RRBs Must Update UN Terrorist Lists for Account Screening
Current · Source: Reserve Bank of India · RBI/2010-11/184 · issued 30 Aug 2010 · ~2 min read
Quick answerRBI directs all RRBs to update the consolidated UN list of terrorist individuals/entities linked to Al-Qaida and Taliban. Before opening new accounts and when scanning existing ones, banks must ensure no customer is on this list and follow UAPA freezing procedures.
Sanctions-list safety note. This circular refers to a specific UN Security Council / UAPA designated-entities list update as it stood on the date above — sanctions lists change often, and a newer update almost certainly exists today. Never use this page, or any single dated circular, as your current screening list. Always screen against the live, current list at the official UAPA proscribed-organisations list and the UN Consolidated List, and confirm the obligations for your bank on the official rbi.org.in source below.
The rule, in the simplest words
RRBs (Regional Rural Banks) must update their list of bad people linked to Al-Qaida and Taliban using the new government notes from July 28 and July 30, 2010.
Before opening a new account, check the customer's name against the updated list to make sure they are not on it.
Check all existing accounts to see if any are linked to people or groups on the list.
If you find a match, freeze the account's money and assets following the rules from the UAPA (Unlawful Activities Prevention Act) order of August 27, 2009.
The Compliance Officer or Principal Officer must tell the RBI (Reserve Bank of India) Regional Office that they got this circular.
How it plays out — a real example
A payments & clearing officer in Indore updates the bank's computer system with the new UN terrorist list from the RBI circular. Before approving a new gold loan for a customer, she runs the name through the updated list and finds no match, so she proceeds. Later, she scans all existing loan accounts and discovers one linked to a newly listed entity, so she immediately freezes that account and reports it to her Compliance Officer.
What changed
RBI has forwarded two new notes from the Government of India (Ministry of External Affairs) dated July 28 and July 30, 2010, containing changes to the UN Security Council's 1267 Committee consolidated list of individuals and entities linked to Al-Qaida and Taliban. This updates the previous circular of August 17, 2010, requiring RRBs to incorporate these changes into their screening lists.
What it means for you
RRBs must immediately update their internal databases with the revised UN consolidated list to prevent any dealings with newly designated terrorists or entities. Failure to screen new and existing accounts against this list could lead to regulatory action and sanctions. The circular also reinforces the need to freeze funds and assets of designated persons as per the UAPA Order of August 27, 2009.
What you must do
Update the consolidated list of terrorist individuals/entities using the UN website and the enclosed government notes.
Before opening any new account, verify the proposed customer's name against the updated list.
Scan all existing accounts to identify and report any accounts linked to listed individuals or entities.
Follow the freezing procedures detailed in paragraph 6 of the November 5, 2009 circular for any designated accounts.
Ensure the Compliance Officer/Principal Officer acknowledges receipt of this circular to the respective RBI Regional Office.
Who it affects
All Regional Rural Banks (RRBs), Compliance Officers and Principal Officers of RRBs, Branch managers handling account opening and KYC
❓ Common questions
Where can we find the updated consolidated list?
The complete list is available on the UN website at http://www.un.org/sc/committees/1267/consolist.shtml. RBI has also enclosed copies of the government notes with the changes.
What action is required for existing accounts that match the list?
You must freeze the funds, financial assets, or economic resources held in such accounts, following the procedure outlined in paragraph 6 of the November 5, 2009 circular, and comply with the UAPA Order.
Do we need to acknowledge receipt of this circular?
Yes, the Compliance Officer or Principal Officer must send an acknowledgment to the concerned RBI Regional Office.
📜 Read the original circular — full text as issued by RBI
RBI/2010-11/184
RPCD.CO RRB.AML.No. 2743/03.05.28(A)/2010-11
August 30, 2010
The Chairmen
All Regional Rural Banks (RRBs)
Dear Sir,
List of Terrorist Individuals / Organisations - under UNSCR 1267(1999) and
1822(2008) on Taliban / Al-Qaida Organisation
Please refer to our circular letter RPCD.CO RRB.AML.No.2113/03.05.28(A)/2010-11 August 17,2010 . We have since received from Government of India (Ministry of External Affairs) copy of note dated July 28, 2010 (copy enclosed) and July 30, 2010 (copy enclosed) forwarded by the Chairman of UN Security Council's 1267 Committee regarding changes made in the Consolidated List of Individuals and entities linked to Al-Qaida and Taliban.
2. RRBs are required to update the consolidated list of individuals/entities as circulated by Reserve Bank and before opening any new account, it should be ensured that the name of the proposed customer does not appear in the list. Further, RRBs should scan all existing accounts to ensure that no account is held by or linked to any of the entities or individuals included in the list.
3. RRBs are advised to strictly follow the procedure laid down in the UAPA Order dated August 27, 2009 enclosed to our circular RPCD.CO.RRB.No.39/03.05.33(E)/2009-10 dated November 05, 2009 and ensure meticulous compliance to the Order issued by the Government.
4. As far as freezing of funds, financial assets or economic resources or related services held in the form of bank accounts of the designated individuals/entities are concerned, action should be taken as detailed in paragraph 6 of the circular dated November 05, 2009, mentioned above.
5. The complete details of the said consolidated list are available on the UN website:
http://www.un.org/sc/committees/1267/consolist.shtml
6. Compliance Officer/Principal Officer should acknowledge receipt of this letter to our Regional Office concerned.
Yours faithfully
(R.K.Moolchandani)
Deputy General Manager
Encls: As above
Reproduced for reference with acknowledgment — Source: Reserve Bank of India · RBI/2010-11/184 · issued 30 Aug 2010. The plain-English explanation above is BankPulse’s own independent summary.
Example: if you are a Compliance officer at a bank this circular applies to (All Regional Rural Banks (RRBs), Compliance Officers and Principal Officers of RRBs, Branch managers handling account opening and KYC), your first concrete step on “RRBs Must Update UN Terrorist Lists for Account Screening” is: “Update the consolidated list of terrorist individuals/entities using the UN website and the enclosed government notes.” (RBI issued this 30 Aug 2010).
Circular: RBI/2010-11/184 -- RRBs Must Update UN Terrorist Lists for Account Screening
Issued: 30 Aug 2010
Action required: Update the consolidated list of terrorist individuals/entities using the UN website and the enclosed government notes.
Action required: Before opening any new account, verify the proposed customer's name against the updated list.
Action required: Scan all existing accounts to identify and report any accounts linked to listed individuals or entities.
Action required: Follow the freezing procedures detailed in paragraph 6 of the November 5, 2009 circular for any designated accounts.
Action required: Ensure the Compliance Officer/Principal Officer acknowledges receipt of this circular to the respective RBI Regional Office.
Owner: ____________ Target date: ____________
Board/committee approval needed? Y / N
Evidence filed in compliance register on: ____________
Built only from this circular’s own published fields — not legal advice; always confirm against the official RBI source.
💬 Banker Discussion
Discuss this circular with fellow bankers — reply, upvote what helps, report what doesn’t belong. Be professional; no client data. Views are the commenter’s own, not BankPulse’s.
BankPulse Compliance Evidence Pack — generated 03 Aug 2026 · status cross-checked against RBI’s official withdrawal register (refreshed weekly). Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=5968&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by our expert reviewer, CA Amit Jain. Independent platform, not affiliated with the Reserve Bank of India; is our own plain-English paraphrase, not RBI’s original wording.
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