Home › Circulars › RBI/2010-11/582

SGSY Credit Targets for 2011-12: Allocation & Monitoring

Current · Source: Reserve Bank of India · RBI/2010-11/582 · issued 14 Jun 2011 · ~1 min read
Quick answerRBI has set state-wise credit mobilisation targets of ₹6,02,000 lakh under SGSY for 2011-12. Banks must allocate these targets via SLBCs, report progress online via PCRPCD, and submit hardcopy reports until further notice.
The rule, in the simplest words
How it plays out — a real example

An agri & priority-sector lending officer in Indore, Priya, receives the state-wise SGSY credit target for Madhya Pradesh from her head office. She attends the SLBC meeting where she and other bank officers agree on each bank's share based on rural branches and resources. Back at her branch, she updates the PCRPCD online system with her bank's target and starts submitting monthly progress reports both on paper and online, ensuring her branch's loan disbursements to self-help groups are tracked accurately.

What changed

Government finalised SGSY credit targets for 2011-12, totalling ₹6,02,000 lakh across states/UTs. RBI directs banks to allocate state targets among themselves via SLBCs and update them in the PCRPCD online system. Banks must now submit both hardcopy and online progress reports simultaneously.

What it means for you

Banks need to integrate these targets into their corporate planning and branch-level goals. The dual reporting requirement (hardcopy + online) increases compliance burden but improves monitoring. SLBCs play a key role in equitable distribution based on branch presence and resources.

What you must do

Who it affects

All Indian Scheduled Commercial Banks (excluding RRBs), SLBC Convenor banks, Lead Banks, Bank controlling offices and branches handling SGSY

❓ Common questions

What is the total credit target under SGSY for 2011-12?

The total credit mobilisation target is ₹6,02,000 lakh (₹6,020 crore) for all states and union territories combined.

How should banks allocate the state-wise targets?

SLBC Convenor banks should allocate targets among banks in their state based on parameters like resources and number of rural/semi-urban branches, ensuring each bank can set a corporate target.

What reporting is required for SGSY progress?

Banks must submit monthly, quarterly, and half-yearly reports both in hardcopy and online via the PCRPCD system, as per the Master Circular dated July 1, 2010.

