HomeCirculars › RBI/2012-13/240

ECB All-in-Cost Ceiling Unchanged – Oct 2012

Live · in forceNo withdrawal recorded as of 20 Jun 2026. Reviewed by Vikram Jain; always verify against the official RBI source below.
Issued by RBI: 09 Oct 2012  ·  Decoded by BankPulse: 19 Jun 2026, 23:52 IST
⏱ ~1 min read
📄 Official RBI source ↗
Quick answerRBI has decided to keep the all-in-cost ceiling for External Commercial Borrowings (ECB) unchanged from the levels set in March 2012. This means no change in the maximum interest rate and fees that Indian borrowers can pay on foreign loans until further notice.

What changed

RBI reviewed the all-in-cost ceiling for ECB and decided to maintain the existing limits specified in the March 2012 circular. No revision was made to the ceiling. All other ECB policy parameters remain the same.

What it means for you

Banks and their corporate clients can continue to borrow overseas at the same cost limits as before. This provides stability and predictability for ECB pricing. Lenders should ensure that any new ECB proposals comply with the unchanged all-in-cost ceiling.

What you must do

Who it affects

All Category-I Authorised Dealer Banks, Indian corporates raising ECB, Borrowers and lenders in the ECB market

What is the all-in-cost ceiling for ECB as per this circular?

The circular does not specify the exact ceiling figure; it only states that the ceiling set in the March 2012 circular continues to apply. You must refer to that earlier circular for the specific rate.

Does this circular change any other ECB rules?

No. All other aspects of ECB policy remain unchanged. Only the all-in-cost ceiling was reviewed and kept the same.

Who should we inform about this circular?

AD Category-I banks are required to bring the contents to the notice of their constituents and customers who are involved in ECB.

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AI-drafted · 3-model AI consensus fact-check · under the editorial review of Vikram Jain · decoded & published by BankPulse · 19 Jun 2026, 23:52 IST
Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=7611&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by Vikram Jain. Independent platform, not affiliated with the Reserve Bank of India; never reproduces RBI text verbatim.