications against the updated list before opening accounts.
Action required: Scan all existing accounts to identify and flag any matches with the list.
Action required: Follow the freezing procedures for funds and assets as per paragraph 6 of the November 5, 2009 circular.
Action required: Acknowledge receipt of this circular to your respective RBI Regional Office through the Compliance Officer/Principal Officer.
Owner: ____________ Target date: ____________
Board/committee approval needed? Y / N
Evidence filed in compliance register on: ____________
Built only from this circular’s own published fields — not legal advice; always confirm against the official RBI source.
💬 Banker Discussion
Discuss this circular with fellow bankers — reply, upvote what helps, report what doesn’t belong. Be professional; no client data. Views are the commenter’s own, not BankPulse’s.
BankPulse Compliance Evidence Pack — generated 03 Aug 2026 · status cross-checked against RBI’s official withdrawal register (refreshed weekly). Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=5868&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by our expert reviewer, CA Amit Jain. Independent platform, not affiliated with the Reserve Bank of India; is our own plain-English paraphrase, not RBI’s original wording.
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