📜 Read the original circular — full text as issued by RBI
Notifications - Reserve Bank of India Skip to main content Selected Selected Change Language हिंदी Search the Website Search Home About Us ▼ About Us Organisation & Functions ▶ Organisation Structure Departments Offices Training Establishment ▶ College of Agricultural Banking Reserve Bank Staff College College of Supervisors RBI's Functions and Working Governors Deputy Governors Executive Directors Communication Policy of RBI Sources of Information ▶ Annual Publications Half-yearly Publications Quarterly Publications Monthly Publications Weekly Publications Occasional Publications SDDS NSDP Data Releases Publications available on Subscription General Information RBI History Museum ▶ The RBI Museum RBI Monetary Museum Notification ▼ Notifications Master Directions Master Circulars Amendment Directions Draft Notifications/Guidelines ▶ Draft Notifications/Guidelines Draft Directions (RE-wise) Index To RBI Circulars Standalone Circulars Circulars Withdrawn Press Releases Speeches & Media Interactions ▼ Speeches Media Interactions Memorial Lectures Podcasts Publications ▼ Biennial Annual Half-Yearly Quarterly Bi-monthly Monthly Weekly Occasional Reports Working Papers Legal Framework ▼ Act Rules Regulations Schemes Research ▼ External Research Schemes RBI Occasional Papers Working Papers RBI Bulletin History DRG Studies KLEMS State Statistics and Finances Statistics ▼ Data Releases Database on Indian Economy Public Debt Statistics Regulatory Reporting ▼ List of Returns Data Definition Validation rules/ Taxonomy List of RBI Reporting Portals FAQs of RBI Reporting Portals Home Notifications Notifications ( 113 kb ) Credit Mobilisation Targets under the Swarnajayanti Gram Swarozgar Yojana (SGSY) for the year 2011 - 12 RBI/2010-11/582 RPCD. GSSD. CO. No.14360 / 09.01.01 CM / 2010 - 11 June 14, 2011 The Chairman / Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Credit Mobilisation Targets under the Swarnajayanti Gram Swarozgar Yojana (SGSY) for the year 2011 - 12 The Government of India has finalized the Credit Mobilisation Targets for the year 2011 - 12 under the Swarnajayanti Gram Swarozgar Yojana (SGSY). The State / Union Territory - wise credit mobilisation targets for the year 2011 - 12 are enclosed . 2. We advise that the State - wise targets indicated may be allocated among the banks working under the jurisdiction of the SLBC Convenor bank of the State, under advice to us. The SLBCs should finalise the targets of individual banks on the basis of acceptable parameters like resources, number of rural / semi urban branches, etc., so that each of the banks will be in a position to arrive at its corporate target. We will be monitoring the achievement of the credit targets by the scheduled commercial banks through receipt of returns. 3. The Lead Banks may review the performance of credit mobilisation at regular intervals in each State / Union Territory through the respective SLBC / UTLBC in order to ensure that efforts are being made by the banks to achieve the credit targets. 4. Monthly / quarterly / half - yearly reports may be submitted to us in terms of para 22 of our Master Circular RBI /2010-11 /56 - RPCD. SP. BC. No.7 /09.01.01/2010-11 dated July 1, 2010 on Priority Sector Lending - Special Programmes - Swarnajayanti Gram Swarozgar Yojana (SGSY). 5. Further, as you are aware, we have introduced an upgraded system (PCRPCD) of on - line submission of data by banks in respect of SGSY. The state - wise targets allocated to scheduled commercial banks for the year 2011 - 12 will be updated in our system, at Central Office, on receipt of the same from your bank. Subsequently, you have to update the state - wise / bank - wise financial targets for the year 2011 - 12 in your system. This will enable the member banks to submit the returns on - line to us. 6. You may please ensure to submit the progress reports in hardcopy and on - line under PCRPCD simultaneously and continue to do so until further instructions from us. 7. Please issue suitable instructions to your controlling offices and branches, under advice to us. Yours faithfully, Smt. (A. S. Telang) Deputy General Manager Encl: As above Credit Mobilisation Targets under SGSY during 2011-2012 (Rs. in lakhs) S.No States/U.T Credit Target for 2011-2012 1 Andhra Pradesh 32130 2 Bihar 76420 3 Chhattisgarh 16980 4 Goa 500 5 Gujarat 12090 6 Haryana 7130 7 Himachal Pradesh 3010 8 J &K 3710 9 Jharkhand 28820 10 Karnataka 24260 11 Kerala 10890 12 Madhya Pradesh 36370 13 Maharashtra 47950 14 Orissa 36750 15 Punjab 3470 16 Rajasthan 18430 17 Tamil Nadu 28410 18 Uttar Pradesh 110020 19 Uttaranchal 5800 20 West Bengal 40840 21 A& N Island 60 22 D& N Haveli 60 23 Daman & Diu 60 24 Lakshadweep 60 25 Puducherry 580 26 Arunachal Pradesh 1590 27 Assam 41140 28 Meghalaya 3090 29 Manipur 2760 30 Nagaland 2120 31 Sikkim 800 32 Tripura 4980 33 Mizoram 720 TOTAL 602000 2026 All Months January February March April May June July August September October November December 2025 All Months January February March April May June July August September October November December 2024 All Months January February March April May June July August September October November December 2023 All Months January February March April May June July August September October November December 2022 All Months January February March April May June July August September October November December 2021 All Months January February March April May June July August September October November December 2020 All Months January February March April May June July August September October November December 2019 All Months January February March April May June July August September October November December 2018 All Months January February March April May June July August September October November December 2017 All Months January February March April May June July August September October November December Archives 2016 All Months January February March April May June July August September October November December 2015 All Months January February March April May June July August September October November December 2014 All Months January February March April May June July August September October November December 2013 All Months January February March April May June July August September October November December 2012 All Months January February March April May June July August September October November December 2011 All Months January February March April May June July August September October November December 2010 All Months January February March April May June July August September October November December 2009 All Months January February March April May June July August September October November December 2008 All Months January February March April May June July August September October November December 2007 All Months January February March April May June July August September October November December 2006 All Months January February March April May June July August September October November December 2005 All Months January February March April May June July August September October November December 2004 All Months January February March April May June July August September October November December 2003 All Months January February March April May June July August September October November December 2002 All Months January February March April May June July August September October November December 2001 All Months January February March April May June July August September October November December 2000 All Months January February March April May June July August September October November December 1999 All Months January February March April May June July August September October November December 1998 All Months January February March April May June July August September October November December 1997 All Months January February March April May June July August September October November December 1996 All Months January February March April May June July August September October November December 1995 All Months January February March April May June July August September October November December 1994 All Months January February March April May June July August September October November December 1993 All Months January February March April May June July August September October November December 1992 All Months January February March April May June July August September October November December 1991 All Months January February March April May June July August September October November December Top Back to previous page More Links : Bank Holidays Banking Glossary Citizen's Charter Complaints Contact Us COVID-19 Measures E-LMS Events FAQs Financial Education Forms IFSC/MICR Codes Important Websites Opportunities @ RBI RBI Clarifications RBI Kehta Hai RBI’s Vision and Values (1257 kb)--> Right to Information Act Tenders Follow RBI RSS Twitter YouTube Instagram Facebook LinkedIn © Reserve Bank of India. All Rights Reserved. Sitemap | Disclaimer Website owned and managed by Reserve Bank of India. Contact us on helpdoc[at]rbi[dot]org[dot]in Website last updated date: Jul 27, 2026 Supports: Google Chrome 147+ | Firefox 150+ | Microsoft Edge Version 147+ | Safari 17+ Accessibility Statement | Screen Reader and Accessibility Help
Reproduced for reference with acknowledgment — Source: Reserve Bank of India · RBI/2010-11/582 · issued 14 Jun 2011. The plain-English explanation above is BankPulse’s own independent summary.
🧰 Tools — save, print, templates & related
Most relevant forBranch Manager — Private Bank / SFBBranch Manager — PSU / Co-op / RRB (sanctioning powers)Agriculture Field OfficerMicrofinance / JLG Field OfficerCompliance TeamBusiness Head / Vertical Head
🛠 Banker’s toolkit — checklists & reply templates →
Related circulars · Financial Inclusion & Priority Sector
Small Account Rules for Co-operative Banks – RBI Circular 2011RRB CRR Hiked to 9% from Aug 30, 2008CRR Hiked for RRBs by 50 bps in Two StagesRRBs: PMLA Compliance – CTR, STR, and KYC Software MandateRRB CRR Hiked to 8.25% from May 24, 2008
Browse all departments →
Who does what — compliance checklist
🏦 Branch Manager
  • Allocate state-wise SGSY credit targets among your bank's branches via SLBC, using parameters like rural branch count and resources.
  • Issue internal instructions to controlling offices and branches, copying RBI.
💻 IT / Systems
  • Update state-wise/bank-wise financial targets for 2011-12 in the PCRPCD online system after receiving central office confirmation.
📜 Compliance
  • Submit monthly/quarterly/half-yearly progress reports in hardcopy and online via PCRPCD until further instructions.
  • Monitor achievement regularly through Lead Banks and SLBC/UTLBC reviews.
Grouped from the action items above — a single circular may involve more than one team.
Worked example & action-note template

