RBI's own words: “in supersession of our circulars ... RPCD.CO.Plan. BC.11/ 04.09.01/2011-12 dated July 13, 2011” — RBI/2012-13/364
Source: Reserve Bank of India · RBI/2011-12/110 · issued 13 Jul 2011 · ~2 min read
Quick answerRBI mandates quarterly (instead of half-yearly) submission of priority sector advances data in a revised format, effective from the last reporting Friday of June 2011. Banks must report within 15 days of the reference date.
The rule, in the simplest words
Banks must send priority sector (loans to farming, small businesses, poor people) data every 3 months (quarterly) instead of every 6 months (half-yearly).
The first report is due as on the last reporting Friday of June 2011, and must be sent within 15 days after that date.
The report must use a new format that asks for details like how much is for farming, small businesses, and poor sections, plus off-balance sheet (guarantees and promises to pay) amounts.
Banks have to send the data to RBI's Rural Planning and Credit Department in Mumbai by the deadline.
How it plays out — a real example
An agri & priority-sector lending officer in Indore, Priya, used to compile priority sector data twice a year. Now, after the RBI rule change, she must gather and check the numbers every quarter—like for March, June, September, and December—and submit them within 15 days of the last reporting Friday. She updates her spreadsheet to include the new sub-categories for agriculture and weaker sections, and reminds her team to finish on time for the June 2011 deadline.
What changed
The frequency of ad-hoc priority sector data submission has been increased from half-yearly to quarterly. The reporting format has been revised, and the first quarterly report is due as on the last reporting Friday of June 2011.
What it means for you
Banks now face tighter reporting cycles for priority sector lending data, requiring more frequent data compilation and validation. The revised format includes detailed break-ups by sub-sectors (e.g., agriculture, MSE, weaker sections) and off-balance sheet exposures, increasing operational load on compliance teams.
Historical instruction — do not use for current compliance. This is what was required at the time; it no longer reflects current RBI requirements. If no replacement rule is linked above, that only means none is recorded on our register yet — it does not prove no later applicable rule exists. Confirm on the official RBI source below.
What banks were required to do at the time
Update internal data collection systems to capture all fields in the revised format, including off-balance sheet credit equivalents.
Set up quarterly reporting workflows to submit data within 15 days of the last reporting Friday of March, June, September, and December.
Train branch and credit officers on the new format and timelines, especially for agriculture, MSE, and weaker sections sub-categories.
Verify that data for the last reporting Friday of June 2011 is compiled and dispatched to RBI's Rural Planning and Credit Department, Central Office, Mumbai.
Who it affects
All scheduled commercial banks (excluding RRBs), Priority sector lending teams, Compliance and reporting departments, Credit operations staff handling agriculture, MSE, and weaker sections advances
RBI’s words: “in supersession of our circulars ... RPCD.CO.Plan. BC.11/ 04.09.01/2011-12 dated July 13, 2011”
📜 Read the original circular — full text as issued by RBI
RBI/2011-12/110
RPCD.CO.Plan.BC.11 /04.09.01/2011-12
July 13, 2011
The Chairman/Managing Director/
Chief Executive Officer
[All Scheduled Commercial Banks (excluding Regional Rural Banks)]
Dear Sir/ Madam,
Lending to Priority Sector –Reporting Data on Priority Sector Advances
Please refer to our circular RPCD. No. Plan. BC. 21/04.09.01/2007-08 dated September 3, 2007 on the captioned subject.
2. It has now been decided to increase the frequency of submission of ad-hoc data from half yearly to quarterly basis with certain modifications in the format.
3. Accordingly, we advise you to furnish data on priority sector advances in the revised format to Rural Planning and Credit Department, Central Office, Statistics Division, 10th Floor, New Central Office Building, Shahid Bhagat Singh Marg, Mumbai 400 001, on a quarterly basis as on last reporting Fridays of March, June, September and December of a particular year within fifteen days from the reference date.
4. The banks are, therefore, requested to furnish data on priority sector advances, as mentioned above, in the enclosed revised format , on quarterly basis with effect from the last reporting Friday of June 2011.
Yours faithfully,
(T V Rao)
Deputy General Manager
QUARTERLY DATA ON PRIORITY SECTOR ADVANCES BY
PUBLIC/PRIVATE/FOREIGN BANKS AS ON LAST REPORTING FRIDAY
OF MARCH /JUNE/SEPTEMBER/DECEMBER
(A) Adjusted Net Bank Credit (ANBC) as of previous March 31st
(B) (a) Total Off-Balance Sheet Exposures (OBE)
(b) Credit Equivalent amount of OBE * *
(Accounts in lakh, Amounts in Rs. in crore)
Name of the Bank
Reproduced for reference with acknowledgment — Source: Reserve Bank of India · RBI/2011-12/110 · issued 13 Jul 2011. The plain-English explanation above is BankPulse’s own independent summary.
Discuss this circular with fellow bankers — reply, upvote what helps, report what doesn’t belong. Be professional; no client data. Views are the commenter’s own, not BankPulse’s.
BankPulse Compliance Evidence Pack — generated 03 Aug 2026 · status cross-checked against RBI’s official withdrawal register (refreshed weekly). Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=6610&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by our expert reviewer, CA Amit Jain. Independent platform, not affiliated with the Reserve Bank of India; is our own plain-English paraphrase, not RBI’s original wording.
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