RRBs: Update UN Terrorist List for Account Screening
Current · Source: Reserve Bank of India · RBI/2010-11/413 · issued 03 Mar 2011 · ~2 min read
Quick answerRBI directs RRBs to update the UNSC 1267/1822 consolidated list of terrorist individuals/entities. Before opening new accounts, verify the proposed customer is not on the list. Also, scan all existing accounts to ensure none are linked to listed entities. Follow UAPA Order procedures for freezing assets.
Sanctions-list safety note. This circular refers to a specific UN Security Council / UAPA designated-entities list update as it stood on the date above — sanctions lists change often, and a newer update almost certainly exists today. Never use this page, or any single dated circular, as your current screening list. Always screen against the live, current list at the official UAPA proscribed-organisations list and the UN Consolidated List, and confirm the obligations for your bank on the official rbi.org.in source below.
The rule, in the simplest words
RRBs (Regional Rural Banks) must update their list of bad people and groups from the UN (United Nations) terror watchlist.
Before opening a new account, check if the customer's name is on that list.
Also check all existing accounts to make sure none are linked to anyone on the list.
If you find an account linked to a listed person or group, freeze their money and assets as per the government's rules.
The Compliance Officer (person who makes sure rules are followed) must tell the RBI (Reserve Bank of India) office that they got this rule.
How it plays out — a real example
A payments & clearing officer in Indore receives the updated UN terror list from RBI. Before approving a new gold loan for a customer, she checks the name against the list and finds no match. She also runs a scan of all existing loan accounts and spots one linked to a listed entity. She immediately freezes that account's funds and reports it to the RBI regional office, following the UAPA Order procedures.
What changed
RBI issued a circular on March 3, 2011, referencing a January 19, 2011 UN Security Council 1267 Committee note with changes to the consolidated list of individuals/entities linked to Al-Qaida and Taliban. RRBs must update their records with this revised list and ensure compliance with earlier UAPA Order procedures.
What it means for you
RRBs must proactively screen both new and existing customers against the updated UN terror list to prevent any association with designated entities. Non-compliance could lead to regulatory action. The circular reinforces the need for strict adherence to the UAPA Order of August 27, 2009, including freezing of funds and assets of listed individuals/entities.
What you must do
Update the consolidated list of terrorist individuals/entities as per the latest UNSC 1267 Committee changes.
Before opening any new account, verify the proposed customer's name against the updated list.
Scan all existing accounts to identify and report any linked to listed individuals/entities.
Follow the freezing procedures detailed in paragraph 6 of the November 5, 2009 circular for any designated accounts.
Ensure Compliance Officer/Principal Officer acknowledges receipt of this circular to the respective RBI Regional Office.
Who it affects
All Regional Rural Banks (RRBs), Compliance Officers of RRBs, Principal Officers of RRBs
❓ Common questions
What is the source of the updated list of terrorist individuals/entities?
The list is based on changes made by the UN Security Council's 1267 Committee, as communicated via a note dated January 19, 2011 from the Government of India (Ministry of External Affairs). The full consolidated list is available on the UN website.
What actions are required for existing accounts that match the list?
RRBs must freeze the funds, financial assets, or economic resources held in such accounts, following the procedures detailed in paragraph 6 of the RBI circular dated November 5, 2009, which references the UAPA Order.
Who should acknowledge receipt of this circular?
The Compliance Officer or Principal Officer of the RRB should acknowledge receipt to the concerned RBI Regional Office.
📜 Read the original circular — full text as issued by RBI
RBI/2010-11/413
RPCD.CO RRB.AML.No. 9665 /03.05.28(A)/2010-11
March 03, 2011
The Chairmen
All Regional Rural Banks (RRBs)
Dear Sir,
List of Terrorist Individuals / Organisations - under UNSCR 1267(1999) and
1822(2008) on Taliban / Al-Qaida Organisation
Please refer to our circular letter RPCD.CO.RRB.AML.NO.7096/03.05.28(A)/2011-11 dated December 29,2010 . We have since received from Government of India (Ministry of External Affairs) copy of note dated January 19, 2011 forwarded by the Chairman of UN Security Council's 1267 Committee regarding changes made in the Consolidated List of Individuals and entities linked to Al-Qaida and Taliban :
2. RRBs are required to update the consolidated list of individuals/entities as circulated by Reserve Bank and before opening any new account, it should be ensured that the name of the proposed customer does not appear in the list. Further, RRBs should scan all existing accounts to ensure that no account is held by or linked to any of the entities or individuals included in the list.
3. RRBs are advised to strictly follow the procedure laid down in the UAPA Order dated August 27, 2009 enclosed to our circular RPCD. CO. RRB. No. 39/03.05.33(E) /2009-10 dated November 05, 2009 and ensure meticulous compliance to the Order issued by the Government.
4. As far as freezing of funds, financial assets or economic resources or related services held in the form of bank accounts of the designated individuals/entities are concerned, action should be taken as detailed in paragraph 6 of the circular dated November 05, 2009, mentioned above.
5. The complete details of the said consolidated list are available on the UN website:
http://www.un.org/sc/committees/1267/consolist.shtml
6. Compliance Officer/Principal Officer should acknowledge receipt of this letter to our Regional Office concerned.
Yours faithfully
(R.K.Moolchandani)
Deputy General Manager
Encls: As above
Reproduced for reference with acknowledgment — Source: Reserve Bank of India · RBI/2010-11/413 · issued 03 Mar 2011. The plain-English explanation above is BankPulse’s own independent summary.
Example: if you are a Compliance officer at a bank this circular applies to (All Regional Rural Banks (RRBs), Compliance Officers of RRBs, Principal Officers of RRBs), your first concrete step on “RRBs: Update UN Terrorist List for Account Screening” is: “Update the consolidated list of terrorist individuals/entities as per the latest UNSC 1267 Committee changes.” (RBI issued this 03 Mar 2011).
Circular: RBI/2010-11/413 -- RRBs: Update UN Terrorist List for Account Screening
Issued: 03 Mar 2011
Action required: Update the consolidated list of terrorist individuals/entities as per the latest UNSC 1267 Committee changes.
Action required: Before opening any new account, verify the proposed customer's name against the updated list.
Action required: Scan all existing accounts to identify and report any linked to listed individuals/entities.
Action required: Follow the freezing procedures detailed in paragraph 6 of the November 5, 2009 circular for any designated accounts.
Action required: Ensure Compliance Officer/Principal Officer acknowledges receipt of this circular to the respective RBI Regional Office.
Owner: ____________ Target date: ____________
Board/committee approval needed? Y / N
Evidence filed in compliance register on: ____________
Built only from this circular’s own published fields — not legal advice; always confirm against the official RBI source.
💬 Banker Discussion
Discuss this circular with fellow bankers — reply, upvote what helps, report what doesn’t belong. Be professional; no client data. Views are the commenter’s own, not BankPulse’s.
BankPulse Compliance Evidence Pack — generated 03 Aug 2026 · status cross-checked against RBI’s official withdrawal register (refreshed weekly). Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=6272&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by our expert reviewer, CA Amit Jain. Independent platform, not affiliated with the Reserve Bank of India; is our own plain-English paraphrase, not RBI’s original wording.
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