Example: if you are a Branch Manager at a bank this circular applies to (All Indian Scheduled Commercial Banks (excluding RRBs), SLBC Convenor banks, Lead Banks, Bank controlling offices and branches handling SGSY), your first concrete step on “SGSY Credit Targets for 2011-12: Allocation & Monitoring” is: “Allocate state-wise SGSY credit targets among your bank's branches via SLBC, using parameters like rural branch count and resources.” (RBI issued this 14 Jun 2011).

  1. Circular: RBI/2010-11/582 -- SGSY Credit Targets for 2011-12: Allocation & Monitoring
  2. Issued: 14 Jun 2011
  3. Action required: Allocate state-wise SGSY credit targets among your bank's branches via SLBC, using parameters like rural branch count and resources.
  4. Action required: Update state-wise/bank-wise financial targets for 2011-12 in the PCRPCD online system after receiving central office confirmation.
  5. Action required: Submit monthly/quarterly/half-yearly progress reports in hardcopy and online via PCRPCD until further instructions.
  6. Action required: Issue internal instructions to controlling offices and branches, copying RBI.
  7. Action required: Monitor achievement regularly through Lead Banks and SLBC/UTLBC reviews.
  8. Owner: ____________ Target date: ____________
  9. Board/committee approval needed? Y / N
  10. Evidence filed in compliance register on: ____________
Built only from this circular’s own published fields — not legal advice; always confirm against the official RBI source.

💬 Banker Discussion

Discuss this circular with fellow bankers — reply, upvote what helps, report what doesn’t belong. Be professional; no client data. Views are the commenter’s own, not BankPulse’s.

Loading comments…
BankPulse Compliance Evidence Pack — generated 03 Aug 2026 · status cross-checked against RBI’s official withdrawal register (refreshed weekly).
Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=6480&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by our expert reviewer, CA Amit Jain. Independent platform, not affiliated with the Reserve Bank of India; is our own plain-English paraphrase, not RBI’s original wording.
Public beta — plain-English informational summaries. Always verify against the official RBI source (circular number cited on every page) before making compliance, credit, treasury, audit, or operational decisions. · Join our WhatsApp channel ↗
—