HomeCirculars › RBI/2012-13/178

Limited Two-Way Fungibility for IDRs Allowed

Live · in forceNo withdrawal recorded as of 20 Jun 2026. Reviewed by Vikram Jain; always verify against the official RBI source below.
Issued by RBI: 28 Aug 2012  ·  Decoded by BankPulse: 20 Jun 2026, 00:36 IST
⏱ ~2 min read
📄 Official RBI source ↗
Quick answerRBI now permits limited two-way fungibility for Indian Depository Receipts (IDRs), similar to ADRs/GDRs. Re-issuance is capped at redeemed/converted IDRs, with an overall USD 5 billion limit monitored by SEBI. This eases conversion between IDRs and underlying shares.

What changed

RBI introduced limited two-way fungibility for IDRs, allowing re-issuance only to the extent of IDRs redeemed or converted into underlying shares and sold. An overall cap of USD 5 billion for IDR capital raising by foreign companies in India was set, monitored by SEBI. This amends the earlier 2009 circular on IDR issuance.

What it means for you

Banks and AD Category-I dealers can now facilitate conversion of IDRs into equity shares and re-issue them, subject to the USD 5 billion aggregate cap. This enhances liquidity and flexibility for foreign companies raising capital in India via IDRs. Lenders must ensure compliance with SEBI and RBI guidelines on issuance, redemption, and fungibility.

What you must do

Who it affects

AD Category-I banks, Foreign companies issuing IDRs in India, Investors holding IDRs

What is the USD 5 billion cap for IDRs?

It is an overall limit on capital raised by foreign companies through IDR issuance in Indian markets, monitored by SEBI, similar to caps on FII debt investments.

Can IDRs be freely converted into shares?

Conversion is allowed under limited two-way fungibility, subject to conditions in the 2009 circular (paras 6 and 7) and SEBI regulations. Re-issuance is only for redeemed/converted IDRs.

Do banks need to report IDR transactions?

Yes, banks must follow RBI and SEBI reporting guidelines. The circular does not specify new reporting forms but requires compliance with existing regulations.

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AI-drafted · 3-model AI consensus fact-check · under the editorial review of Vikram Jain · decoded & published by BankPulse · 20 Jun 2026, 00:36 IST
Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=7530&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by Vikram Jain. Independent platform, not affiliated with the Reserve Bank of India; never reproduces RBI text verbatim.